Pay off as much as you can in 2011 Challenge!

Impulse1976

Hi all £561.68 paid off for me today giving me a grand total of £8800.12 of my £8,500 target - yippee - 103%

Think I will revise my target to £11k now please in line with my other challenge if that's ok?

Well done everyone - keep up the good work.

seasideDreamer

£80 just paid off a couple of cards so that's £2200.83/£6842.49 having to do a couple of balance trasnfers too as Post Office card 0% runs out in a week but that will just leave the debt spread over 2 cards. Will make some bigger payments but probaly not for a few days as need to work out how much I can afford to pay off.

debtfreebyxmas

We have decided that if/ when we clear our debts we are going to have a winter bbq, invite friend ans family and prob eat well since weve started repaying our debts lol. we have one wage, 3 ickle children (1 a newborn) and a determination to pull our family out of this lull, if we can do it in 6 months we will be sososo proud of ourselves. dont feel as lost now we have a plan we are now on the strictest budget ever, essential food only, utilities, no alcohol, nights/days out, just purely debt paying.... will it be worth it? better bloody had be

[Deleted User]

Hi All
Pay day for me today - I have put £340 towards my CC.
Allie

affordmylife

hi everyone. half way through the month for me so ages until i can make another payment.

but i was just thinking ive noticed that a few people are revising their target once they reach it.

i was a bit confused but then i realised people have only put what they hope to pay off this year and not their total debt.

so we are a mixture of people who will be debt free when we complete this challenge and people who will then continue to pay debt???

im only slightly confused so thats fine - lol xx

newlifeahead

Have just managed to make another payment before the day finishes and a new month starts. I have made an extra payment of £200.63 to my egg card. My debt is now under £15k :j

47. newlifeahead - £5127.76/£6,000

I will only be making my minmum payments in July. Have decided to take a month off due to weddings and the kids will soon be on holiday. I will use my overpayment money to have some fun for a change. If there is anything left I will be using it for my car tax in August.

Good luck to everyone for next month and well done for this month.
I will still be reading everyones updates.:D

PiggyBankShaker

Hi Jwil, Number 171 here.

Can I request to change my total amount? The reason is I joined this thread after I had started my debt free journey so the amount in my signature and the amount on this thread don't easily corrolate and I get a bit confused... so instead of being £2418.90/£7424, as it is now please can you change it to £2852/£7852 please? Sorry to be a pain - thanks.

My_life

Number 37 calling in

£17,105 / £31,000

Dont know about anyone else but this is not getting any easier! - payments down this month as holidays and house insurance take their toll - cannot quite see how I am going to make the target - but I will keep trying! - Well done everyone else.

My Life

sarahs999

affordmylife wrote: »

hi everyone. half way through the month for me so ages until i can make another payment.

but i was just thinking ive noticed that a few people are revising their target once they reach it.

i was a bit confused but then i realised people have only put what they hope to pay off this year and not their total debt.

so we are a mixture of people who will be debt free when we complete this challenge and people who will then continue to pay debt???

im only slightly confused so thats fine - lol xx

i think we are a mix yes. When I picked my amount I chose a total that would be quite a stretch for me but not beyond the realms of possibility. To be honest I think that's what the spirit of the thread is about - otherwise, if you pik a total that's too low you don't push youself.

I think some people have too much debt to have a hope of paying it all off this year, so it makes sense not to declare it all.

debtfreebyxmas

Hi number 37, mo 175 here--- it doesnt get any easier you are right... but if we werent tackling our debts it would most definately be getting harder. Sometimes the whole effort can be quite overwhelming, the trick is to focus on how much you have paid off, be proud of yourself, be proud of how far you have come and know that you will reach your target..because you are in control, go you