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Out with the old, in with the new: the January NSD challenge
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oooh missed that sfI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Im not sure if its number 2 as I had to return some items at b & q so got some cash back but then needed cooking oil so bought some from tescos. What do you think fellower challengers?
Hi skaps
I reckon that if you bought the items originally then it should definitely be an NSD. You've already spent the money once.
If you didn't buy the items originally then that's different - not sure on that one. I would probably class it as an NSD. Anyone else have any thoughts on this one?
spoon xThe time you enjoy wasting is not wasted time
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Evening all - I have decided to count yesterday as a spend day, felt I was cheating by placing my internet order after midnight. today was also a spendy day - needed petrol and a few bits in Mr A - OMG! It was heaving instore AND the traffic to get in was unbelievable.... guess everyone was trying to shop before the VAT rise.
I also realised that the order I placed had the incorrect delivery address on - so I will need to call tomorrow to sort that out, guess that serves me right for shopping after beer:o
Oh dear, kerri... to Mr A, your lost NSD and your delivery address.... maybe a lesson to be learned there:D
xThe time you enjoy wasting is not wasted time
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hi guys and gals, just checking in to report 1 and 2 in the bag, spent today having a post christmas/new year tidy up ready for going back to work tomorrow.
My tumble drier packed up yesterday so I'm trying to convince myself that I don't need to replace it - truth be told I can't afford to replace it anyway. OH is going to have a look at it tomorrow and see if it can be coaxed back to life or not. It is still spinning so I'm vaguely hopeful.....
Looks like this year is going to be more spendy than I'd anticipated as we now have a family wedding to fly to later this year and a poorly drier:mad:0 -
:j Whoop, whoop! NSD 2 for me today, which is 2 out of 2 for January so far!:DYummy mummy, runner, baker and procrastinator0
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NSD #2 for me today!2019 will be my year!!0
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really want to join the NSD challange but don't think I could manage any more than 10!:( I work part time so have to pay train fair 3 days a week, I do my shopping on a thursday so thats out ... If anyone can give me some tips on how to achive my NSD's I would really appriciate itI will be debt free by 2016 :T
DS1 born 10/04/2009. DS2 born 25/03/20110 -
solventsoon wrote: »Congratulations, sf. :smileyhea I see we shall all be needing new hats in March 2012:D
spoon xoooh missed that sf
Haha I only changed that today - we have known for ages but I kept forgetting! It's ages away though, so you have plenty of time to choose your hatsBe who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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solventsoon wrote: »Oh dear, kerri... to Mr A, your lost NSD and your delivery address.... maybe a lesson to be learned there:D
x
Yes I think a lesson learned indeed...have just placed a new order so I can just cancel the other one. That's me back on the NSD wagon tomorrow for deff. In fact, I might start leaving my purse at home - perhaps just taking a small amount of cash for emergancies out with me in the week. I've been pretty good not spending having my purse with me, but not having it will mean I don't have any temptation to spend.Feb 2015 NSD Challenge 8/12JAN NSD 11/16
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