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Here I go again :-)
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As for smelly boys - yup, I so relate!! I am very glad that I live in a 3 storey house now - I dont need to venture up to the top floor very often so can usually ignore it!![/QUOTE]
:rotfl:Wait until the smell starts to permeate down to meet you Hypno.
Thanks to you both for your kind comments. I am really, really up for this. I rediscovered a money saving thing that I had completely forgotten about today. I can order vouchers through my work and get a variety of discounts/ cashbacks etc, so today I have ordered an ASDA card and I topped it up with £100 ( need to stock up ) and I got it for £95 :j. All I have to do is visit the site and top up when I need to and I will get 5% off. I'm delighted as I can do this in my lunch break whenever I need to. So as well as looking for bargains, buying 2 for 1's, doing price comparison etc ASDA will be paying me soon to shop there :rotfl:.
I've also written a cheque for DD's provisional license £50 :eek:. I'm sure her dad said at one point he would attend to it but ho hum!
£6 spent today for kids lunches, the other costs were bills and I haven't actually spent any of the ASDA money yet, so I refuse to count them. I will also use the money on the ASDA card for a pressie from George for my brother's birthday. He likes their stuff.
I will pay the £22 to Argos that I got extra in my pay. I paid £85 to 2 credit cards today and the £5.50 to meet my target. That'll be me started for February with £107 paid already. I have £440.59 to go on miminum pymnts ( inc car and bank loan) so that ties in exactly with the figures I blethered on about yesterday.
Going to start my £250 food budget tomorrow. The £95 I spent today will come straight off of it. Here we go Bring on February:D
5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Happy February folks !!
New budgets started. Spent £12.55 in Aldi's today. Desperately needed some fruit as kids are hoovering up everything in sight as there is no junk food in house. Happy to let them to be honest as it is much healthier for them.So I bought fruit, veg, pate, yogurts and some sugar free sweets which will curb my sweet tooth in work The beauty of these is that even if I eat too many of these my body rejects them in disgusting fashion so I cannot put on weight with them. Aldi also had loads of things for stir fry's as it is chinese new year so I bought 5 sauces.I will get some more chicken, pork and some beef strips and we can have them as stir frys or with rice. Yum Yum.
It's chinese New Year on Thursday and we are going into the year of the Rabbit. This is a good year apparently. I was born in the year of the snake and a lot of the things written about it do definitely ring true for me but the biggest laugh is that it states categorically that people born in the year of the snake will be financially astute :rotfl:they got that wrong huh. I should never need to worry about money :rotfl:. What a hoot.
Spent £30 on petrol but that should do me for a couple of weeks. I need to transfer my tax credits to my main account to cover the asda card this week and next or it will be short.
Had £20 in my account from ex today so that plus £3.50 in my other account went to ARGOS so £45.50 so far this month £138.91 to go :rotfl:. As I have said before .............BRING IT ON !!!!!!5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
It's chinese New Year on Thursday and we are going into the year of the Rabbit. This is a good year apparently. I was born in the year of the snake and a lot of the things written about it do definitely ring true for me but the biggest laugh is that it states categorically that people born in the year of the snake will be financially astute :rotfl:they got that wrong huh. I should never need to worry about money :rotfl:. What a hoot.
Guess who else was born in the year of the snake!!
Looks like you have a good plan for Feb:j0 -
oooooooo might that be you KP. Obviously cos you are great with money just like me :rotfl:. Hilarious eh?
I have it all planned just need to hope I get no curve balls thrown at me to ruin it all. I have the next 3 yrs planned in my head :eek: but am well aware that sh*t happens and I might need to be flexible. 3yrs to apy this lot off is best case scenarioand I will do my best to try and do it :cool:
5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Whats worse is Im a virgo who is also supposed go be all organised and tidy.. well I want to be but.... well Im rubbish at it lol!!:j0
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Well I am Gemini so at least I ahve that excuse lol I am ditzy and can never make up my mind.5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Hi. Am late tonight as I started back at Gaelic tonight. It was great fun. New, young teacher who had a totally different way of teaching. Really enjoyed it though.
I go to gaelic with a friend and she is getting married in June. As far as I was aware the kids and I were only going to the evening reception but tonight she told me that I was going to the whole day and kids only coming at night. On one hand I am absolutely thrilled and on the other I just keep thinking 'oh sh*t' how much will this cost me lol. I am determined though that I am going to look amazing and slim by then if it kills me. Need to stick to my diet anyway as I got my scan today and it turns out that I do have fat in my liver. Apparentlya as it is not alcohol related then if I do the healthy lifestyle thing then I can stop it in it's tracks or reverse it. So hey I have absolutely no choice in the matter. I'm actually glad as it will give me the kick up the bum I need to get on with it. Oh what to wear. Am excited about that
I got another £20through from CSA arrears today :jso I popped it straight off of my ARGOS card so now only £118.91 to go for this month. I'm getting there. Only 24 days into the 100 day challenge and I have paid off £265.36:D. Got my ASDA card through today too so am all ready to shop at weekend and fill up my cupboards. If it is activated tomorrow I might go tomorrow night. Hope you are all well xx
5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
It's great to have your friend's wedding to look forward to and have a definite date to aim for with your slimming plan (as well as the medical incentive). You'll have to treat yourself to a fab guilt-free new outfit when you reach your target as your old ones won't fit anymoreDebts at LBW Jan 11 CCs TOTAL 41,300
Now: CC1 13,685 CC2 11,520 CC3 7,510 CC4 0
TOTAL 32,715
Goal :Debt-free by December 2013 DFW long-haulers #1350 -
at new outfit thoughts. To be honest though I have outfits ranging from a size 14-20 all packed neatly in the bottom of my wardobe. Hopefully as the pounds come off I will manage to find outfits amongst that lot and spends will be minimum. I can't even really remember what style I like as I have dressed as a fat person for years so it will be really interestig to rediscover myself when I get there. There is a designer outlet shopping centre about an hour or so from here so my friend and I will hit that nearer the time and she cn help me to pick something fabulous.
Well I have spent loads today. Got home early from work as had a dental check up to go to. Went via the butchers and then went to ASDA on way home. Spent £95.90 on shopping in total. No fruit bought though as I still have some and will get more fresh on Monday from ALDI. Treated myself to a new bra and pop socks lol. Also bought a jumper for my brother and they charged me twice :mad:. Called them though and my details are in their book for a refund. Means I have to go back in mind you. I have enough food etc in now to last about 2 weeks I reckon so that is fine. I also have enough in my account to pay everything that is due with about £20 over. That means the rest of the month I need to find the £118 odds to pay ARGOS :eek:. :rotfl:Bring it on. I'll manage it somehow. I need to get ARGOS cleared so I can get a better view from my snowball. It is skewed at the minute as it wants me to pay off ARGOS last as it is 0% and as you know I am paying it first so no interest goes on it at all. I will then be able to see if I am on track to get rid of SONY this year as that is part of my yearly goal. Check me !! Goals, targets, mini goals, I feel as if I am in work :rotfl:5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
TGIF
Hate training, Am bored rigid. Just over 1 week to go and it'll be done, well classroom stuff will be done anyway.
Got a new hairdo today. Not been to hairdressers since October :eek: so you can imagine the state I was :rotfl:. Look tidy now. Can't believe how grey I am getting. Looks like I am going to be very white. Wonder whether I'll be a blue, purple or pink rinse type of old biddy :rotfl:. Could get a different one all the time. I'm trying to get some length in my hair for the wedding so I will need to get regular cuts so it grows in nicely. Here is one of the dresses I have eyeballed so far http://www.marisota.co.uk/shop/product/details/show.action?pdLpUid=KB544&pdBoUid=3919&lpgUid=#colour:1470,size::
Dunno how to do those nice wee links.
Still doing amazingly well on healthy eating/ lifestyle thins. No fizzy juice for nearly 3 weeks now, except 1 glass when I was out for lunh. No booze, no sweets, no crisps, biccies or cakes. Not bothered to be honest and if I get a crazy craving for any of them then I will have it if I still feel the urge and hour later. I'm hoping I'll have forgotten or the urge will have left me after an hour.
I bought a new bra yesterday and I must admit it was very nice to look in the mirror and see certain body parts sitting where they should :rotfl:. On that note catch you later xx5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000
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