Pay off as much as you can in 2011 Challenge!

jacci45

No 142 reporting!!

PAD 3.00

Now owe 17907/31943 and paid 14036/7800.

Have a great weekend everyone....

Happytogetdebtfree

Well done Jaccie keep it up xx

sarahs999

Anyone know when Jwil is back? I want to know how we did in OCtober! Not that I helped much

phoenix_dragon

LAM2011 wrote: »

Gosh phoenix_dragon - you are almost at your target - well done - does it feel good? :T I see Eltee 12 - also close to your target. Well done I cant wait to be close to my target.

JWIL - please can you update my total when you have time. Finally sorted rent arrears so currently :

#134 £6,156 / £10,206

thanks

LAM, it feels great. I have four loan payments left, and then I will be debt free. I never thought I'd get out of the hole I dug myself into.

Deeperblue

Well..... I'm pretty much back to square one thanks to my need to have everything NOW and not being able to wait while I save up.

Amount I've managed to add to my debt this month is an eye-watering £15,000 :eek:

HOWEVER I would like to redeem myself a little by saying it was happily offered to us by OH's parents (father-in-law just retired and got big pension payout) as an interest free loan to get the house sorted in time for when the new baby arrives in December.

So it's gone on rearranging the house so that we can squeeze in another bedroom for the new baby, which has ment moving both the kitchen and bathroom.

Did it NEED doing?.... not straight away, no. It could of waited till next year, but the offer to get it done now, before little one arrives, and all interest free was just too much for me. I'm weak.

Soooooo.... I'll definitely be on next years thread but at least all the hard work we've put in this year has ment all the credit card, over-draft and tax debt is gone. So debt currently stands roughly at:

Parents: £15,000
1% APR student loan with Natwest: £6,000

Hoping I can get this down to a nice round £20,000 by the end of the year.

Oh well.... it's nice to read that at least everyone else is doing really well :rotfl:

Deeperblue

Awwww.... I've just read 'Kitten_Pie's post on the DFW board :(:(

Stuff like that really puts things into perspective, especially given that her baby boys were due the same time as my little one

jacci45

Thanx Happy...........Ive got quite addicted to this PAD lark..anything to bring down my dfd date!! Take care....x

abba1772

have i missed a post or does anyone know how we did on octobers total????

donna_dynamo

Made regular payments on both cards this makes my total 2291.07. Switched main CC to 0% till december next year and we have 1100 to pay on this we can keep on paying on 100 a month this will be gone by this time next year and the other card we now owe 59.00 which is so tiny i cannot believe it this will be paid off in two months or before then if i can keep motivated.

seasideDreamer

Just paid off £40 off Barclaycard which is Dec min payment so that's £3652.52/£6842.49 I'm also almost at 4k of debt now. Will pay more off too this month just waiting for the mortgage and things to come through as we've no idea when its coming out and mortgage company weren't very helpful.