Palema’s quest for a place to call home

Footiemad_2

Hi P

Hope you enjoyed Cardiff to make up for the disappointment with Take That what a bummer.

Me thinks you still need some sort of compensation for the bad seats though.

Hope alls good and that your not too tired.

Catch you later. x

[Deleted User]

Hi everyone
What a busy 2 weeks holiday I have had - off back to work tomorrow for a rest!!

I have taken on another WW meeting :eek: It is the meeting I did my final assesment at, as the leader is giving that meeting up due to home commitments. I take the meeting on as of tomorrow :eek:

I other news I have been very spendy my whole holiday and need to curb it - My Pink friend now has a balance on it

I also got my contact lenses on Monday

Payday was last Tuesday and I have spent some money every day since :eek:

Took my Dad to see Neil Diamond last night, fab night even for an old bloke!!

Monday's spends
£2.30 Bus fares
£5.18 Stationary
£7 Poundshop
£34 Contact lenses
£3.47 Cards
Total £51.95

Tuesday's spends
£3.60 Cinema
£8.50 Ice Cream
£3 Parking
£6.40 Drinks
Total £21.50

Wednesday's spends
£1.90 WW mag
£0.55 WW crisps
Total £2.45

Thursday's spends
£13.20 Asda

Friday's spends
£36.15 Fuel
£20 M&S Gift card
Total £56.15

Saturday's spends
£2.00 WW sweets
£5 Drinks at Neil Diamond
Total £7

Today's spends
£ 7.09 Tesco
£1.50 Chocolate
Total £8.59

My Budget this month is as follows:

[FONT=&quot]Income[/FONT]
[FONT=&quot]Monthly income after tax - £1253.20[/FONT]
[FONT=&quot]Current Account Reward - £5.00[/FONT]
[FONT=&quot]Plus some babysitting and
WW income won't come in until August as we are becoming employed by the company as of today.
[/FONT][FONT=&quot]
Account fees[/FONT]
[FONT=&quot]Account fee - £13 [/FONT][FONT=&quot]

Monthly Expense Details
Direct Debits[/FONT]
[FONT=&quot]Rent - £200
Mobile phone- £22.82[/FONT]
[FONT=&quot]Cinema Card - £15[/FONT]
[FONT=&quot]Speedway support - £10[/FONT]
[FONT=&quot]Total - £247.82[/FONT]
[FONT=&quot]
Savings accounts[/FONT]

Santander 1st Homebuyer - £300 (2nd of the Month)
[FONT=&quot]ISA - £100 [/FONT]
[FONT=&quot]Holidays and Social - £100[/FONT]
[FONT=&quot]Car (including MOT, maintenance and Road Tax) - £50[/FONT]
[FONT=&quot]Present Fund - £40[/FONT]
[FONT=&quot]POD (Prescription, Optical, Dental) - £30[/FONT]
[FONT=&quot]Clothes - £20[/FONT]
VSP account -£13.20
Niece's savings - £5
[FONT=&quot]Work Christmas savings -£10[/FONT]

[FONT=&quot]Total - £668.20[/FONT]
[FONT=&quot]
Other Spends[/FONT]
[FONT=&quot]Petrol/diesel - £100[/FONT]
[FONT=&quot]Me money - £200[/FONT]

Savings totals so far
Santander 1st Homebuyer - £3,600
[FONT=&quot]ISA - £600[/FONT]
[FONT=&quot]Holidays and Social - £10[/FONT]
[FONT=&quot]Car (including MOT, maintenance and Road Tax) - £5[/FONT]
[FONT=&quot]Present Fund - £5[/FONT]
[FONT=&quot]POD (Prescription, Optical, Dental) - £5[/FONT]
[FONT=&quot]Clothes - £5[/FONT]
[FONT=&quot]AA Savings (VSP) - [FONT=&quot]£211.68[/FONT][/FONT]
[FONT=&quot]Work Christmas savings - £60[/FONT]
My Niece's savings - £70

My Pink Friend - £250:eek:

July events
~ Back to work
~ Taking on WW meeting number 3 as of 4th July
~ Mum's birthday
~ Dad's 60th Birthday
~ A friend's birthday

P
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Footiemad_2

Hi P

So glad you had a good 2 weeks holiday, your so busy..I thought I was bad. What are we like..dont we like to relax..may be not I would still find somethingt to.

So organised with all your ins and outs, I know where I am just but have not had time to sit and right everything down.

The house fund is building nicely well done you.

Hope your first day back was good.

Catch up with you later.

Footie xx

EssexHebridean

Certainly is building up well isn't it - well done, and congratulations also on getting the additional WW meeting - you're building that business up nicely! :T

As for the spendiness, you have spotted it, and can now call a halt to it. the difference now from the past I'm guessing is that then you wouldn't have seen the issue arising, or if you HAD, you'd have chosen to ignore it. Now you have your MSE head firmly in place that will sort out that situation before any harm is done. How about putting another small savings fund in place now - say just £10 or £20 per month, that can be a holiday spends fund for next years hols, Cardiff & etc?

[Deleted User]

EssexHebridean wrote: »

Certainly is building up well isn't it - well done, and congratulations also on getting the additional WW meeting - you're building that business up nicely! :T

As for the spendiness, you have spotted it, and can now call a halt to it. the difference now from the past I'm guessing is that then you wouldn't have seen the issue arising, or if you HAD, you'd have chosen to ignore it. Now you have your MSE head firmly in place that will sort out that situation before any harm is done. How about putting another small savings fund in place now - say just £10 or £20 per month, that can be a holiday spends fund for next years hols, Cardiff & etc?

I have my holiday fund that I put £100 away each month - got wiped for Cardiff and part way on My Pink Friend!!
I have my I need a house of my own head on so I know I need to pay off my Pink Friend. I also have the opportunity to go to Costa Rica (and stay with friends there) on Holiday :D and would really really like to go BUT I need to save save save and I plan to do that come September (Torun in August ) I am planning on not touching that money and keeping it for my speedway trips and that holiday to Costa Rica in hopefully 2012 that gives me 18 months to save for the holiday.

Previously I wouln't have cared 2 hoots about how much I was spending but I do now and I will have a clear Pink Friend by August or September at the latest.
P
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beanielou

You will have the extra £££'s from WW to add to your holiday fund!
Have a great weekend

[Deleted User]

beanielou wrote: »

You will have the extra £££'s from WW to add to your holiday fund!
Have a great weekend

WW money is going into the house fund initially Beanie! Need a house of my own, as much as I love my parents and they have been great to me - I need my own space! :eek:
P
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Footiemad_2

Hi P

Hope all is well with you. WW very handy for the house fund. It is lovely having your own space and I am sure it wont belong before you do.

x

[Deleted User]

Hi everyone
I have not posted a proper update since 3rd July - I've been a busy girl!!
I have taken on WW meeting number 3 and its going well, I have managed to finally organise my time when doing all my WW paperwork and I now have it down to about 2 hours which is good going

Spends from 4th July are:

Monday 4th July
£10 Work Wedding

Tuesday 5th July
£22.38 Asda
£7.99 Book
£49.84 Skin care
Total £80.21

Wednesday 6th July
£20 Tesco
£5 Work Birthday
Total £25

Thursday 7th July
£10 WiFi dongle
£5.94 Asda
Total £15.94

Saturday 9th July
£15 HMV voucher
£15 Birthday pressie
£1 Club entry
Total £31

Sunday 10th July
£34.24 Fuel
£11.04 WW
£41.75 Dinner
Total £87.03

Monday 11th July
£7.05 Tesco
Work fund £10
WW £10.68

Thurs 14th July
£6.06Tesco

Friday 15th July
£12 96 Stamps
£1 speedway draw
£13.96

Saturday 16th July
Mum birthday £15.04

Sunday 17th July
£7.60 Tesco

I think that's everything!
I had a girl from work's hen night last week and I had a stinking migraine headache all day so I took the car and drank water so it cost me nothing
Nothing else planned apart from my dad's 60th next Friday and he has already had his birthday pressie from me (Neil Diamond ticket) so won't cost me anything else. Also hoping to get the day off work so I can help my mum prepare for a party on Saturday as I have a WW meeting Saturday am so won't be able to help then.
Until my next post - have a great week.
P
X

[Deleted User]

Hi everyone
I have had a great week - WW meetings are going well I was at a training meeting on Friday and I found it really informative and very helpful, going to give a few things a try in my meetings.

Other than WW I had my dad's 60th Birthday on Friday - we surprised him with a night in Hospitality at the speedway which was brilliant, he got a huge surprise!!

In house news - Although my funds are not huge at the minute, I put my name down on the local housing association list for a shared ownership new build which will be finished in summer 2012 and they contacted me on Wednesday to offer me another shared ownership house, I am not taking it however as I really want to have a descent amount for a deposit and to furnish a house the way I want to.

So spends this week are as follows

Monday 18th July and Tuesday 19th July
NSD's

Wednesday 20th July
£37.38 Fuel

Thursday 21st July
£1 Asda
£17.83 Sweet shop (dad's birthday)
£34.99 HMV
Total £53.82

Friday 22nd July
£21 speedway

Saturday 23rd July
£1.49 Itunes
£32.01
Total £33.50

Payday is Thursday this week - It can't come quick enough!!
I should also get holiday pay from WW due to changing to employed status and expenses for a couple of weeks that I put in including petrol money.

P
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