Out with the old, in with the new: the January NSD challenge

BlimusOreilly

Hi Spoon,
Could you put me down for 10 NSDS this month please? I've had NSD # 1 today.

Nym_Mcfroglet

Nargleblast wrote: »

I have decided this month to allocate a set amount of money each week for food and sundry items, and what is left in the kitty at the end of the week gets transferred into the savings account. Well that's the theory, anyway, time will tell if it works!

Sounds like a brilliant idea to me. I may follow suit...

kerri_gt

Nikkiev27 wrote: »

really want to join the NSD challange but don't think I could manage any more than 10!:( I work part time so have to pay train fair 3 days a week, I do my shopping on a thursday so thats out ... If anyone can give me some tips on how to achive my NSD's I would really appriciate it

You can also set your own rules - for example I don't count direct debits that come out of my accout - only purchases made with card/cash. If your train fare is an essential spend then you don't have to count that as a spend if you don't want to - just if you spend anything in addition to the train fare that day...and regarding the shopping on a Thurs - even the best NSD'ers have to eat sometimes so don't beat yourself up about that The best way to get the most out of this challenge is to decide what you are hoping to achieve by taking part and set your rules according to that. Good luck! x

Decluttering

NSD #2 today, stayed in the house and did nothing, didn't even feel bad about it because I wasn't spending money!

katenut

Number 2 for me today please Spoon!

Welcome to all the newbies (though does that mean I'm an 'oldie' now?!) - I've been doing this since last January and it has totally transformed the way I think about money. Read the first four posts on page one for lots of good advice from Spoon and BigMummaF.

This thread is huge now - the list on the first page is massive!! Hope you're OK keeping track of so many people Spoon, and good luck to everyone xxx

brummiebabe

NSD number 2!!!:j

Didn't get round to getting my contact lens solutions, but will definitely need to get the tomorrow. No other spending planned, have 1/2 tank of petrol left (since before Christmas:T) & we have bread/milk & meals until Wednesday at least.

Things will start to get back to normal with work/school this week, so that will be the real test!!!

The_Dragon

NSD ~2 for me please , tomorrow is a spend though (yay boo sucks!)

DansMum_2

Hi May I join please?

Am going to count spending only not bills at present..

I'd like to try for 12 in January, I should be able to do more but as its my first time I'll be gentle on myself :rotfl::A

I've inventoried the freezer and cupboards and have loads of food, I need diesel and haylage for the horses in a couple of days :mad: but all things being well I dont need owt else for a week...:o

Anyway thanks for this, and I'll catch up properly on the thread later

NSD 1/12 :D:D

lily288

Hi i'd like to join please I will aim for 24 no spend day but, I have just had my first of the month:o
It was essentials and used money from last years budget so thats my excuse and i'm sticking to it:p

skaps

solventsoon wrote: »

Hi skaps
I reckon that if you bought the items originally then it should definitely be an NSD. You've already spent the money once.

If you didn't buy the items originally then that's different - not sure on that one. I would probably class it as an NSD. Anyone else have any thoughts on this one?

spoon x

That makes sense so today is NSD number 2. I won't have a NSD tomorrow as meeting friends for lunch.