Palema’s quest for a place to call home

Footiemad_2

Palema wrote: »

Don't worry ladies.
I have had 2 WW meetings this weekend
HOWEVER Yesterday afternoon/evening was me time - I have managed to finally see Harry Potter 7.2 and Captain America and today I have been out for a family meal!
P
X

Hey P

As long as your doing ok thats all that matters. Just take good care of yourself. Savings are looking good girlie.
Hope you had a nice time with the family too x

[Deleted User]

Hi everyone
OMG - its pretty much 2 weeks since I was last on here to post - I'm bad!

Lots going on in my little life just now, lots of WW stuff a little babysitting and lots at work.

I have been to see Rise of the Planet of the Apes (totally brilliant and James Franco = YUM!! ) On the way there I went past a housing development which is run by a local housing association and they are going to be ready spring/ summer next year, I am needing my own space and now have something to aim for. Not ideal but Shared Ownership is the way I think I am heading to get somewhere of my own. Its time now for me to move out and for my parents as well. So the aim is pay off my pink friend with my WW money next week, then full steam ahead to get as much of a deposit as posible.

In semi non money news I have done my back in yet again Spending a small fortune on the Chiropractor (recommended by 1 of my WW members) previously went to an Osteopath. Have been told my Pelvis is tilting forward which is causing the vertabrae in my back to pull in and cause all the pain
Seems to be working though so worth the money being paid.

Went to see The Script on Thursday night - absolutely amazingly brilliant!!

Oh and I won £25 on the speedway money draw last night

Monday 8th August
£7.21 - Tesco
£67.50 - The Script Tickets
Total - £74.71

Tuesday 9th August
NSD

Wednesday 10th August
£4.00 WW

Thursday 11th August
£12.96 - Stamps WW
£37.00 - Fuel
Total - £49.96

Friday 12th August
£45 Chiropractor
£3.68 - Itunes
Total - £48.68

Saturday 13th August
£4.38 - Lunch
£1.48 - Cards
£15.00 - Dinner
£23.65 - Drinks out
£40.00 - 2x birthday pressies
Total - £84.51

Sunday 14th and Monday 15th August
NSD's

Tuesday 16th August
£3.24 - Snacks
£29.00 - Chiropractor
Total - £32.24

Wednesday 17th and Thursday 18th August
NSD's

Friday 19th August
£14.36 Baby present
£29.00 - Chiroprator
£1.00 - Speedway money draw
Total - £44.36

Saturday 20th August
£2.60 - Bus Fares
£8.73 - Tesco
£35.88 - Waxing
Total - £47.21

Thats about it for now - off on holiday to Poland as of Thursday for 5 days, I can't wait :j

P
X

Footiemad_2

Have a great holiday P

Hopefully it wont belong before you have lots of pennies saved for the shiny new home x

beanielou

Have a great holiday & hope your back improves.

[Deleted User]

Hi everyone

I have been on holiday for the last week, back to work next Monday but thats OK had a great but very quick week off.

Went to Poland for 5 days and it was 36 degrees on Saturday, I was really struggling with the heat but had my suncream on so didn't get burnt. I did however discover the wonders of a Mojito ice cream had several over the weekend, the speedway wasn't half bad either

This week I have had 2 meetings about mortgages :eek:
1st with 1st Mortgage and they think I will get a morgage no problem for shared ownership.

2nd with my bank and they say I could potentially get a mortgage for £99,100.00 :eek: ( I could go for a shared equity property with this)

So my options have been thrown wide open with regards to what kind of housing I could go for!!!! :j:j

I went shopping with my mum today to Livingston and I bought a couple of cardigans for work AND a dinner set with matching, cutlery, mats and coasters. I saw them and thought I would make a start on buying for my house, when I get it!

Sunday 21st August
£72.50 Holiday Money
£2.74 Snacks
£3.99 Snacks
Total £79.23

Monday 22nd August
NSD

Tuesday 23rd August
£3.09 Food for work
£10 Fuel
£7.42 Boots
Total £20.51

Wednesday 24th August
£15 Next - 3/4 length trousers
£13 DP Vest tops
Total £28

Holiday from Thursday 25th August until Monday 29th August.

P
X

[Deleted User]

My Budget this month is as follows:

Income
Monthly income after tax - £1261.18
Current Account Reward - £5.00
WW Salary after tax - £545.50
Account fees
Account fee - £13

Monthly Expense Details
Direct Debits
Rent - £200
Mobile phone- £22.30
Cinema Card - £15
Speedway support - £10
Contact Lenses - £18
Total - £265.30

Savings accounts

Santander 1st Homebuyer - £300 (2nd of the Month)
[FONT=&quot]ISA - £190
[/FONT] Holidays and Social - £100
Car (including MOT, maintenance and Road Tax) - £50
Emergency Fund - £50
VSP account - £15.44
Niece's savings - £5
Work Christmas savings - £10

Total - £630.44

Other Spends
Petrol/diesel - £100
Me money - £200

Savings totals so far
Santander 1st Homebuyer - £4,200
ISA - £890
Holidays and Social - £110
Car (including MOT, maintenance and Road Tax) - £55
Emergency Fund - £65
AA Savings (VSP) - £233.79
Work Christmas savings - £70
My Niece's savings - £80

As you can see if you read this diary I have closed a few of my accounts and put them all into one under the heading Emergency fund - this way I can use it for any emergencies that crop up!

I have managed to clear most of my Pink Friend! Only thing on there now is James Morrison Tickets and skin care from visit to Boots!

September Events
Not alot!
Long distance Little sis's (AKA my best friend) Birthday

Think thats about it for this months budgeteering!
P
X

mooomin

Welcome home!!

Been down in Leeds this week so sorry to miss WW again. Should be ok for next week though unless work chain me to the desk again. The gits.

Any chance you can keep me some of the WW bars if they're on offer? I've run out and need to get back on track as have been very bad while I've been away for work. All sorts of tasty food, but none of it points-friendly! I could pop out and grab them from you if you're around at the weekend?

mooomin

PS...if they ever make French Martini ice-cream I'm getting involved

[Deleted User]

Me again!!
Can you tell I am trying to catch up on what I have not had time to post!!

Following on from my previous money post - the reason I have split it is because for me it is a new ssalary month (28th is payday)

So

Tuesday 30th August
£14.99 - European Health Insurane Card ( I went away with mine out of date and only realised upon my return :eek: )
£29 - Chiropractor
£2.60 Bus fares
£14.99 Credit report ( have now cancelled this needed to check something so worth the money)
Total £61.58

Wednesday 31st August
£36.52 - Fuel
£1.60 Slush Puppy
£76.65 - Boots
£118.50 - James Morrison tickets X 4
Total £233.27

Thursday 1st September
£61.50 - Dinner set, cutlery, place mats, coasters, salt and pepper shakers.
£1 Parking
£24 Cardigans for work
Total £86.50

So now all uptodate with my goings on!
The final push for a place of my own has begun!

P
X

[Deleted User]

flying_fresian wrote: »

Welcome home!!

Been down in Leeds this week so sorry to miss WW again. Should be ok for next week though unless work chain me to the desk again. The gits.

Any chance you can keep me some of the WW bars if they're on offer? I've run out and need to get back on track as have been very bad while I've been away for work. All sorts of tasty food, but none of it points-friendly! I could pop out and grab them from you if you're around at the weekend?

I am off on holiday so could meet you at the Gyle tomorrow just text me what you want and I will bring then round - offer on until end of September. Missed you last night but will tell you all when I see you!

If not I am at my own meeting Saturday am so could pop round with them then

Let me know!

flying_fresian wrote: »

PS...if they ever make French Martini ice-cream I'm getting involved

Mojito one was gorgeous, more like a sorbet and very refershing!!