Those with "nothing happening" ...!!!

[Deleted User]

I wish my gf wasn't so utterly chilled about the whole thing. Then again she's not been house sharing since 1999 like I have. (5 houses in 3 cities!)

We're waiting for exchange so that we can buy a bed and sofa. Looks like we won't have anywhere to sit down until Jan 07. Also, the M&S homeware sale finishes on the 7th, we want to buy a bed there before it finishes.

Roma_3

Just LOVE this forum!! All of you have helped SO much (but do wish you were not in the same "boat" of course!!) ...what a shame we cannot private message on here so not to bore others...!! We are the "whingers!" !! The suicidals! ... :mad:
I felt on my own before and now I don't ... thank you ALL!! Wish you ALL such good luck and when you hear it please let us know so that we know there is light at the end of the tunnel??!! :j
Hugs to you all!!

goldbyron

This is so familiar. I completed on my house sale with a violent and destructive ex partner in tow earlier this month. The whole process took six months – so I wouldn’t get too stressed at the 2-3 month mark. I think there are a lot of terrible sols out there and I chased on a daily basis since mid July. It was incredibly stressful however I uncovered solicitors not doing their job (lost enquiries etc) – the constant (and I mean constant pestering of my own and others sols – not really the done thing) got it put to number one priority for them and the EA’s. I lost weight, started smoking again and was very irritable with all around me. I guess my worst outcome was an on-going financial relationship with an awful ex partner.

Recently I exchanged on my purchase and completion in 4 weeks. This took 3 months to exchange without a chain, good communication and no major hiccups. I wasn’t anywhere near as stressed as the worst outcome just meant looking again. I suppose you just had to look at what is the worst thing that can happen. Yes it can affect finances and sometimes arranging alternative living accomodation is far from ideal. Yet I feel that as logn as everyone is safe and healthy the world won’t end just yet. In my first sale it was the continued threats of violence etc that made it a terrible situation as well as the sale itself.

However it is a learning curve and when it is all over (and it does always end) you will breathe a sigh of relief and forget it was so awful and what you got so stressed about. Just keep on the phone – don’t worry about bugging people – they are getting paid – and do everything you can to get it moving. Once you have done that – you have to accept it is beyond your control and just let destiny have its way. Good luck and remember keep your sanity and health above water above anything else!

abbecer

We had an horrendous time when buying our current home. When we put in the offer everything seemed ready to go. The chain started collapsing and in the end it took just short of 10 months and loads of money as some things had to be paid again after 6 months. Hope everything sorts its self out for you i'm sure it will. Good luck and i have fingers and toes crossed for you.

Rebecca

GhostDog_2

I am having to learn patience now after a flurry of phonecalls, emails and photocopying!
We have passed all info onto all parties and now must wait for the mortgage offer to be formalised......then I guess its searches and survey time.
Still optimistically hoping to move in for Christmas (2006!!!) - its a vacant SO property and HA assure me they're keen to see the property filled too....!

I keep having nightmares about the mortgage company changing their mind and saying we can't borrow the money despite a very speedy AIP! So I lie awake and plan interior design instead!

Debt_Free_Chick

I think the problem is that your solicitor is only dealing with the solicitor acting for the person buying your property and the solictor acting for the property you are buying.

If the problem is further down or up the chain, then the message needs to get "passed along". Your solicitor can't go directly to the solicitor dealing with the problem. You then get mixed messages and Chinese whispers which all adds to the sense of bewilderment and confusion!

By the time you get to know what the problem really is, it will probably have been solved :rotfl:

Sometimes, you have no option but to allow things to "take their course" and no amount of chasing, persuasion or cajoling will speed things up. Worrying doesn't make things happen any more quickly, either.

Even if everyone does their very best, it is sometimes the case that "it takes as long as it takes, to sort out".

To be honest, you are doing incredibly well to be at the stage you are, as your offer went in less than 8 weeks ago.

Have a cup of tea

MyHouse75

What a great post, reading about other people in the same situation helped me lots!

We have been at the "nothing's happening" stage for weeks now! Everybody else in the chain is ready to exchange, but people at the top of the chain haven't returned their signed contract to their solicitor...we've now been waiting for almost a week for them to get the document signed and delivered to their solicitor....

Very frustrating indeed being stuck in a chain with people who have no sense of urgency. Our seller is going on holiday for two weeks on 18 Nov, so if we haven't exchanged and completed by then, we are looking at December, possibly January.

Our rental agreement runs out on 24 Nov and our mortgage offer runs out in December, so if we don't exchange and complete in the next three weeks we are going to be homeless and will have to put our stuff into storage and move in with my mother in law!

What makes matters worse is that I'm pregnant. Not that that's a bad thing, but not ideal being pregnant and stuck in this horrible limbo! I'm due to give birth to our second child in less than five weeks, so as you can probably imagine, I'm desperate to move before the baby is due! We also have a 18 month old toddler, so having to temporarily move in with my mother in law will be hard, as her place is not suitable for kids (lots of stairs and I can imagine my son breaking all her vases and china ornaments).

I just want to move into my new house before the baby is due! Doesn't look likely though.

Also worried about our mortgage offer expiring. Don't know how difficult it is to get the lender to extend their offer, but that's something we'll have to start thinking about if this drags on until December.

I think it would be easier to cope if there were no kids involved, but moving with young kids is a real headache (done it last November).


Good luck to all you others in this horrible limbo! Hope we all get some good news soon and will be in our new homes by Christmas.

dkny_2

Still very early days i know.. BUT suddenly we are to at a standstill now, was dreading this bit... it is very annoying im meant to be growin my nails but instead they are all gone,

My MB called askin if we have a date set for exchange and completion but solitor said its "too soon for this" Oh i cant take this for much longer...

Good luck all, Hopefully not long to go for many of you...

chivers1977

Aaaaaaaaaaaaaaargh, didn;t exchange today for the second time. My sol could not contact buyers sol all afternoon. Wouldn't I like to give them a piece of my mind!!!!:mad:

Curley

I've paid my deposit and paid my solicitors bill but she still hasn't received the mortgage deed from Nationwide! The £17,500 could still be in my account making interest but because she'd asked for it, I sent it her straight away. I've even signed the contract in readiness for exchange.

I spoke to her secretary this morning who promised to get back to me today but suprise suprise.... she hasn't

Grrrrrrrrrrrrrr!

This has been ongoing for about 12 weeks now, i'm and ftb'r and the vendor got married and relocated so it's completely chain free.