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Pay off as much as you can in 2011 Challenge!

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  • mmikailian wrote: »
    But what i really want to know is what happened to the 41 people who said they where joining and never updated once I do hope that have been clearing their debts because what really scared me the 41 people alone had £370,531.62 of debt!!!!

    Very scary!! I hope they did manage to knock their debt down on their own rather than build up more, it would be nice if any of them came and did a final update to let us know how they've got on all year :)

    Good luck for your interview! :D
  • jacci45
    jacci45 Posts: 1,636 Forumite
    No 142 reporting 9.00 PAD!

    Now owe 17201/31943 ands paid 14743/7800
  • LAM2011
    LAM2011 Posts: 1,432 Forumite
    PPI Party Pooper Debt-free and Proud!
    Well my ebay money and mysurvey money have hit my bank account from paypal so have transferred £200 to my credit card. This makes my balance on my final credit card £500 which I really really want to pay off before next years challenge starts as then I only have my big loan to kill. I want to then split that into 3 years which will be effectively reducing it by 2 years! :D

    Anyway my balance is at present
    # 134 £6,656 / £10,206
    hopefully I will still have a final total before this month cut off as I have a few things on ebay again and a few lined up for the weekend.
  • jacci45
    jacci45 Posts: 1,636 Forumite
    No 142 reporting...over paid Cap One so now owe 17088/31943 and paid 14855/7800......

    Have a fab Thursday all!!
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    another £25 towards my catalogue so only have £25 left on it which tbh isn't much, but will be looking into getting a new winter jacket as mine has a big rip at the back and i'm sick of feeling like a tramp whenever i put it on but I need to wear it til I get a replacement lol

    this brings my total to £6214.86 / £7000
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • jacci45
    jacci45 Posts: 1,636 Forumite
    No 142 reporting (again........must be getting addicted!!)

    9.00 PAD....now owe 17079/31943 and paid 14864/7800
  • sarahs999
    sarahs999 Posts: 3,751 Forumite
    A very small overpayment of £21.90 to Barclaycard.
  • jacci45
    jacci45 Posts: 1,636 Forumite
    no 142...PAD 10.00.......wont be on for a few days as going away so take care all!!

    Now owe 17069/31943 and paid 14874/7800.....
  • LAM2011
    LAM2011 Posts: 1,432 Forumite
    PPI Party Pooper Debt-free and Proud!
    jacci you are amazing the way you keep coming up with PAD's lol - you should do my finances for me. Have a nice break. :)

    I have a couple of things on ebay ending this weekend so will report back with my final total for the month next week but it probably wont be far off what I am on now :D

    Have a good weekend everyone x
  • jwil
    jwil Posts: 21,959 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    mmikailian wrote: »
    Jwil I would like to thank you for all your hard work this year I think everyone has done brilliantly this year and we should all be proud of ourselves I am I know!!!!

    But what i really want to know is what happened to the 41 people who said they where joining and never updated once I do hope that have been clearing their debts because what really scared me the 41 people alone had £370,531.62 of debt!!!!


    I have been called for 2nd interview so fingers crossed again!!

    Aww thanks mmikailian, it's not me that's been working hard - it wouldn't be so successful if it wasn't for everyone taking part!

    We should all be proud of ourselves.

    I do 'see' some of those people around in other threads, and know at least one person who never updated became DF this year, so some are working hard at it.

    When I do the totals, I will also do a total which takes off those people and perhaps those who only updated once then never came back. Often people said 'I would like to join, so far I've paid off ...' so there are some with a figure against their name who didn't come back either.

    I'm sure there are some lurking though, who for whatever reason didn't manage to pay a lot off this year, and it would still be nice to see them again too though - even £1 counts!

    Good luck with the 2nd interview though!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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