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Here I go again :-)

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  • Sounds doable. Hopefully the car share will help out. Fuel prices are so scary at the moment. I can usually get my low personnel milage covered by expences but I am not so sure now. Ref socialing there has to be some budget for that so no cutting it out too much.
    :j
    May 2013 new beginnings:j
  • yep but the whole £67 was on me :o. Didn't spend a penny on the kids :o:o:o
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • weeclick
    weeclick Posts: 1,051 Forumite
    petrol is scary! Cant believe how much we spend, but its needed for work so cant complain really - remember back in the day when petrol was 0.97p!! I used to think that was a high price!!
    Life is what you make it.
  • :rotfl:I remember back in the day when there was a furore as petrol was going up to £1 per GALLON :rotfl:.Oh god I'm old !!

    Spent £1 today so am :j with that. DS needed money for college. He wanted £2 but hey ho I only had £1 in my purse :o. I now have the grand total of £82 to do us until Monday so we are loaded :D. Would love to pay the £66 that would bring me up to the target I set myself for this month but I need £12 for school dinners and my freezer is empty now :eek:. Going to defrost it tomorrow whilst it is like this as it is rarely empty. I've told dd to make a list of meals she likes as she seems to be changing her mind about what she likes on a daily basis. It's doing my head in. I made a fabby chicken korma tonight and she ate it as if it was poison :mad:. Ok she has handed me the list now. Quite pleasantly surprised to be honest. Not quite as unhealthy as I thought. I have said to her that I would buy some quorn and I will bulk cook for her for lasagne and spag bol as I cant stand quorn. Why would you eat that when there is mince ??? She likes it though so I will be a good mum and get organised for her. She also likes chicken goujons and nuggets etc but I refuse to buy them. I will make some home made ones for her too and freeze them as well.
    I have decided I am going to pay £32 to my ARGOS just now. I will be £34 short of my target but I will pay anything that is left in my account on Sunday night to it as well. I am not going to get too upset that I havent managed as I will pay the balance on payday as technically it will still be January. This is my first month of making a real effort again and I have paid £190.86 off of ARGOS:eek:. Wow am pleased with that as I hadn't actually counted it up until now. :D:D. I have just gone over my snowball and have realised that I have actually paid £20 more than I had thought so am only £14 off my target for the month. :j
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • the_harrys
    the_harrys Posts: 125 Forumite
    edited 28 January 2011 at 10:03AM
    Well done on the the Argos payments- January is such a tough month.

    The school lunches seem to be quite expensive- would your DCs flatly refuse to take packed lunches? I'm lucky that my DCs don't really like the school food so it wasn't so hard to persuade them. It is a pain making them though. Does your DD cook- maybe she could make something she likes for you all. I know how frustrating it is to spend time on a home cooked meal for the DCs (in my case my fussy DS) to turn their noses up at it. I don't know why we bother ;)
    Debts at LBW Jan 11 CCs TOTAL 41,300
    Now: CC1 13,685 CC2 11,520 CC3 7,510 CC4 0
    TOTAL 32,715
    Goal :Debt-free by December 2013 DFW long-haulers #135
  • Neither do I Mrs H :rotfl:. She has provided me with a list of food she likes so I can work from that for now. She is not interested in cooking unfortunately and I really enjoy it so I dont push things. Will need to start mind you as I want her to be able to cook if and when she leaves home and I dont just mean to heat something up :p.

    January has been horrific money wise. 5 weekends in all and it just seemed to stretch endlessly on. At the moment I have a box of fish fingers, chicken stock, some sprouts, some cauli and 2 ice lollies in my freezer :rotfl:. My freezer is never like that so it goes to show what an effort I have made this month to use up what we had and not to buy any extra. I need to start stocking up in cupboard foods again so will start that from next week as this week will be done on a shoestring.
    I have done a meal plan as follows :
    Today - shepherds pie
    SAT - Out for lunch ( mum paying) then toasties for dinner
    Sun - Chicken casserole and trimmings
    Mon - Chicken Burgers, fish fingers, chips and beans
    Tues - Pasta and cheese sauce
    Wed - Burgers, fish fingers, mash and veg
    Thurs - Me( mums) Kids snack type things as they are home late.


    Bit of a motley menu but tough :rotfl:Needs must and at least I know they will eat everything. Going to go onto ASDA site now and work out cost of my shopping
    No spend today :money: so I am happy with that.

    Kids would take lunches but the last time I did it I spent a fortune on buying food as they are big eaters. It worked out as a couple of pounds of difference a week and with all the effort, plus the fact that they would eat the packed lunch food for snacks :mad: I decided to just go with the school lunches. This covers breaks, lunches and drinks although DD has seen the light a bit with that and is now taking water in with her :D.
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • ok I've checked and can do it for £24.18. I have £42 so should be fine. Might buy some pasta for cupboard. :)
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • Wow Jan although tough has been a great month for you MIT. Such inroads into Argos. Heres to a great Feb.
    :j
    May 2013 new beginnings:j
  • Thanks KP. I am pleased at what I have managed to be honest. It was a struggle but it will be worth it to get rid of this damn debt. My ds was asking me tonight if we were poor :o. Makes me so mad at myself for getting into this mess in the first place. But onwards and upwards is the cry :money:. I defrosted my fridge. Took me hours :o:o:o. Kids leave it open all the time and I absolutely hate defrosting it so I leave it until it has to be done and it takes ages. My poor hairdryer nearly died on me :rotfl:, But there was a wee bonus hiding under it of 2 pound coins and a 2p:T. Will defrost freezer in morning and see if I can find a tenner under that :rotfl:. Always optimistic :D.
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • Freezer defrosting nicely at the minute. Had come onto computer to check if wages in yet but :(. Probably just as well tbh as I was just in the mood to hit ASDA and stock up whereas I can't now so will be sensible. I had £1.50 left in my account so have paid that to ARGOS. Oh well every little helps :).
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
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