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Pay off as much as you can in 2011 Challenge!

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  • jwil
    jwil Posts: 21,965 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    clairebear23cats wrote: »
    Hi All

    I used to come on MSE forums all the time in 2006 to 2008 and then have only looked a periodically and mainly on the main MSE site to be honest.

    I always loved following EHALLET (Emily's) posts but I can't see how she is doing on anything recent - if you are reading this how are you going?

    I've recently been a bit daft and built up £600 on an 'interest free for 6 months' credit card which I need to chip away at it to make sure I don't pay any interest before that starts next May! So i'm looking on here for some idea's to make some extra dosh to pay this off!

    Cheers
    Clairebear

    Hi Clairebear, thanks for popping in. Good luck with the debt busting, you can always join us next year if you want. :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jacci45
    jacci45 Posts: 1,636 Forumite
    No 142...PAD 2.00

    Paid 14047/7800...owe 17896/31943
  • jacci45
    jacci45 Posts: 1,636 Forumite
    no 142.....PAD 7.00

    Now owe 17889/31943
    Paid 14054/7800.... and now on 44%..........really trying to get to 50% by the end of the year!!

    Have a great Weds all!!
  • jacci45
    jacci45 Posts: 1,636 Forumite
    edited 10 November 2011 at 2:01PM
    No 142......PAD 8.00...

    Paid 14062/7800 and owe 17881/31943...desperate to get into the 16's now!!
  • cakelover_2
    cakelover_2 Posts: 210 Forumite
    Hi All

    £225.98 loan payment taken, balance now:

    £3557.21/£6500.00 54% paid

    I now only have 5 payments left to make and my balance is under £1k from £10800! :j I might try getting my PPI back again too!

    Also, I finished paying for my car this month too :j It wasn't included in my target for this year but wanted to share it with you. Been paying it for 4 years and am now £135 better off a month! :j
    £9,000 (Ish) in 2013
    Paid:
    £32.20 / £4492.66 Debt
    £50.00 / £650.00 Holiday
    £00.00 / £4000.00 House
  • cakelover_2
    cakelover_2 Posts: 210 Forumite
    Just worked out that this year so far including my car payments I have paid off £5141.00, which is rather sickening! What I could have done with that money! The lesson is further ingrained in my head!
    £9,000 (Ish) in 2013
    Paid:
    £32.20 / £4492.66 Debt
    £50.00 / £650.00 Holiday
    £00.00 / £4000.00 House
  • debtfreewannabe321
    debtfreewannabe321 Posts: 9,387 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    No.138 checking in :)

    Have paid off £295 again this month so up to 4210/13995 now :D
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
    https://forums.moneysavingexpert.com/discussion/6496485/buying-a-little-piece-of-middle-england#latest
  • 166million
    166million Posts: 1,233 Forumite
    Debt-free and Proud!
    edited 10 November 2011 at 5:47PM
    15 days to payday x last payday of the year
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 :staradmin No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
  • sarahs999
    sarahs999 Posts: 3,751 Forumite
    166million wrote: »
    15 days to payday x last payday of the year

    Really? Doncha get paid in December?
  • o2bfree
    o2bfree Posts: 429 Forumite
    No 13 here.

    I don't seem to post on here as often as I did and that's because I have less debt than I did :j

    I've just completed some CC shuffling to reduce the interest so hoping to reduce much quicker next year.

    Well I have made an OP of £50.53 taking my running total to £3375.33/£6000

    Have a great MSE weekend :)
    Pay as much as you can in 2011- £3688.54/£6000
    Pay as much as you can in 2012 - £3190.96/£6000
    LBM - August 2010 - £19202.30
    Current - August 2012 - £11803.68
    Paid so far - £7398.62
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