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Palema’s quest for a place to call home
Comments
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Hi everyone
I have had a busy few weeks and now on the 9 working days left until I am on holiday for 2 weeks and I can't wait!! :j
Not alot has been happening since I last posted, I started my new role at work last Monday and it's going good so far!
I have bought myself a Sat-Nav (got a voucher for £20 off in tesco and I earned tesco points too!!)
I have bought myself some warmer dresses to go with leggings for wearing to my WW meetings as I am not supposed to wear jeans. I have also replaced my trusty old ankle boots with a new pair and I had a £40 voucher for my local shopping centre so used that as part payment towards them.
My mum has been saving the pot vouchers from Tesco and has bought me 2 small pots, a medium one the grill pan and frying pan for when I move into my own place :T
I have been doing a bit of babysitting for kids from work in the last few weeks as well and have managed to make a little bit of extra money from that as well
Wednesday 12th October
NSD
Thursday 13th October
NSD
Friday 14th October
NSD
Saturday 15th October
£36 - Fuel
£65.94 - Flights for Cardiff 2012
£5.24 - Tesco Lunch stuff
£89.97 - TomTom sat nav
£0.99 - New ring tone for phone
Total - £198.14
Sunday 16th October
NSD
Monday 17th October
£10 - Work Collection
Tuesday 18th October
£20.37 - Tesco
£46.98 - New bag for WW stuff, SIL Xmas pressie
Total - £67.35
Wednesday 19th October
£1.95 - WW biscuits
Thursday 20th October
NSD
Friday 21st October
£1 speedway draw
Saturday 22nd October
£0.61 - chocolate jazzies
£3.15 - medicine in Boots
£44.99 - Boots
Total - £48.75
Sunday 23rd October
£22 - Dress and socks in Asda
£22.50 - 2 Dresses in Tesco
£10 - Large Mickey Mouse toy for Neices Xmas
Total - £54.50
Monday 24th October
NSD
No other news for now!
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*Lurker alert*
I picked up some of those open vouchers in Tesco when I was away with a pal but they don't seem to be doing them in my local one. If you need a few more PM me your address.:j Proud Member of Mike's Mob :j0 -
*Lurker alert*
I picked up some of those open vouchers in Tesco when I was away with a pal but they don't seem to be doing them in my local one. If you need a few more PM me your address.
Hi Maty
Nice to see you delurking!!
Thanks for the offer, I think I have all I need at the moment as I still have a enough to get at least 3 more pots.
Thanks again
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Hi Everyone
A very busy week and not alot of sleep has resulted in me being in my PJ's this cold Friday night since 5.30pm
I went to the nando's and the cinema on Tuesday night to see the new TinTin movie, it was pretty good and easy watching.
I am upto date with all my WW stuff although I am finding doing the 3 meetings a week quite tiring as well as working full time.
My parents are away on holiday just now so I am all on my own and loving every minute of it!
I also received a citation for the High Court for Jury Duty and when I phoned up about another letter I received at the same time (which got me confused) the Nice gentleman told me the case that is there on that day could be a 4 week trial :eek:
I am going on a bowling night out tomorrow night with a small group of my members from 2 of my meetings, should be fun!
Tuesday 25th October
£17.65 - Nando's
£11.90 - Cinema
£131.89 - Bowling (will get most of this back when everyone pays me)
Total -£161.44
Wednesday 26th October
NSD
Thursday 27th October
£3.35 - Tesco
£2.76 - 6x 1st class stamps
Total - £6.11
Friday 28th October
£37.17 - Fuel
£15.08 - Tesco shop
Total - £52.25
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Enjoy the bowling!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Well here it is the monthly money post!
My Budget this month is as follows:
Income
Monthly income after tax - £1264.68
Current Account Reward - £5.00
WW Salary after tax - £443.16
Account fees
Account fee - £15
Monthly Expense Details
Direct Debits
Rent - £200
Mobile phone- £18.70
Cinema Card - £15
Speedway support - £10
Contact Lenses - £18
Total - £261.70
Savings accounts
Santander 1st Homebuyer - £300 (2nd of the Month)
[FONT="]ISA - £350
[/FONT] Holidays and Social - £100
Car (including MOT, maintenance and Road Tax) - £50
Emergency Fund - £50Niece's savings - £5
Work Christmas savings - £10
Total - £865
Other Spends
Petrol/diesel - £100
Me money - £200
Savings totals so far
Santander 1st Homebuyer - £4,800
ISA - £1,550
Holidays and Social - £135
Car (including MOT, maintenance and Road Tax) - £100
Emergency Fund - £100
AA Savings (VSP) - £38.01
Work Christmas savings - £90
My Niece's savings - £90
Events for the next month are as follows:
29th October - WW bowling night
4th November - James Morrison gig
6th November - I am looking after my 17 month old niece for the day so off out to soft play
18th November - Nando's and Twilight: Breaking Dawn Part 1
I am off work on holiday from 7th until 21st November and so far I will be:
Going out for a girly day with my mum
Visiting my hairdresser and her new baby
Going out for lunch with a friend
Cinema to see lots of new movies (hopefully)
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Hi Palema
You are doing a great job with your savings, I am aiming for a similiar amount, getting a bit impatient at the moment!
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Hi Palema
You are doing a great job with your savings, I am aiming for a similiar amount, getting a bit impatient at the moment!
xx
Thanks ms_london
I have been impatient for the last 3 years!
I started saving in 2009 when my Trust Deed ended but a year of savings got totally wiped out in March 2010 on a new car in and although I have been saving since it has been half hearted really.
My bank offered me a Credit card in October 2009 and I took it :eek:( I know girl 7 months out of a Trust Deed let loose with a credit card!!) and although I am now pretty good at paying it off each month if I was a bit better organised in saving I would have over £10K by now
I am hoping to be able to buy a place of my own anytime from March 2012 onwards.
Good luck with your savings
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Hi everyone,
I'm on holiday from work for 2 weeks!!!! :j:j
Still doing my WW meetings though and covering a couple of classes as well but the rest of the time is me time!
I have had a mental week at work its been so hectic.
My parents have been on holiday since 25th October and come back tonight. All house work is upto date and the house is tidyI have loved every minute of them being away too!
Went ten pin bowling with 8 members from 2 of my meetings last weekend and it was a brilliant laugh.
Not really been up to much else, went to the cinema to drool over Justin Timberlake in In Time yesterday was pretty good.
I have spent all day today looking after my niece, took along the card box to my meeting that another leader was covering and she ran riot once she got used to the place!Put her down for a sleep when my brother said she should sleep and 30 mins later she was still bouncing around the cot so I got her up and gave her lunch. Took her to Soft play this afternoon which was fun as I got to play too!
Could quite easily have killed several children in there
evil child 1 - throwing balls from the ball pool at everyone and hit several other kids, only just missing me at 1 point.
evil child 2 - over the age of 4 in the under 4 area, and telling my niece (17 months) to go away and leave things she was playing with.
evil child 3 - another over 4 years old and went to hit my niece because she lifted a block, I gave the little sh*t a glare and told him to try it and see what I would do (he backed off pretty quick!)
This week will be as follows -
Monday - Start to tidy the pig sty that is my bedroom and sort out all my WW paperwork.
- Training course for work ( I offered to go and its only 2 hours)
- WW meeting in the evening.
Tuesday - Continue to tidy the pig sty!
- Cinema and dinner with a friend I haven't seen since her wedding in May!
Wednesday - Possible Grannie shopping (depending if her new kitchen is getting fitted - if it is I won't need to go!)
- Visiting my hairdresser and her new baby!
- WW meeting in the evening
Thursday - Possibly going to Livingston shopping with my mum!
Friday - Pre Janauary WW launch meeting and area meeting from mid afternoon until middle of the evening.
Saturday - Covering a WW meeting
- Not alot else!
Saturday 29th October
£18.89 - Tesco food shop
£6.17 - Asda
Total - £25.06
Sunday 30th October
£4.99 - Morrisons
Monday 31st October
£30.00 - Xmas night out
Tuesday 1st November
£22.72 - Amazon
Wednesday 2nd November
£6.41 - Tesco
Thursday 3rd November
£380.00 - Speedway season ticket for 2012
Friday 4th November
£10.00 - Work Xmas fund
Saturday 5th November
£19.99 - Satnav case
£7.78 - Fish food
£19.26 - Tesco
£5.85 - Cinema
Total - £52.88
Sunday 6th November
£7.00 - Poundland
£7.25 - Soft Play
£1.99 - Tesco news paper and milk
£1.70 - drink at soft play
Total - £17.94
Thats it for now
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Happy holidays :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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