Pay off as much as you can in 2011 Challenge!

LAM2011

Well done on the job mmikailian

I am just chasing an unpaid ebay item which I am hoping to get paid for by end of November and will update my total on Wednesday.

sarahs999

£59.26 to capital one min payment

jwil

mmikailian wrote: »

Jwil I have noticed lots of new threads popping up have you decided what yours will be called yet? as i would like to stay with you if you are doing another one next year :-)

I'm thinking now keeping it the same.

I'm happy to run another thread next year, but am starting to wonder if it's needed. The other challenge thread that was set up seems to be a mirror image of this one, so is there any point in having two very similar threads?

I know the other one is pay off all your debt, but a few people from here have joined that one, so I don't know whether it's worth it.

If there's a demand for it, I'm quite happy to do so though

LAM2011

I can understand the housekeeping of it all must be very time consuming but I dont want to pay off 'all my debt' (although it would be lovely) and if you run this challenge I will be here I am also doing the SPC as I would like a 'bonus' next christmas - other than that I cant keep up with too many challenges however nice they are.

I am starting to be obsessed with debt again which I know can be a good thing but if the money is only coming in slowly I need to just sit and wait and not spend hours re-arranging my spreadsheet and looking for ways to fulfull challenges lol

mmikailian

jwil wrote: »

I'm thinking now keeping it the same.

I'm happy to run another thread next year, but am starting to wonder if it's needed. The other challenge thread that was set up seems to be a mirror image of this one, so is there any point in having two very similar threads?

I know the other one is pay off all your debt, but a few people from here have joined that one, so I don't know whether it's worth it.

If there's a demand for it, I'm quite happy to do so though

Thanks Jwil I guess your right if there is the same one already running would be silly for another to start and for your to get caught up again for another year ;-) !! HUGE Thanks Again x

o2bfree

Aah jwil.
It is really up to you.
I have loved this challenge and it has got me a lot further to debt freeness than I would have on my own.
If you start a new challenge for next year I will be there.

parsniphead

Hello Everyone

Huge apologies I haven't updated in months due to looking after the new baby.

My current total paid off is £7879/22000 35.81%.

This is nowhere near my target but mat pay is not much to live on:rotfl:but it's closer than the start off the year.

I promise to update at the start of December.

jwil

Morning everyone. I've slept on it, and I think I'm going to do it anyway.

This challenge has helped me a lot this year and so I think it will help next year. The whole point of this challenge was that everyone could set a figure for themselves, and there was no pressure on them - they could aim to pay of £5 or they could aim to clear their debt.

There's no point in me joining a pay off all my debt challenge because barring a lottery win or some other miracle, it will never happen for me.

The housekeeping's not too onerous, and so I'd love it if anyone joined me

Going to start it now, so that people can have a think about their targets and get signed up.

This thread will of course carry on til the end of the year so we can get a grand total.

I'll pop a link in when I've set up the other one.

jwil

Here's the link to the 2012 challenge if you want to join me

https://forums.moneysavingexpert.com/discussion/comment/48922483#Comment_48922483

jwil

Another thing - I'll give out new numbers if you come over to 'the other side' so you won't have the same number as this year.