Out with the old, in with the new: the January NSD challenge

Nym_Mcfroglet

lotti379 wrote: »

Still haven't managed one yet! BUT have my best mate visiting and I won't see her for ages so we went to the pub - only spent £3.30 though! (I'm not drinking which made rounds cheaper! can you say rounds for just two people?)

Excuses over. Will try harder tomorrow!

£3.30 for a round? Where do you drink?? I'm a severe cheapskate so was in my local Spoons yesterday, two pints of real ale was £4.20 which I thought was a bargain, you've done terribly well with your round. I'd call it a round for two people too.

Good luck with tomorrow! I'm resigned to a non NSD tomorrow so am going to break the barriers of spending with depravity, so then I can hopefully <crosses toes and fingers and eyes> avoid spending till Friday. We shall see, yes!

CommitedToChange

Right I'm back on board the sorting out my life wagon - due to very little choice but maybe that's for the best. Anywho - Please stick me down for 15 NSD please - as I have no money this month it should be quite easy. I've already achieved two :T but will be out buying some food tomorrow so I might as well buy my new fridge at the same time (with a £100 gift card that I won :j thanks comps board).

Well done all you NSDers - and happy new year :beer:

savingcaz

Can you put me down for 18 again please? Really tight month!

chris81418

Good morning everyone!

I'm awake at stupid o'clock because the dreaded lurgy has woken me up!

Anyway, on a positive note, yesterday brought me NSD number 2 and 2 NSDs in a row - I hope to meet up with friends soon though, and I need to do a food shop at some point, so plan to combine them for a single spend day soon.

Good luck with NSD collecting everyone, and welcome to even more newbies!

BTW Don't work too hard Spoon - this thread is amazingly popular at the mo, but we don't want you working yourself into the ground please!

jintyb

Nikkiev27 wrote: »

really want to join the NSD challange but don't think I could manage any more than 10!:( I work part time so have to pay train fair 3 days a week, I do my shopping on a thursday so thats out ... If anyone can give me some tips on how to achive my NSD's I would really appriciate it

Hi there! Welcome aboard!:)

I also work 3 days a week - what I do is this -

I do my weekly shop on a Friday when I try to get everything I need for the week ahead. I save weekly for my car tax and my Christmas saving card at A$da so I withdraw money for that plus money for my fares. I get the exact amount so I dont have to buy something daft to get change;) and I keep it in a wee dish by the front door. I take a packed lunch on my work days, so provided I dont spend anything else on those days I count them as NSD's. Personally, I dont count direct debits for bills, mortgage etc as, like Kerri, they are budgetted for already. I really do this challenge to keep me aware of what I could potentially fritter away my cash on. I was fed up wondering why my purse was always empty and I had nothing to show for it.
Since starting this last year, I've noticed a huge difference in the way I view my spending habits - it's been an eyeopener!:)

Start with a low target and see how you get on, HTH - good luck!:)

jintyb

:hello:Good morning everyone!

Blimey - what a busy thread! Welcome to all our new friends!

Had a wonderful time at the panto yesterday, it was bloomin brilliant! Laughed my head off! I'm just a big kid, really!:rotfl:
Sadly not a NSD as we stopped for a McD's on the way home, and I thoroughly enjoyed it!
On the plus side, as a result of last week's NSD's, I booked and paid the deposit for our hols - roll on May!:D

Just a thought Spoon - since the thread is so busy, why dont we all keep our own totals in our sigs and declare at the end? I love the fact that you look after us so well, but it's a lot of work for one gal! I really dont want you running yourself ragged trying to keep up with us all. Have a think about it :think: In the meantime, thanks:A

Might manage one today - OH is on the bell for the coffees today!

Have a lovely day everyone:)

castri09_2

only 1 no spend day for me so far please

teenyweenyspender

Hi everyone :wave:

Day at work + purse cacooned at home = NSD numero 3 yippee!

Spoony - i forgot to say - Loving the prizes this month :T Thankyou for all your hard work.

mumofjusttwo

Hi

Well good start managed 2 NSD so far but need to go to the shops today but hope to have a few more NSD later in the week.

jedi82

Morning everyone, today is going to be a spendy day. Am going to Mr M and so will get petrol today too. DS has been on about some football cards for days now so will get him some while it is a spendy day. Other than that not buying anything else.....

Jedi x