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Pay off as much as you can in 2011 Challenge!

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  • I will be here too! I quite liked this years name - if it works, why change it? :D

    I too will be updating on 30th when I get paid - I have already paid some off, but think I will stick it on all together . . . .

    Ohhh - I'm just gonna ogle Micheal Buble on the TV! xx
    2022 Target - Reduce new mortgage balance after house move - Part 1 (Ported) Starting balance £39,982.12 currently £37,242.19 Part 2 Starting Balance £101,997.88 currently £96,197.38 (as at 19/04/2022)
  • £700 sent to dad so -

    member 25- £6536/£7500


    good luck mmikailian!!
    :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j
  • o2bfree
    o2bfree Posts: 429 Forumite
    Hi All,

    No 13 here. Made an overpayment of £39.56 so my running total is £3414.89/£6000

    I will definitely be here next year and thanks to jwil I have cleared more debt than I thought I would this year.
    I won't reach my target but I am in a much better position than I was this time last year.

    I have another overpayment that I have done but I need to work out how much it was before I declare it.
    I'll make sure it is before the end of the month.
    Pay as much as you can in 2011- £3688.54/£6000
    Pay as much as you can in 2012 - £3190.96/£6000
    LBM - August 2010 - £19202.30
    Current - August 2012 - £11803.68
    Paid so far - £7398.62
  • jacci45
    jacci45 Posts: 1,636 Forumite
    No 142 reporting 17.00 PAD for Saturday and Sunday!! Getting close to the 16's!!

    Owe 17222/31973
    Paid 14722/7800
  • jacci45
    jacci45 Posts: 1,636 Forumite
    No 142 again!! PAD 3.00.....
    Now owe 17219/31943 and paid 14725/7800

    have a happy Monday all!!
  • sarahs999
    sarahs999 Posts: 3,751 Forumite
    Well done with the payments everyone. I'm still here cheering you on! Lapland is now completely paid off so I'm back to overpayments. Although with Christmas so close these are likely to be few and far between. DH, however, has got lots of festive gigs booked in, so we should be able to start the new year with a bang and pay off a big chunk. It's my dream to start overpaying the mortgage next year (not my only dream, I should add, before I'm accused of being unbelievably dull), while we're still on our jammy tracker deal that means our monthly payments are just about the lowest they can be (they used to be about £1,100, now they're £799). Might go and fantasise at the mortgage overpayments calculator (we do have one of those, don't we?).
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    another car payment is gone :wave: so another £125 towards the debt....not going to hit my second target of the year but without a doubt that if i hadn't joined this thread theres no way i would have paid off as much as I have.....I've cleared three debts which i find amazing!!!!

    my new total is now £6189.86 / £7000
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • jacci45
    jacci45 Posts: 1,636 Forumite
    No 142 reporting 9.00 PAD...now owe 17210/31943 and paid 14734/7800.

    Happy Tuesday all!!
  • 166million
    166million Posts: 1,233 Forumite
    Debt-free and Proud!
    4 days to payday! Can't wait for next years challenge. wishing the rest of this year away!
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 :staradmin No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
  • Jwil I would like to thank you for all your hard work this year I think everyone has done brilliantly this year and we should all be proud of ourselves I am I know!!!!

    But what i really want to know is what happened to the 41 people who said they where joining and never updated once I do hope that have been clearing their debts because what really scared me the 41 people alone had £370,531.62 of debt!!!!


    I have been called for 2nd interview so fingers crossed again!!
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