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Here I go again :-)
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Exactly! That's just how I feel. It's embarrassing.Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.620
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Sea at least we are making efforts to amend it all.
That's SONY paid off :j. Just need to pay it back to my mum now , interest free. I need to call the closures section. With any luck they will offer me a fabulous long term low life of balance transfer for the other £14k off cc debt about 2% would suffice :rotfl:. Well a girl can only hope
.
Pay day tomorrow. I'm not going to pay off Argos as I am scared that I leave myself totally skint and end up in a mess again so I will pay off the £22 and also £33.86 and that will leave £50 to pay. Whatever extra I earn I will pay off of it then start on Tesco, unless I get my dream balance transfer :rotfl:
5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Just added up my monthly spends.Some good some not so good.
Petrol £94.31 < by £26.69 on March
Food £309.70 < by £17.45 on March
Lunches £62 < £60 ( yay for school holidays)
Clothes £30.20 < £40.24
Social life £101.00 > £82:D
Gifts £139.80 > £64.86
Miscellaneous £74.37 < £151:D
So social life rather high but I enjoyed itand includes zumba and weight watchers so not quite as bad as it seems. Gifts up a fair bit too but was DD's birthday so to be expected. Also bought eggs for family and staff so that added to this somewhat.I'm delighted at the miscellaneous as that was the one that was out of control. Overall I spent about £150 less than last month. I definitley felt the difference. I'm happy with that
5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Evening all
. Paid £12.50 last night to Argos and £22 today. Decided not to pay any more just now and see how the month pans out.
I didn't phone re my card as I am going to wait and see whether or not they offer me a decent balance transfer:p. I have quite a high interest rate on my tesco card which is my next target and the amount owed on it is within my credit limit on SONY so that would be an option if offered. We will see.
Went to weight watchers tonight . Lost 1.5lbsthought it would be more but hey ho at least it is moving in the right direction.
5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
What a lovely day. Had tears in my eyes and a mad smile on my face watching William and Kate's wedding. Fabulous. Handsome prince gets his Princess. Loved it. Makes you proud to be British:D.
No payments today but I am working tomorrow so should get £25 then por the pot.
Am just about to have my dinner and then getting ready to go to a party tonight. I have my tiara all ready and am looking forward to it hugely.5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Sounds fun have a great time
I cant believe it but I acutally watched alot of the wedding etc today. She did look beautiful and I loved the car drive from the palace.:j0 -
That was a favourite bit of mine too KP. I'm not usually interested inthe Royal family but I loved today.
Party was a bit of a flop tonight. It was taken over by my friends teenage sons and they got drunk and were spewing nicely when I left. I can't be bothered with all that and left before I opened my gob and said something I would regret. Thankfully I had taken the car so no need for taxis as I had decided no drinkies for me.
5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Spend Spend Spend today
. Unfortunately all necessary ones.
£45 in Morrisons, £27 in butchers amd £57 for petrol :eek:. I bought myself some sandals as my shoes have burst £35 but they will do me ages. So that's £88.42 already from my food budget. Unbelievable what food is costing :mad:.
I earned £25 this morning and will get another £25 on Monday so that will be apid off of Argos£71.36 still owed on that so when I pay this off it will only be £21.36
. Very happy about that. Might manage to pay off the rest of it this week.
Got my assessment in from the CSA at last. Arrears backdated until last June. A whole £5 per week :mad:. My loser ex apparently earns somewhere between £5 and £100 per week. Yeah right. What a crock of sh*t. But hey I will take his fiver and laugh at how at the age of 46 that is what he has achieved and be thankful that it's not me that's keeping him. I know lots of people have low paid jobs etc and I wouldn't ever demean any of them but he has c*cked up so many excellent jobs it is his own fault he is now in this position. He makes me want to puke. Feel better now that's off my chest :rotfl:. At least it'll be another £20 per month towards my debts, that's if he bothers to pay. What annoys me even more is that I know he will think this is funny as he sees the money that he pays as money for me. Grrr at him :mad:.
I'll get over it soon.5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Well done on putting the cash to Argos it will be a great feeling to clear a debt and move onto the next one. Food cost are up I agree I wasnt in the mood for shopping yesterday so just wandered round putting stuff the the trolley and £86 later OMG I will be cutting back next week for sure.MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
What a wonderful day. The sun is shining and all is well with the world. I was angry yesterday re CSA (I'm sure you may have noticed
) but I am over it today
. It's been the same story for 10 years so there's no point in dwelling on it any more. My kids know what he is like and who keeps them so that is all that matters. So long as we have food and adequate clothing etc then we will be fine and to be honest we do okay. If setbacks like this don't kill us they make us stronger in the end so I will just stop whingeing and get on with it. I reckon all these things are making me even more determined to sort out my life once and for all.
I spent a load of money yesterday and have realised that we have another 4 weekends in May to go. This includes 1 birthday, 3 haircuts and a hen night for my friend who is getting married. All good fun but also all expensive. I really need to start looking for a dress to wear for this wedding.
Today I am going to clean my ovenand start sorting out my back garden, in between doing copious washings. That means I can enjoy the sun along with getting the work cleared
.
Have a lovely day folks5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000
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