Pay off as much as you can in 2011 Challenge!

BirdSeed

hi everyone

Happy halloween!

I have made the usual payment of £535 to the various debts. I have also managed to bag myself a 0% credit card - finally - so I am going to do balance transfers to that tomorrow. It's only until May next year and I have been unsuccessful in the past getting an 0%er so hopefully I will be able to get another one to replace this next year, otherwise it's a whopping 34% interest. I'm going to pay off as much as I can in the meantime, and even throw all of my spare change to this to get the balance down.
See you next month!
Birdseed

rubywhatashmoo

Right... I've been very naughty this week...

I got my new card for my 0% balance transfer, and rather than snap it and deny myself the chance to spend on stuff I don't need I spent money on stuff I don't need. *sigh* Just when you think you're getting somewhere you put yourself back for all the hard work and effort you've made so far

Anyway, I've updated my siggy totals to about what they should be (I need to check again this week when things have cleared and what have you!), and I'll keep up my payments as paying off what I owed at the start of the year, but there'll be a bit left over even after I've cleared that!!

Anyway, my current total is:

£2615.19/£3435

abba1772

Thats another £37.31 away to the naughty CC

brings my total £5999.86 / £7000 think i will be paying a cheeky fiver towards the CC tomorrow to tip me over the £6000 threshold :D:D

abba1772

sent £10 to halifax card so brings my total to £6009.86 / £7000

seasideDreamer

Just paid Nov's Virgin min of £30 and an extra £80 off the Barclaycard so that's £3612.52/£6842.49. Still no internet so its been hard to do payments, ebay etc. Also in the process of trying to set up a joint account and switch direct debits so finances are a bit wayward at the minute:eek:

o2bfree

Morning all.

Just worked out the 2 overpayments that I made during the month so they can be added to October totals and they are £54.40 amking my running total £3324.80/£6000

jacci45

142 reporting ...PAD 10.00!!
Have a great Monday everyone!!

jacci45

no 142....PAD 7.00!!

Now owe 17929/31943 and have paid 14014/7800.....God what could I have done with that £14000.....once out of debt I am NEVER getting in debt again.....

Happytogetdebtfree

Yay some direct debits gone out so 539 paid off this month so far which equals a total of £11342.19/13000 yipee hoping to have another negative wealth cleared this month so another less monthly outgoing x

sarahs999

Woohoo, new month. Just need to find £200 more to pay off our Lapland holiday and I'll be back to overpayments. DH has a couple of gigs coming up so shouldn't be too hard. Well done everyone for OCtober - can't wait to see what we managed.

Heads down for November!