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Here I go again :-)
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Still bleugh
. Spent money on lunch which was fattening. Spent money on break which was fattening and bought my dinner form the chippy :eek::eek: !!!!!! !! Why am I doin this? 1) I am meant to be dieting 2) I am skint so why am I doing this? It's as if I am on a collision course and gunning the engines !! I'm annoying myself big time .
Sometimes I think I set myself up to fail and then get angry when I do fail. For instance I have set my snowball at £750 per month and I only earn £1,500. That's half my income. On a very good month when I receive maintenance and get some cleaning work then I can manage it .....................just but most of the time it's a nightmare. I may rethink my snowball and set it at my current minimums plus £50 or something and if I can overpay then that'll be fab. Ok I just went and did it. So my dfd is now March 2015 :eek: but my monthly payments are down to £500. This will cut me some slack and I will then be pleased if I can shave some time off. Mind games really but I reckon they will work. I had planned to try and pay off bank of scotland before end of 0% but I reckon it is too much to hope for but hey I'll try my best as I really really hate paying interest.
As far as the weight is concerned I just dunno !!5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
:j 3 payments on way from CSA £234 :j
So hw to spend it ?? Well £49 for DS's passport. £6 for a haircut for him. £125 for car tax. Hmm not much left lol s I'll just fill up the car and pay DS's phone bill. Oh well, easy come, easy go :rotfl:.
Not been very good again today and bought my breafast and lunch. Too expensive and too fattening. I need to get a grip
.
Home at a reasonable time tonight thank god. Didn't get in last night until after 10 so was shattered. My mum was out for dinner but it was so difficult for her that she said she will not be going out any more. I can't blame her as she was so breathless getting in and out of car and she really only had to step from wheelchair to car as my brother was practically carrying her. Wee shame for her.
My new job is pretty boring. I ued to do a similar job and I have just falln right back into it and right back into the boredom of it. Nevr mind, there's no stress at all and no staff to deal with so thats definitely a bonus. I hope everyone is good xx
5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Hi MIT
Sorry Ive not been here. Sent traing for 3 days and just got back. Im sure the bleugh feeling will pass. You are still doing well with money and work. Maybe the dieting will get better when you are settled in at work? Although you know the job its still a change. My diet has gone out of the window with my new job too. I will try to be good and maybe try harder in Feb.:j0 -
Yes KP you are probably right. January is just a bleugh month altogether. Feel a bit better today mind you so hopefully next week will be much better.
No money in yet from CSA but took £50 from my savings t see me over the weekend. I don't intend doing much shopping as we have loads in. I'll get some fruit to see us through but until end of the mnth that'll be about as far as it goes I'm afraid as I am going to try mega hard to stick to my shopping budget as I am fed up with what I spend on food every month.
Am home and on a mission tonight to clean house from top to bottom and get Christmas deccies away once and for all. Downstairs has been done and all floors mopped and hoovered. Bottom hall is done and stairs so just upstair to tackle now but should do that in an hour. DD is working and she has had dinner before she left, DS was at KFC with a mate so just me for food. Starving now so going to get organised. I'll be back later xx
5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Well there are days that you just thank god you are a fatty
cos if I'd been a wee skinny today I'd have been blown away :eek:. It is wild weather here again. Hope my fence holds up.
Only spent a £10 today. Not doing any shopping this week as I have loads in. DS came home from my brothers with a tub of special curry ,naan and rice so supper has been taken care of.
Took my mum to Morrisons today and we had to get the wheelchair taxi there and back. Costs a fiver each way but she said it was worth every penny just to get out for a while. She is amazing and has totaly settled down again. I know it's only probably for a short time and if she gets an infection then things could go wrong quite rapidly but for the minute all is well and I reckon she'll be around for another wee while. She drives me crazy but I love her to bits.
Found out today that my ex mother in law has cancer. DD said to me 'is it bad that my Granny has cancer and I don't care'. I said no as she is pretty much a stranger so not to worry about it. DD had sent a 1.5 A4 sized e-mail to her dad on Thursday night pouring out her feelings and thoughts to him. He hasn't been in touch since Christmas eve other than a happy new year message on facebook and she says she is finished with him once and for all :eek:. She told him how devastated she is at this treatment of them. She asked him if he even loved them. Asked if he was ashamed of them as there are no pics of them in his house as if he is ashamed of them. Tod him how she felt when her and her brother were not even special enough to be told he was getting married. It would have broke your heart to hear it. I think he should be hanging his head in shame but he hasn't even answered her :mad:. I just dont get it. She also told him how lucky they were to have me as a mum and how I have given them more than enough ove and a fantastic life. I was well proud of her for that and I am so s glad she is not afraid to tell him how she feels as I have tried to tel him over the years and he thinks I am trying to stir up trouble. Good for my girl having the strength of character to say her piece. I am so proud of her but I hate him :mad:.
Anyway it's Saturday night, my housework is all done except my ironing and I'll do that tomorrow so all is well in my world. I hope it is in yours
5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Wel today is another exciting day in my house. I have washing AND ironing to do
what more could I ask for I'm in heaven ..............................NOT :rotfl:.
To be honest I get bored if I've nothing to do so it's best I'm kept busy.
I have stewing steak for dinner tonight and I have thrown in some links and some square slice that I had and carrots, mushrooms and onions so I should manage about 3 dinners from it. I have puff pastry for it too so I reckon I will use it tonight as a stew and make a steak pie for tomorrow night as I can get DD to stick that in the oven for me when she comes home from school. Luckily the kids love it and will be happy to eat it 2 nights in a row. I'll freeze a portion too so it's all good.
It's a lovely sunny day here today but it doesn't fool me , I know there's snow about as I keep seeing wee flakes falling. The wind was horrific last night so had to send DS out to the garden to pick up all the rubbish that had landed in it.
I'm not going to spend any money today and am just going to have a quiet day in the house. I might get a dvd on and do my ironing whilst watching it. Oh the excitement :eek:.
I hope everyone is well xx5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
I wanna new kitchen. Now this is not being greedy as mine is 30 years old and well past its best. I've even picked it out :-).
Need to get rid of this carpy debt and get me a new one ASAP.5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Hi mit
At least you ha da bonus with csa payment and no wrry with the car tax. Trouble its in one have and out in the other. Its the weather i reckon on the eating front. I cannot for the sake of me stop munching on carp!
Its been qutie mild here but its got really windy. i have stayed into day hubby cooked and mum and partner came with my nan. it was a lovely lunch i love spending time with all my lot but so glad when they go home!!!!! miss them when they not here.Mum 30k/29000
BC1 11500/11300
BC2 10500/10300
BC3 6500/6400 NW 950/800 Next 600/450
Here we go a again!!!:mad: DFD Oct 2016 hopefully!!!0 -
Been a couple of busy days. My wee mum gave me £100 to pay for my car tax and half of DS's passport
. She's a wee star. I'm going to pay £50 from CC and keep the rest until the end of the month. I need to shop this weekend so it would be good to do the monthly shop prior to being paid. I'm off Friday so could get it delivered then. My budget for food is knackered this month anyway so no point in waiting.
Am working at the weekend so that'll be another £25 for the coffers and hopefully now the money will start coming in frequently again and I can start hitting these flaming cards.
I have a wee freebie night away this weekend to the cottage I clean with DS. 5 of my friends for a wee come dine with me night. Keeping it simple this time though and just making curry and pasta and having a buffet type meal. It'll be fab. I bought myself 2 tops yesterday but 1 is too small so I'll need to change it tomorrow. Been ages since I bought anything fr myself s I was nicely pleased to get them. I have been really good with money this month- mainly because I have had none :rotfl:.
New job is coming along but I find it quite boring. I am writing legal type documents all day and by afternoon I am flagginf and my concentration disappears. I need to learn how to focus and sort myself out. Am doing fine though. I was refused my transfer so I have contacted th eunion and they are taking it on for me so fingers crossed.
DD never got any repky from ex re her e-mail so I think she is a bit annoyed about that. he says she doesn't care but she has been a bit quiet. I'll let her come to me when she wants to talk about it. I hope everyone is well xx5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
oh god what a day I am exhausted. Been at hospital nearly all day with mum. She was barely conscious this morning and her carer had called me before I went to work. Normally I would go to hospital myself with her but because she was so sick I called my brother home from work in tears as I was terrified. She is now on intravenous antibiotics and oral ones so at least she was alert tonight and speaking. Big chest infection going on but doc in hospital said her chest x-rays were not any worse than last time so at least that's something. I cant believe the change in her from last night as I was in giving her her dinner last night witht hekids and she was fine ( well as fine as she always is). She has a do not attempt resuscitation order on her and also had made it plain she did not want to go into hospital again but when push cae to shove this morning the decision was mine and I felt terrible taking her in but tbh I reckon she'd have been dead by tonight if I hadn't. This is a nightmare.
I'm emotional and knackered tonight and have spent a fortune on sh*te today but who cares. Hope everyone is well xx5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000
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