THE FUTURE IS ONE BIG CHALLENGE AFTER ANOTHER for 3Dogs ....... and friends

3Dogs

savingwannabe wrote: »

As from tomorrow i am going to aim to have 12 NSDs in January. I will not spend money at work.:j

We will all encourage you on here SW - I think I set mine at 15 NSD's on the NSD thread, with being up in Tyneside for one week, I am not sure how many I will get in the month, but am sure that I can get at least those 15. It is so much easier for me and Mr 3Dogs with not working with the spends that entails, but we used to pop to the supermarket nearly every day, and now we only go once or twice a week - would love to get that down to one day a week, plus my fruit & veg on a Sunday at the market/car boot, but we will see

It is all about planning after all - planning so that you buy all your shopping needed for the week and don't have to pop out for bits and pieces, or, in your case, planning so you have food in that you can take to work, with your flask for tea - it's not rocket science after all, is it????

So_Sad_Angel

savingwannabe wrote: »

Yummy. I am going to have an early night. I do hope something good is on the tv tonight.

Its Mary Poppins on BBC Three...guaranteed to make you smile


Evening all...Happy New Year Everyone:beer::beer::beer:

savingwannabe

Susan it is a new year. Do you feel happy?

savingwannabe

Angel BIG KISS. Thank you for earlier i feel much better. She is so kind. We really do know the best people. I love Mary Poppins.

So_Sad_Angel

Happy brand new shiny thread 3Dogs.....just seen your signature...does this mean that you pay the £90 & the DRO is going through?....good luck with it.

3Dogs

savingwannabe wrote: »

Susan it is a new year. Do you feel happy?

Yes Kit, like I said above, I am happy when I take control and I feel in control of my diet when I follow the SW0rld plan properly, like I feel in control of our debt now we have decided which route to follow with it (DRO's) and will take control of the house and garden by starting to sort them out

So yes, I am HAPPY again - the only downer is my Mam's condition but, as she seems more or less stable, I can at least be content with that :j

So_Sad_Angel

savingwannabe wrote: »

Angel BIG KISS. Thank you for earlier i feel much better. She is so kind. We really do know the best people. I love Mary Poppins.

Its on now....just singing along now:rotfl::rotfl: I love the `feed the birds` bit:rotfl:.

http://www.youtube.com/watch?v=_VwU_oS2ErQ&feature=related

3Dogs

So_Sad_Angel wrote: »

Happy brand new shiny thread 3Dogs.....just seen your signature...does this mean that you pay the £90 & the DRO is going through?....good luck with it.

Yes Angel, CCCS have accepted my figures so, as soon as I pay my £90 fee, they will officially submit my DRO Application and, if CCCS have done their checking properly in accepting my details, it should go through no problems :j Then I have a year of being able to say ***off to any DCA's after money as they are not allowed to chase me for any debts during this moratorium period, after which my debts are written off :j :j

Then, with the rule change you told me about, Mr 3Dogs can start the process in April on his own DRO, which will, in the end, mean all our debt is written off

Which is just as well, cause it would have taken us a few lifetimes to pay it off otherwise, even though it only amounts to £12,000 or so

savingwannabe

How long is it before the Whole process is over for both of you?

MicheH

Evening everyone

Happy new year Angel Lets hope this is a good year for us all.

sw, are you not stressing anymore then? I hope not, it really is not worth it.

I still have not done my resolution list just yet but know that one of them will be to set up direct debit for payments into the girls' higher education fees. It's beginning to bother me and yeah 3Dogs I agree with you, when you take control you feel so much better. I'm on slimming world too now. DH sitting eating the pringles and I declined *doesn't stop me muttering it's not fair under me breath though*