Cup_Cake's Debt Free Journey...

Cup_Cake

Hi all,

So it's going to be a nice quiet day today.

Money:
Spends for this week - £24.50
Groceries for this week - £25.75
Spends left for rest of month - £100 (1 week)
12 days until payday!

Planned spends for today:
- Possibly something for tea.

Today's To Do's:
- Do 2 loads of washing
- Defrost freezer
- Make lunch for work tomorrow.
- Ring NPower and check where my updated bill is.
- Make dinner
- Date night tonight so make some yummy tea.

Spends are quite low already this week so I need to be extra careful from now on. I'll hopefully manage to NSD today which will help.
Most of my weekly spends will now go on travel (around £12 per week).
DB and I have decided that we're not going to have a takeaway until we go to Centre Parcs though so hopefully we'll stick to that.
We're going to Centre Parcs in 4 weeks

I was thinking last night about how I will manage any money left over at the end of the week. I've decided that anything under £10 will go in my emergencies pot and anything over £10 will go towards the debts.
Thanks for Keeping Positives advise I am now using an old coffee jar for my emergency pot which saved me money

Well best get on with my list, have a good day all.

Cup_Cake

Cup_Cake

Money:
Spends for this week - £24.50
Groceries for this week - £16.30
Spends left for rest of month - £100 (1 week)
12 days until payday!

Spends for today:
- £3.50 Cooked Chicken
- £1.98 Bacon
- £1.36 2 x V Water
- £1.54 Bananas
- £1 News of the World

Total - £9.38

My NSD didn't work but that should be it for the week now so it'd be nice if I could save the rest of my grocery budget for debts and the emergency pot.

7p went into the 1p and 2p pot.
Oh and £2 went into the emergencies pot from DB, I need to add this to my sig.

Today's To Do's:
- [STRIKE]Do 2 loads of washing[/STRIKE]
- [STRIKE]Defrost freezer[/STRIKE]
- [STRIKE]Make lunch for work tomorrow[/STRIKE].
- [STRIKE]Ring NPower and check where my updated bill is[/STRIKE].
- [STRIKE]Make dinner[/STRIKE]
- [STRIKE]Date night tonight so make some yummy tea[/STRIKE].

I rang NPower and they arn't open on a Sunday so i'll give them a call tomorrow if the bill doesn't arrive.
I went to my dads for dinner and I have chicken and bacon ready for a salad tonight.

I'm getting £1000 on my birthday this year as it's a milestone birthday. I've discussed it with DB and rather than paying off debts with it we're going to use it to go on a nice holiday in September. I don't want to look back and regret not using it for something special. My dad is also paying for me to do a snowboarding lesson so that when we go travelling next year me and DB can go snowboarding.

Next week instead of doing a money post everyday i'm going to do 1 a week and update it everyday and keep the daily posts purely me babbling on.

I might go for a jog shortly and then get a shower and wash my hair for work tomorrow (I add this to my to do list as my hair is so long it takes around an hour to wash/dry/straighten etc).

Night night all,

Cup_Cake xx

charlyze2

Hi Cup_Cake (Love the name by the way)

Ive been reading your diary (hope you dont mind). I also have one of those dulce gusto machines. They make lovely coffee but whenever i go shopping and look at the price on the pods i can never bring myself to pay it. As a result it has been sitting there for a good few months unused. I may possibly sell it, however if i can get the pods cheaper i might be tempted to keep it.
I did look on ebay today at large packs of pods however a lot of them actually work out more expensive than getting them in the supermarket.

Charlyze2

Cup_Cake

charlyze2 wrote: »

Hi Cup_Cake (Love the name by the way)

Ive been reading your diary (hope you dont mind). I also have one of those dulce gusto machines. They make lovely coffee but whenever i go shopping and look at the price on the pods i can never bring myself to pay it. As a result it has been sitting there for a good few months unused. I may possibly sell it, however if i can get the pods cheaper i might be tempted to keep it.
I did look on ebay today at large packs of pods however a lot of them actually work out more expensive than getting them in the supermarket.

Charlyze2

Hi Charlyze2,

Of course you can read my diary it's nice to know that people are listening to my babbles!

I can't believe how pricey the pods are either. I didn't mind buying them before my LBM but I always think twice now.
I see it this way though, it's still much cheaper than buying coffee from a Starbucks or Costa.
I think that the website which they're on, Viking Direct have upset a few people on here according to the post but I might give them a shot I could always get a refund if it didn't work out.

Money post to follow,
Cup_Cake xx

Cup_Cake

Morning all,

So I'm hoping today can be my 4th NSD of January.
I'm going to be a busy bee today so I have to stick to a tight schedule as I have my evening class on Monday nights.

Money:
Spends for this week - £24.50
Groceries for this week - £16.30
Spends left for rest of month - £100 (1 week)
12 days until payday!

Spends for today:
NSD (hopefully)

Today's To Do's:
- Work until 3:30pm.
- Go for a jog.
- Have a shower.
- Make and eat tea.
- Go to art class.

I have run out of foundation so need to replace this which is around £7 but I have a little bit of eczema on my face at the moment so this can wait as I can't wear it anyway. I will buy this next week.

Boring day for me today, hope everyone has a good day,

Cup_Cake xx

Cup_Cake

My credit card payment has come off my overdraft 2 for £13 so this has added some more to my debt .

I'm just going to ring NPower now and check where my bill is,

Cup_Cake xx

Cup_Cake

Grr i'm so mad at myself! I ended up in Pizza Hut tonight and spent... wait for it... £21 :mad:. Then I needed diesel so had to put £15 in to get me to work for the rest of the week double :mad:.

Money:
Spends for this week - £3.50
Groceries for this week - £1.30
Spends left for rest of month - £100 (1 week)
12 days until payday!

Spends for today:
NSD (hopefully) :mad:

Today's To Do's:
- [STRIKE]Work until 3:30pm[/STRIKE].
- Go for a jog.
- [STRIKE]Have a shower[/STRIKE].
- Make and [STRIKE]eat tea[/STRIKE].
- [STRIKE]Go to art class[/STRIKE].

And I didn't even go for a jog, i've just gotten back from my art class and i'm knackered so I won't be going for one tonight.

I basically have to have a no spend week this week otherwise i'm going further into the overdraft.

I'm out tomorrow after work but shouldn't need to spend anything as long as I eat tea before I go out.

On good money news, I get free eye tests from work and have ordered a free test form today so I should get that soon.
Also, I rang NPower and they said it could be 11th Feb before the bill is sent as it's gone to a special circumstances department and they must have a loooong SLA.

Anyway early night for me, i'm exhausted and it's only Monday.
Nighty night,
Cup_Cake xx

Cup_Cake

Morning all,

Sooo last night was a late one, DB has been offered a contract in London for 3 months. This isn't near where we live so he would need to get a flat or house share for the 3 months. We sat discussing it for hours, the money is great but it means he'll be away for months .

Money:
Spends for this week - £3.50
Groceries for this week - £1.30
Spends left for rest of month - £100 (1 week)
12 days until payday!

Spends for today:
NSD (definately)

Today's To Do's:
- Spend NO money!
- Work until 4pm.
- Go for a jog.
- Make tea.
- Go out with dad.

Night easy day again today, i was exhausted yesterday so after going out im going to try and get another early night.

Have a good day all,

Cup_Cake xx

Cup_Cake

I completely forgot, I have a game The Sims 3 and i've looked on Ebay and it seems to be going for £16ish. I'm going to stick mine on there and see if I get get rid. I prefer The Sims 2.
Thats another plan for tonight,

NSD so far

Cup_Cake xx

Keeping_Positive

good thinking on Sims 3 - hope you were able to have NSD

Know what you mean about spends - I havent be brave enought o admit to mine on the diary yet. I am only fooling myself so will do it now.