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Here I go again :-)
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Diet is slightly out the window just now
. Am down to £18.33 for shopping :rotfl:. Am in a bit of a spiral at the minute and not sure how to stop it as of yet. Lots of changes in my life and I reckon I have lost control a wee bit. Everything should settle soon.. You have done so well. With all the extra pressure no wonder you are struggling. Im sure you will be able to refocus soon. Baby steps..
Just started a new job a couple of weeks ago ( same place, different department) and really into it now. My last post I knew inside out and everyone came to me for advice and now I am the new person ( big adjustment). Also the folks on this team expect lots from me as I am a very supportive manager ( too much sometimes I reckon) and the one they have is not so loads of pressure to make change!! Difficult to find the balance as I am trying to reassure them that change will come and they will get support when required but also I am trying to assure the other manager that I am not there to steal their thunder etc etc. Can you be my line manager please?!:D It does sound like a arkward situation but you seem to have a good idea of what you need to be doing
My son has decided to change his surname. I reverted to my maiden name when I separated as I couldn't stand being known as ex's wife any more ( a bit knee jerk tbh) . I didn't change the kids names as I reckoned they should keep the name they were born with. DD harped on for years that she wanted to have my name and I made her wait until she was 16. She immediately changed then. DS has been going on and on about it since she changed hers and eventually last week he broke down and said 'he didn't feel part of any family' this is because he has a different surname than me, his sis, his Gran, his uncle ( who he worships) etc etc. He also said he didn't feel part of his dad's family as 'they don't bother with him'. So I have relented. I have spoken to him at length now for a week and made him understand that this is a forever decision and today I called the school. I am now worried about the backlash from their dad as he will go mental. I will get the blame, because no matter what happens I always do. Of course it will be all your fault!!! Everyone else including you and your kids will know differently so :rudeword: to him
So chocolate it is to settle me down lol as I am not allowed to drink and I chucked the cigs years ago :rotfl:. If all else fails chocolate to the rescue :EasterBun
Jeez I am a right grump today. Hope you are feeling a tad better today:j0 -
Aww thanks KP but am feeling more rubbish tomight. My friends husband is dying and we've ben told today it'll only be a few days. Puts my worries in the shade I tell you. But I feel so cr*p for them. He was told he had a few months but disease has ravaged him much quicker than anticipated. I had a missed call from her tonight whilst I was at Gaelic and headed straight up there on way home so I didn't get home until 10.15. Im f*cked off tbh and just want to get bl**dy drunk but cant lol. Spent too much today. Ate too much today. What more can I say. Where the h*ll is my mojo
?
5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Hi folks. Stayed off for a couple of days as I was being a depressing moo :rotfl:. Got my mojo back today so all is ticking along nicely in my world.
I have not taken a packed lunch all week this week which has cost me a fortune. No more !! My packed lunches are always nicer than anything I buy so I have no idea why I end up off the rails with that one. I bought packed lunch food today so I will be okay this week I reckon.
I got my new tyre today. £40 so that's okay. My mum gave me £50 so I made a profit. I need to get back on the straight and narrow with my eating and remind myself that I am doing this for health reasons and better get on with it. So Monday morning I am actually going to go for it big time. I had a visit to Iceland today , mainly because I was only needing a few things and was reluctant to use the petrol to drive to the supermarket. I spent £56 but I got loads and loads of stuff. Got some snacky things for the kids too. The only bad thing was that I had no money and had to use my card :mad:. My poor card has been well and truly bashed this month and will probably get a bit of a kicking next month too as I have £300 to pay over the next 3 months to ARGOS to avoid interest and I still have all my minimum payments to pay too :eek:. DD has a birthday next month and that'll cost me no doubt. She wants clothes so it'll be easy enough, just expensive :rotfl:.
I hope everyone is okay and happy . Spring is definitely springing so good times ahead xx5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
It sounds like you've been having a really tough few days - sorry I've not been around myself. I'm glad you're back on track-everyone has setbacks and it sounds like you have had every reason to struggle in the last few days but we will all get there little by little...Debts at LBW Jan 11 CCs TOTAL 41,300
Now: CC1 13,685 CC2 11,520 CC3 7,510 CC4 0
TOTAL 32,715
Goal :Debt-free by December 2013 DFW long-haulers #1350 -
We will TH and I reckon the trick is to learn to deal with all that life throws us without falling off the rails. I really need to attend a class on that one5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
:mad::mad: Just been doing my sums for month and what a load of carp I have been this month. I overspent on food by £54
and I have added £181 to my cc debt. So in real terms now I have added on this month's interest I have only paid off £112 this month despite actually paying out £589 :mad::mad:. Stupid stupid stupid
. why oh why do I keep doing this :mad: b*gger.
Ok line drawn under it and time to move on. I am only going to think about April so I hereby pledge that I will be angelic for the month of April. The only things I need to get over and above the norm are Easter eggs and DD's birthday. I'm on a mission. I want to report at least £400 off my totals next month even after interest is added back on.5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Good luck xx
PSwhen you find that class sign me up!:j0 -
Even if it wasn't by as much as you wanted, your total debt is still smaller because of your efforts and so you've still made progress towards that DFD :T - don't be so hard on yourself- Good luck for April!Debts at LBW Jan 11 CCs TOTAL 41,300
Now: CC1 13,685 CC2 11,520 CC3 7,510 CC4 0
TOTAL 32,715
Goal :Debt-free by December 2013 DFW long-haulers #1350 -
the_harrys wrote: »Even if it wasn't by as much as you wanted, your total debt is still smaller because of your efforts and so you've still made progress towards that DFD :T - don't be so hard on yourself- Good luck for April!
Well put TH:j0 -
Well put both of you
. I am hard on myself. It's my natural competitiveness. Also when DD leaves school next year I lose lots of money rom child benefit and also tax credits and when DS leaves in 4 years then I will only have my wage. I CANNOT still be in this position then as I would absolutely sink. I am sure that when I took out my personal loan I had worked it out that it would be paid by time DD went to uni but I must have miscalculated that as there is still £3k and I pay it at £132 per month plus interest. Car will be paid this year mind you so that'll save me £156 per month. I intend to bung as much as I can from that to debt. So in short I need to be debt free in November 2014 as per snowball or I'm gubbed ( technical term ) as the summer after that I will have 2 kids in further education with no money coming in :eek::eek: hence the mild panic :rotfl:.
Ok am off to a christening today. I'm not actually invited but am accompanying my mum. Free food. Catch you later xx
5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000
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