Pay off as much as you can in 2011 Challenge!

166million

rubywhatashmoo wrote: »

I've already designed my spending spreadsheet for next year (complete with auto updating graphs to make it REALLY obvious how I'm doing,

Ooh, you must be better with spreadsheets than I am, I was looking at mine, trying to work out how to make it better, but I'm probably better keeping it simple so I don't get too confused!:o

sarahs999

£41.12 min payment to barclaycard

rubywhatashmoo

I am a total Excel nerd I have to say, being able to glance at it and see a BIG column in the debts paid off column is nice but in a few months it'll switch to money saved and that'll be even better!!

jacci45

No 142 PAD 4.00...

Now owe 17850/31943.....paid 14093/7800

Its all getting a bit tedious at the mo, seems like its going on forever but I will get there in the end..........

Have a great Weds all!!

166million

jacci45 wrote: »

No 142 PAD 4.00...

Now owe 17850/31943.....paid 14093/7800

Its all getting a bit tedious at the mo, seems like its going on forever but I will get there in the end..........

Have a great Weds all!!

I feel the same, those days dragging out from payday to payday. We must be strong

LAM2011

jacci45 wrote: »

No 142 PAD 4.00...

Now owe 17850/31943.....paid 14093/7800

Its all getting a bit tedious at the mo, seems like its going on forever but I will get there in the end..........

Have a great Weds all!!

You are doing great Jacci - you make so much effort I have suddenly become obsessed again to try and lower my final score for the year but at the same time there are christmas / year end costs to cover.

jwil

Thanks for the updates everyone, and jacci yes it can be tedious, but it will all be worth it in the end!

I don't think anyone should feel disheartened for not reaching target - any overpayment counts, and I think a lot of people (including me!) set targets that they didn't have a clue how they would reach, but something that would really stretch them.

I imagine that most people will be ending the year in a better position than they were at the start of the year, and if not - well there's always next year .

I guess I'll have to start thinking about setting up the thread for next year soon. Will probably do it in December to give people a chance to sign up.

LAM2011

You have done a great job maintaining this challenge JWIL and I for one will definitely be on the next one. Without the challenge I would not have done as much as I have this year.

jwil

LAM2011 wrote: »

You have done a great job maintaining this challenge JWIL and I for one will definitely be on the next one. Without the challenge I would not have done as much as I have this year.

Aww thanks Lam - it's everyone who's taken part that's made it what it is. I'm just glad I wasn't floating around here on my lonesome :cool:

jwil

By the way everyone, I'm looking for snappy titles for next year's thread - any suggestions?