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Pay off as much as you can in 2011 Challenge!
Comments
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very true Sarah999... and when you think that there isnt anybody in the world in the same situation as you you read this thread and realise that debtfreebyxmas once ate 7p noodles for breakfast, dinner and tea for a month just to stop the world of debt from falling any heavier on her shoulders. You are all an inspiration, money is relative and one persons £50 can be just as hard to tackle as another persons £5000. In debt is not a nice place to be and you all inspire me to climb out of the pit" a life we could only dream of "Dreaming is a pointless exercise if it only serves to reinforce your own limitations.
For my familys sake I no longer dream, I will plan and I will try and if I fail I will try and try again.Failing is far better than dreaming.0 -
EVERYONE IS DOING GREAT....HOW ARE THE FIGURES LOOKING for this month, soz left caps on lolNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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affordmylife wrote: »hi everyone. half way through the month for me so ages until i can make another payment.
but i was just thinking ive noticed that a few people are revising their target once they reach it.
i was a bit confused but then i realised people have only put what they hope to pay off this year and not their total debt.
so we are a mixture of people who will be debt free when we complete this challenge and people who will then continue to pay debt???
im only slightly confused so thats fine - lol xx
I have declared my whole debt even though I KNOW i won't be able to clear it all this year I can still tryMFW 2016 No 68 £1300/£8500 No new toiletries Cook sth different0 -
Hi All
My ususual payment of £160 has come out of my account going towards my loan.
Well done to everyone on their OPs this month:T:T.
Allie0 -
Just paid off £200 off the credit card so that's £2400.83/£6842.49, and for the first time since I finished uni 8 years ago I'm well under the 5k on cards:), hope to get to under 4k soon:jDebt free and busy treating myself:)
No more toiletries/make up until I've used what I've got stashed since Jan 2011, graduated October 2012. Restocked Dec 13..damn those sales0 -
A poor couple of months from me, too much money spent on car repairs, house stuff, olympic tickets and trips means only being paying normal payments rather than the overpayments from before. Hopefully should get a bonus on my next payday which should cut a chunk out of the total.
anyway new total for No.159 £9904.81/£14,949.81Mar 11/Current: £14949.81/£0 100%
NRAM: £9904.81/£0
Northridge: £5557.87/£00 -
phoenix_dragon wrote: »I'm due 6th December. So I've got until November to save up enough cash to cover my loan payments until March 2012, and to save for baby stuff. Plus, to pay as much as I can off of DH's debt (he will be doing this too, of course.)
CongratsAt least you have already made a huge dent in your debt so hopefully all being on track you can enjoy your baby without worrying about debt.
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debtfreebyxmas wrote: »very true Sarah999... and when you think that there isnt anybody in the world in the same situation as you you read this thread and realise that debtfreebyxmas once ate 7p noodles for breakfast, dinner and tea for a month just to stop the world of debt from falling any heavier on her shoulders. You are all an inspiration, money is relative and one persons £50 can be just as hard to tackle as another persons £5000. In debt is not a nice place to be and you all inspire me to climb out of the pit
Well said! You too are an inspiration :T0 -
As I said previously I struggle with the PAD challenge and so have decided to do a PAW. I really need to get back on track and want to knock my next credit card (balance £1500) on the head asap. Sooo, my PAW for this week and including my month start dd brings my new balance to# 134 = £ 4,453/£10,206I am aiming for halfway by the end of July and have listed a few things on ebay and some sports equipment on club website.0
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Hi All
No payment to report but just wanted to say well done to us all to getting to where we have so far! We are half way through the year already and we are all doing brilliantly! All payments no matter how small are worth it and no debt is too small, it's still debt! Lets make the next half just as good getting rid of debts if not better! I have revised my budget for the rest of the year and I now need to find an extra £2k (give or take) on top of my usual payments to reach my target by the end of the year. I think I could do it if I put my mind to it so I need to get cracking. How is everyone finding it with finding extra money. Some if you have reached £17k this year, how have you done it? If we can share our hints and tips it will help reach our targets and the massive one we want to reach as a group. Also a big thanks to Jwil for keeping this thread going.:beer:£9,000 (Ish) in 2013
Paid:
£32.20 / £4492.66 Debt
£50.00 / £650.00 Holiday
£00.00 / £4000.00 House0
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