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Out with the old, in with the new: the January NSD challenge
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Number 2 for me today.... back to work tomorrow which makes NSDs easier!
Sx'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde0 -
Number 3 for me.xxPay off £4865.16 in 2011 = £686.21=£4865.16.Next=£2323.05/£393.66.Co-op=£1266.84/£46.28.MasterCard= £275.27/£26.27.Debt to family=£1000/£220.00.Christmas 2011 £65.00/£1000. £2.00 savings £.68.00.NSD's January 16/18.0
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3 for me too:) we tried to go shops today but it was chaos and we gave up after trying to get parked!
Secretly I was pleased 0 -
Spend day to day, but I think I have sorted out most of my shopping for this week - breakfasts/lunch/dinners, as as well as watching the £'s i'm also watching the lbs.....
Good luck everyone
xxThe worst cliques are those which consist of one man ~ George Bernard Shaw
Holiday Saving fund 2010 = £25.00
WeightLoss 2010 = +6lbs 
BSC 292
June NSD 11 :TJuly NSD 15:TAugust NSD 14:TSeptember 9:T October 19:jNovember 15/110 -
Managed 2 so far, I knew I would have to spend yesterday as we were visiting father in law and taking him out for lunch.
18 more to go to reach my target...what I need to watch out for now is making sure I take lunch to work and don't pop out to the shops at lunchtime...0 -
Spend day today, as ironically I had to buy a new spending diary for 2011!! Was expecting to get one for Christmas but didn't, and I'd be lost without one now! Going to record absolutely everything this year (just did groceries last year) to see where my extra pennies are going.
Spoon, I like the suggestions of ways to make the thread easier for you to manage, some good ideas there. I was also thinking if people post their updates in bold/red it'd be easier for you to scan through the thread? The grocery challenge does a similar thing, it would save you from having to read every post.
Hope going back to work tomorrow isn't too much of a shock for everyone. I dont want to gloat but the upside of working lots of bank holidays over christmas/new year is that I've only got two days left at work this week before a lovely 4 day weekend!Trying to jump back onto the moneysaving wagon .... :cool:0 -
Hello
wow this thread is super fast! ok have managed #3 :j have employed the following tactics - when I went for a walk yesterday I left my purse at home so I wouldn't be tempted to get some evil fags , have not smoked or bought any cigs this year :j. Have made mammouth batch of tom soup and about to blitz it, tub it up and freeze, have also made banana & walnut cake for sweet teeth
tomorrow I'm going for #4 by leaving my purse at home good luck everyone DF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £1950 -
3 more me so far. Have not been out. Proud to be dealing with my debts - DFW Member 1205!LBM Aug 2006 - Debt £35K. Debt: JAN 2020: £0!!
No New toiletries till I've used what I've got. DFW Long Haulers supporter 221.0 -
I haven't been out either,so NSD No. 3 for me.ilovetea xxMake £2024 in 2024 £1161.08
Declutter 2024 things in 2024 1522/2024.
NSD's in August 11/200 -
Number 3 for me today! I am over the moon as I resisted the Body Shop sale, but it is a nice feeling!:DYummy mummy, runner, baker and procrastinator
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