Out with the old, in with the new: the January NSD challenge

boultdj

OK,I'll try again, now up to #2.

Amethyst68

Number 2 for me today spoon.:j

Did go out shopping earlier looking for a small chest freezer and all I could find was larger chest freezers,So money is still in my purse.

Nargleblast

BigMummaF wrote: »

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

A reminder for all our readers as to what we are all about....

fedupandskint

Thanks for all the post reminders about how to do this - mega helpful

Well managed NSD 2 today - no shops visited and no supermarkets! Can I do 3 in a row??? Let me see what tomorrow brings

honey

Hi everyone,

Number 1 for me yesterday.

honey x

Nym_Mcfroglet

Hi hi all )

I would also like to join and have altered my signature to show this, I would like to try for 10 NSD's this month (but hope to go beyond this) and have had a beautiful #1 today. Yesterday unfortunately started with a Beer and Burger mid afternoon so really can't count

Good luck everyone and I look forward to reading everyone's tips and inspirations

beanielou

No 2 today.

skaps

Im not sure if its number 2 as I had to return some items at b & q so got some cash back but then needed cooking oil so bought some from tescos. What do you think fellower challengers?

sofababe

Another NSD (#2) for me and another day of not leaving the house. I took the decorations etc down today as I was sick of looking at them and trying to dust round them, so I had a good clean up and cooked a roast, all keeping me too busy to shop online either!:A

solventsoon

Casperthefriendlyghost wrote: »

Hi everyone

Happy new year to you!

I had a NSD today! My third one since I got paid on the 25th! I would like to aim for 20 by the 25th January 2011.

Cheers
Casper
xx

:hello:Hi and welcome back Casper, great to have you joining us again, missed you.

Will add your 3 to the front page and your target of 20 - good luck!:D:D

spoon xx

PS: Did you manage to keep up the no smoking (or shouldn't I ask that question:D)?
x