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Pap's Productive Project

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Comments

  • Happy Birthday PaP
    I hope you have a lovely day
    P
    X
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    Happy Birthday and Happy New Year to you PAP xx
    No longer using this account for new posts from 2013
  • katsu
    katsu Posts: 5,029 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Happy Birthday PAP,

    just popping in to send best wishes and hugs your way.
    Debt at highest: £8k. Debt Free 31/12/2009. Original MFD May 2036, MF Dec 2018.
  • :embarasse Many thanks all, your wishes were very welcome. Extra special thankyou's to Beanie Lou and Greyfox :D

    So great day all round, got many lovely gifts and some unexpected surprises plus I brought what I needed for my tank. So spent quite a lot but banked £20 too, £10 of that will be used for a birthday gift and the other £10 prob petrol :rotfl: But the tank looks amazing, I have sourced shrimp so saving £10 postage in a few weeks and I have had a great day :T

    Happy new year all, I hope you have a fab night those of you who celebrate and that 2012 will be all you wished for and more :beer:
  • Emzilla
    Emzilla Posts: 3,848 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi Pap

    Happy birthday and happy new year :).

    I hope you're having a great day.

    Emz xx
  • Sparkle80
    Sparkle80 Posts: 1,113 Forumite
    Part of the Furniture Combo Breaker
    Happy New Year Pap and hope you had a nice birthday!

    Looking forward to your updates this year :)
  • beanielou
    beanielou Posts: 96,732 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Funnily enough was just thinking about you today Pap.
    Hope all is well & you are plodding on xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Hi all sorry I have been MIA, just nothing to say really :o £10 was spent on the kiddies gift and £10 to re-subscribe to fat club. Car is parked up until payday as its on 200miles and don't trust it anything after that. Some plants died in my tank so may have to replace those sometime soon. Anyways budget for next friday...

    £160.00 ~ Rent
    £10.50 ~ House Insurance
    £35.00 ~ BT
    £22.50 ~ Dog Insurance
    £140.00 ~ Loan
    £80.00 ~ Petrol
    £10.00 ~ RAC
    £9.95 ~ Fatclub
    £29.99 ~ Mums birthday gift
    £10.00 ~ Mobile credit
    £40.00 ~ £5 a week

    £547.95

    Anything (as if) left over will be sent to savings and somehow I have to find the money for my car to visit the garage to get its oil changed. I would do it myself but because the car has been serviced only at garages before all the nuts are far too tight on the sump tank so I am guessing that will be £60+ :eek: I wouldn't be without my car now after waiting 4 years for it but its true when they say older cars are money pits :o

    So thats me until Friday I suppose when I come back and add on my savings this month :D

    Take care
  • Recieved my payslip today, so here on in is many a ramble and I hope you can figure it all out :rotfl:

    Above is my budget for this month, however as I didn't have my £5 a week for the last two weeks I will be using £7 of it on Friday. I have found a second hand 3L slow cooker, I have been eyeing them up for about 16 months but didn't see any point buying anything less than 3L and they were £20+. However this secondhand one has hardly been used and its an easy way to get more protien in my diet. The remaining £3 will be put into savings of which I already have £2.xx in my current account.

    I am then topping my saves up to £100 (£57.72) which means by the end of Feb I will be 40days ahead for my £1 a day challenge!

    But that still leaves me a whopping £200 remaining of my wages :eek: One of the reasons is I recieved £80 bonus pay this month, unexpected as its only the second time in the whole time its been running we have recieved it. Now I have spent this 100 times over in my head... Mattress for Mum, shed for me, new lappy (mine broke this month), car service, carpet for the living room, stuff to finish the bathroom, new xbox game etc etc

    However may I be so forward as to use £34.99 from it for a new mobile for me (few pages back I explained what happened), go to a 21st birthday meal and give a gift (£25) and then save the remaining as if I have never had it, £140 :think:. Then if the car starts playing up I will have just under £250. Or shall I just save it all, less the meal etc and stick with the phone I have here? By rights I should save the £5 a week for the phone, shouldn't I?

    Either way once the tank is cycled I shall be taking about £15 out of my savings anyway for my shrimp :j

    Hope you are all having a great 2nd week of 2012!
  • beanielou
    beanielou Posts: 96,732 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good news on the bonus :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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