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Maldives & MSE - not your usual combination!
Comments
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I didn't even think to check the grabbit board
, unfortunately I have already ordered it but thanks for the heads up!
Had a nice weekend but my budget is a bit all over the place at the moment. On Saturday OH had to do some plumbing work so I set my alarm to make sure he got up! I entered absolutely loads of competitions and then read another book. Sunday I had DD and she had found a pottery place on the internet that was near where I work. They sell blank plaster of paris items, you buy the item and then pay a small fee to paint them, you leave them there for a week and they heat them and glaze them. I did a fish and DD did a horse for herself and a frog as a late birthday present for my mum. It was good fun for a few hours but cost me £28 :eek: and I had to take it out of the money I had put by for mums birthday.
On the way home we went for a carvery roast which OH paid out for and I feel really bad about it but he says he doesn't mind. Technically I haven't gone over budget as my new budget started on Friday but it's left me really tight in the bank. Once my expenses go in later this week I will have £56 left. I will only need another £10 of petrol but have mums birthday, my friends birthday night out and then taking mum out for dinner. I will have to borrow some from my savings which isn't so bad because I have been doing probably too well but it's still a little annoying!
Very happily married on 10th April 2013
Spero Meliora
Trying to find a cure for Maldivesitis :rotfl:
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Don't be too annoyed - savings are there to be used and added to as and when suits. It's not going on a CC so that is proper budgeting!Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0
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I know what you mean Jody, I'm finding it rather tight this month too, stupid 5 week month doesn't help either!
Have decided to knuckle down and keep a tighter track of spending, like you say it's the little spends that add up!
I agree with Beccie though, at least you can dip in to savings, and not add to debtVSP - £14.76 | Saving for a Deposit0 -
Thank you both for your kind words! I am trying to be realistic in that I actually moved a lot to savings and my budget spradsheet shows I have not used anywhere near my 'allowance' this month, it is just this weekend that is causing the issue! :mad:
If I can still end up saving;- More than £226.60, I will be really happy as that will cover the holiday deposits
- More than £200, I will very happy :cool:
- More than £180, I will be happy
Very happily married on 10th April 2013
Spero Meliora
Trying to find a cure for Maldivesitis :rotfl:
0 - More than £226.60, I will be really happy as that will cover the holiday deposits
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What's this about the whale shark thingy? Do tell sounds very exciting xxLoan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 10
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Awaiting your happiness level report! :rotfl:Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0
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OK, happiness level is :cool:
Managed to save £213.09 so was pretty close to being. I am happy with that as I have resaved most of the holiday deposit even with the night into town and the meal yesterday.
Already spent most of this weeks allowance as I bought a dress for my friends wedding reception. I know I like the dress though as I have the same one in a different colour! Did an online shop yesterday which is being delivered tonight, it was £85 :eek: but that should last quite a while!
Hope everyone else is well, I need to try and catch up with diaries tonight!!!
Will have to have a think about my August target as it's going to be harder with summer holidays
Very happily married on 10th April 2013
Spero Meliora
Trying to find a cure for Maldivesitis :rotfl:
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Glad that the happiness level is high!Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0
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What's this about the whale shark thingy? Do tell sounds very exciting xx
Hi Kat, sorry I missed this last time I posted! I have completed an application to do a volunteering stint with the Maldives Whaleshark Research Project. They educate local schools and and go out photographing and monitoring the whalesharks. I did email to ask when I would hear if I had been accepted but I haven't had anything back.
Money has been a bit of a disaster this week, I bought the dress, then I bought 23 Point Horror books for DD's birthday (anyone remember reading those, I loved them!) and we went to the Cinema last night which I paid for so I am about -£20 on my weekly allowance
. Fortunately I have little plans for the weekend and the next scheduled outing is not till next Friday for madams birthday so I should be able to recoup! I think if I manage to save anything this month then that will be a bonus, I have every Friday off to do things with DD so I can't see me staying within my budget.
Need to check the total on the change pot although I don't think it has gone up much as I haven't had any change to put in it. Just realised my savings balance hasn't been updated so I will do that now!
Very happily married on 10th April 2013
Spero Meliora
Trying to find a cure for Maldivesitis :rotfl:
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Some months are definitely harder to stay in budget but I'm sure the extra time with DD will be well worth it
And I remember Point Horrors - must have read 100s of them!Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0
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