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Palema’s quest for a place to call home
Comments
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Hi everyone
I had a NSD on Thursday and only spent £1 at the speeday on Friday night.
My laptop has been cutting on me. May have to think about getting a new one
I had my nieces 1st Birthday party yesterday and I won some money on the winner of the Speedway GP last night
Today is D-Day I take my 1st WW meeting this morning :eek: I think I am all set, I just want to get started!
Anyway Payday was on Friday -
My Budget this month is as follows:
[FONT="]Income[/FONT]
[FONT="]Monthly income after tax - £1253.20[/FONT]
[FONT="]Current Account Reward - £5.00[/FONT]
[FONT="]Plus some babysitting and WW meetings
[/FONT][FONT="]
Account fees[/FONT]
[FONT="]Account fee - £13 [/FONT][FONT="]
Monthly Expense Details
Direct Debits[/FONT]
[FONT="]Rent - £200
Mobile phone- £17.22[/FONT]
[FONT="]Cinema Card - £15[/FONT]
[FONT="]Speedway support - £10[/FONT]
[FONT="]Total - £242.22[/FONT]
[FONT="]
Savings accounts[/FONT]
Santander 1st Homebuyer - £300 (2nd of the Month)
[FONT="]ISA - £100 [/FONT]
[FONT="]Holidays and Social - £100[/FONT]
[FONT="]Car (including MOT, maintenance and Road Tax) - £50[/FONT]
[FONT="]Present Fund - £40[/FONT]
[FONT="]POD (Prescription, Optical, Dental) - £30[/FONT]
[FONT="]Clothes - £20[/FONT]
VSP account -£13.20
Niece's savings - £5
[FONT="]Work Christmas savings -£10[/FONT]
[FONT="]Total - £668.20[/FONT]
[FONT="]
Other Spends[/FONT]
[FONT="]Petrol/diesel - £100[/FONT]
[FONT="]Me money - £200[/FONT]
Savings totals so far
Santander 1st Homebuyer - £3,300
[FONT="]ISA - £300[/FONT]
[FONT="]Holidays and Social - £200[/FONT]
[FONT="]Car (including MOT, maintenance and Road Tax) - £155[/FONT]
[FONT="]Present Fund - £45[/FONT]
[FONT="]POD (Prescription, Optical, Dental) - £35[/FONT]
[FONT="]Clothes - £45[/FONT]
[FONT="]AA Savings (VSP) - [FONT="]£182.35[/FONT][/FONT]
[FONT="]Work Christmas savings - £50[/FONT]
My Niece's savings - £65
June events
~ 1at WW meeting (29th May) :eek:
~ Mum and Dad's Wedding Anniverary
~ My brother's 30th Birthday
~ My Birthday
~ 2 Weeks Holiday
~ Take That
~ Cardiff!!
P
X0 -
Just "un-lurking" to say best of luck with your first WW meeting. You sound very enthusiastic and diligent in your preparations. I am sure you will be a supportive an inspirational leader.
Best wishes,
CFMortgage, draw down Sept 2014: £222,000
Now: £173,2290 -
Chocforever wrote: »Just "un-lurking" to say best of luck with your first WW meeting. You sound very enthusiastic and diligent in your preparations. I am sure you will be a supportive an inspirational leader.
Best wishes,
CF
Thanks CF
Meeting went really well, most of the people who came along stayed for the meeting talk as well which was lovely and I had several members come up and say Thank you for making the meeting interesting again.
Next meeting Wednesday night
Spent the afternoon sorting out the money side of things and preparing for Wednesday.
Once I get into the swing of things I'm sure I will get quicker at preparing the rooms and sorting out everything after the meeting as well.
P
X
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I read the whole of your diary yesterday, congratulations on the ww meeting.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
All sounding goodI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hi P
Sorry not popped on for a few days. Well done on your first class and so glad that the members liked what you did. I am sure you will get more members when the news gets out at how good you are. I am sure it wont be long before your speeding up on setting up and sorting out after class. Do your helpers get there early to help you set up. We all get there early to help ours. I do struggle sometimes because of work but otherwise I am there too. There's so much to put out.
Weigh day again, it comes round so quickly, I seem to start off well and then seem to have a blip later in the week, I dont know why because I never used tobut its because I am so tired at the moment.
I love your budgeting my dear, so organised.Anyway thats all for now hu catch you later
Footie xFootiemad:footie: 2013 - SPC no.1147...Keeep potting!!
2013-VSP #21 £14.59
SPC 2012 - £207.44
SPC 2011 £647
VSP 2011 £70.37
23lb/54lb0 -
Hi everyone
I have neglected my diary really other than reading over the last few days due to sorting out WW stuff from Sunday and for tomorrow as well! Thank you for all your mesages of support it means alot to me
I have talked a friend into switching to my Wednesday WW meeting is going along with Flying_Fresian are both going to be heping me run my meeting.
I am also going to be giving contact lenses another try as I am getting a bit fed up of my glasses all the time - so initially for the fitting/trial it is £20 and if they are OK and I sign up for them then I get that money back
So money wise from Friday onwards!
Friday's spends
£10 Dongle top up
£1 Speedway draw
Total £11
Saturday's spends
£7.35 Birthday cards
£8.76 WHSmith
Total £16.11
Sunday's Spends
£1.90 WW Magazine
£8.50 Asda - Lunch stuff
Total £10.40
Monday's spends
NSD!
Today's spends
£1.64 Can of Diet Coke and crisps
£20 Contact Lenses
Thats all for just now.
P
X
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Hi P
Its all go for you with WW, but you will get there and things will settle down I am sure. Well done on your recruits, its fab to have F_F tooI am sure she will be a fab helper, its a pretty I am so far away otherwise I would come to your class and help you out too. Helping out has kept me on track and its all saving money too. So double bonus.
Looking forward to hearing all about your group success of which there will be many I am sure.
Catch you later hun xxFootiemad:footie: 2013 - SPC no.1147...Keeep potting!!
2013-VSP #21 £14.59
SPC 2012 - £207.44
SPC 2011 £647
VSP 2011 £70.37
23lb/54lb0 -
Hi everyone
I've had a busy week and next week ooks to be more of the same!
My Wednesday WW meeting went well and I am looking forward to going back again next week.
I have added £200 to my house saving fund and am going to put some/all of my WW money for the rest of the month into my car fund as my insurance is due within the next 4 weeks. :eek:
Anyway - Money stuff
Wednesday was a NSD
Thursday's spends
£8.26 Vitamins
Friday's spends
£1 Water and apple
£10 Books
£10 Dress
£1 Speedway money draw
£59.95 THIS Handbag
Total £81.95
Today's spends
£13.27 Tesco Tea/Coffee stuff for WW
£2.60 Bus fares
£4.78 Dispoable cups for WW
£13.50 Aveda Hair stuff
£22.90 Brothers 30th Birthday pressie
£50.71 Diversity tickets!!:D:j:j
Total £107.76
For the coming week I have got WW meeting tomorrow, Covering my leader's meeting on Tuesday, my WW meeting Wednesday and my brother's borthday, Grannie shopping Thursday and WW area meeting Friday. Only have Monday to myself!:eek:
Enjoy the rest of the weekend
P
X
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Hi P
What a busy week ahead you have. So glad the meeting went well. I have had a bad week on WW this week, I have been feeling so tired and it all came out in my throat, glands were up size of golf balls. Could get my head in gear to plan meals at all and picked and ate rubbish...fell bloated nowOh well tomorrow is another day.
Loving the handbag hun fabuuuulous.
Catch you later and have a good meeting tomorrow. xFootiemad:footie: 2013 - SPC no.1147...Keeep potting!!
2013-VSP #21 £14.59
SPC 2012 - £207.44
SPC 2011 £647
VSP 2011 £70.37
23lb/54lb0
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