Mooloo's New Home, New Year and New Start part 3

Savvy_sewing

Errata wrote: »

But not if DS gets a part time job and continues to live with you.

I would love DS to stay at home and stop messing around with alcohol and cigarettes of a dubious nature (I have no proof of the latter, just the look in his eye at times and the way he is out of character.
I have been asking him to get a part time job for the last 2 years.
We can live in hope.

But he has been talking and angling for leaving since he came back in May. I fear that he is to comfortable with these other people and that he doesnt have to do anything so therefore he doesnt like coming home to helping me.
Not that I ask that much of him. And that which I do, doesnt get done very often anyway.

Right time to stop panicing and get the strong and sensible head on.
If he goes he goes. I have lived on less, and survived. So I can manage on whatever we have coming in. I will just adapt my lifestyle accordingly.:D

This year I am going to remain as optimistic as I can, and not let the fear of the future take a hold, or the depression creep back in.

2011 is going to be my year one way or another.;)

minimoneysaver

Where is your son getting his money from if he isn't working?

gizmo111

Mooloo wrote: »

Guardian ship information.
"
Guardian's Allowance

Applies to: England, Wales, Scotland and Northern Ireland

Who does it help?

Guardian’s Allowance is a tax-free benefit paid by the Child Benefit Office. You can claim it if you look after a child who is not your own (biologically or by adoption), for example, a child:

• who is an orphan, or
• whose surviving parent is missing, or
• whose surviving parent is in prison, or
• whose adoptive parent has died.

You can only get it if you get Child Benefit for the child.
Is it means-tested?

Guardian's Allowance does not depend on your income or savings.
What help does the benefit provide?

Guardian’s Allowance is money that you can spend as you want. It comes with your Child Benefit.
How much does it pay?

Guardian’s Allowance is paid at the rate of £14.30 each week for each child.
Is it a taxable benefit?

Guardian's Allowance is not a taxable benefit.
How to claim

You can claim Guardian’s Allowance on form BG1, which you can get from the Child Benefit Office, HM Revenue and Customs enquiry centres or benefit offices. You can also get a copy of the claim form (link opens in a new window) from the HMRC website.
If you have not already claimed Child Benefit, you should claim this at the same time as Guardian’s Allowance.
You may be able to make a backdated claim for Guardian's Allowance, for up to three months. Sometimes they can backdate it to the point you started to qualify for Child Benefit. You do not have to give reasons for making a later claim.
Documents you need

You will have to give your national insurance number and evidence of identity, for example, a passport or driving licence. You also need to provide the birth certificate of each child (originals, not photocopies) and where the child’s parents have died, the death certificate(s) of the parents.
Further help

For more help, you can phone the Guardian’s Allowance Unit on: 0845 302 1464 or 028 9054 9000 in Northern Ireland.
The Citizens Advice website (link opens in a new window) can give you more information about Guardian's Allowance.
Directgov, the government website, (link opens in a new window) has more information about Guardian's Allowance.
Find an adviser tool.
Useful links


This information has been produced by Citizens Advice.
Updated: 6 April 2009 "


This looks a bit more hopeful. That at least the money is not included in any other calculations.
But I will have a reduction of £43.13 a week as I would not be classed as working self employed anymore.
Therefore not entitled to Working Tax Credits.

If DS leaves then thats another ball game.
Child tax credits will be reduced. Still to work that one out. Edit. That would be a reduction in the childtax credits of a further £44.17.
So with the loss of the two, I would loose £87.30 a week income, plus of course what ever the childbenefit would be for 2nd child.
All very confusing.
So no matter which way I look at it, the amount of money that I will have coming in is going to be reduced quite considerably.

This is not Special Guardianship Allowance which is paid by the Local Authority up till the age of 18 and reviewed yearly by the same panel that you met for the fostering. This £14 per week is more say if my brother passed away and I took on his kids. Special Guardianship is an alternative to adoption, with the aim of keeping children permenantly in the family without a life of social workers etc.

Basically you will be able to claim Child Tax Credit and Child Benefit then the LA will top up to the current weekly amount which is about £133 per week - so you will get that amount for DGD although in bits and pieces. You won't get the working tax credits but you will still be able to caim for yourself in your own right whatever you claim now - ESA/DLA. It is diregarded for council tax and housing benefit. Its a minefield so make sure your solicitor is happy with the support plan from the LA before you agree to the SG order.

thorsoak

Mooloo wrote: »

I would love DS to stay at home and stop messing around with alcohol and cigarettes of a dubious nature (I have no proof of the latter, just the look in his eye at times and the way he is out of character.
I have been asking him to get a part time job for the last 2 years.
We can live in hope.

But he has been talking and angling for leaving since he came back in May. I fear that he is to comfortable with these other people and that he doesnt have to do anything so therefore he doesnt like coming home to helping me.
Not that I ask that much of him. And that which I do, doesnt get done very often anyway.

Right time to stop panicing and get the strong and sensible head on.
If he goes he goes. I have lived on less, and survived. So I can manage on whatever we have coming in. I will just adapt my lifestyle accordingly.

This year I am going to remain as optimistic as I can, and not let the fear of the future take a hold, or the depression creep back in.

2011 is going to be my year one way or another.;)

Mooloo - if he goes, then your outgoing will most definitely reduce - no running around after him, no "funding" him when he cannot get his EMA for whatever reason ....after all - if he leaves home to become independent - then independent he must become - with no handouts from Mum!

Hopefully, he will see sense - but its beginning to look as if he wishes to fly the nest - but at least you have the house now!

Savvy_sewing

minimoneysaver wrote: »

Where is your son getting his money from if he isn't working?

He gets £30 a week EMA if he turns up at collge. Term time only, and I give him an allowance of £30 aweek. Which I think is more than generous
However if he does leave home then that will stop.
He thinks that the money I get for him, Childbeneft, and childtax credits is "his" money. so he is angry that I dont give it all to him.
Mine field.
He came hhome for 5 minutes this afternoon, and took his Xbox that was for his birthday. Wouldnt listen to me, and said he was going before we argued again. Took a tee shirt and left.
He had two mates with him. So I was out numbered and unable to get him to leave the Xbox here.


Managed to get the last of the stuff from the cottage done with the help of Twin2's BF.
DGD went to her Mum for a couple of hours as I had to put the seats in the car down. But it is done now.

My BF is coming over for the evening and I have got a Mr T chinese meal for 2 in. And a tiramasu for pudding.
Been unpacking boxes all afternoon. And my shoulders an back burn with the pain now.

gizmo111

He gets £30 a week EMA if he turns up at collge. Term time only, and I give him an allowance of £30 aweek. Which I think is more than generous
However if he does leave home then that will stop.
He thinks that the money I get for him, Childbeneft, and childtax credits is "his" money. so he is angry that I dont give it all to him.
Mine field.

My 17yr old gets EMA and I pay her phone bill, when it came to upgrade she wanted 1 for £40 pm so she has to give me £10 towards that, I've said I will pay phone until 18 contract runs out a couple of months later so I'll see it through to the end. She works part time at M&S. When my youngest goes to college this year she won't get EMA so I will give her the money just so they have been on a par if you see what I mean.

tired_mum

My children all get their CB from the age of 14 into their bank accounts for the little extras they want i dont do pocket money after this point DD1 goes to college but does not get EMA she does work though and all her money is hers to keep
Unfortunatly if you gave DS an x box as a gift then thats what it is and he should be free to take it where he likes but it might make you think about what you give as a gift if you see what i mean

Padstow

Please will someone tell me why this thread is here?
I just don't get it at all.

BallandChain

This is in the money saving section of Families and Relationships and Mooloo's thread is often discussing the help available with regard to finances so this this is in the right place.

MatyMoo

I do subscribe to the ethos of being nice to all money savers but I get frustrated by people who don't read a whole thread and just jump in with an odd comment.

I also think there are many posters on this thread who are very protective of Mooloo and think that all she deals with on an every day basis is amazing.

Sorry if you thought I was being harsh.