Pay off as much as you can in 2011 Challenge!

DedicatedDFW

Hi Jwil

Joining you on the pad - i did this a few months ago and it worked really well for me - today have paid £5.42 so total is £3424.29/£10,000 sadly my car is in the garage so am really hoping its not going to cost me - it was just repaired a few weeks ago

DedicatedDFW

Hi All,

Posted before reading back - I agree this thread and everyone on it is an inspiration :T:T:T I also agree with cakelover - if we all share our ideas for how we are making extra money then this could help others

My overpayment today was just so i had made a pad - have really no spare funds and just wanted to get Target 1 to a round number. I have listed a few things on e-bay so hoping they will sell - 1 item has had a watcher several times (been re-listed a few times) - its an individual item so it can't be they want to sell similar - i've dropped the price and really would like it to go!

sarahs999

I mostly do ebay stuff, but count anything above and beyond my main salary as money to put to debts. SO that's anything that comes in from cashback, also my husband's gig money (he works full time too but has regular gigs on the side). The min payments come out of our usual salary. On a good month I will put aside x-hundred pounds when I get paid and try to leave it untouched until next payday; if I manage it it goes off a debt. Only managed that a couple of times though.

I used to do mystery shopping and surveys too but I've knocked them on the head for a bit otherwise I feel like I spend my whole life online.

sarahs999

What's our total, what's our total Jwil???!!!

cakelover_2

Hi Sarahs999
Do you buy stuff to sell on Ebay or you doing a mass clearout?
CL

jwil

Impulse1976 wrote: »

Hi all £561.68 paid off for me today giving me a grand total of £8800.12 of my £8,500 target - yippee - 103%

Think I will revise my target to £11k now please in line with my other challenge if that's ok?

Well done everyone - keep up the good work.

Well done! :jI shall up your target now.

jwil

affordmylife wrote: »

hi everyone. half way through the month for me so ages until i can make another payment.

but i was just thinking ive noticed that a few people are revising their target once they reach it.

i was a bit confused but then i realised people have only put what they hope to pay off this year and not their total debt.

so we are a mixture of people who will be debt free when we complete this challenge and people who will then continue to pay debt???

im only slightly confused so thats fine - lol xx

Yep, I'll still have debt left

jwil

PiggyBankShaker wrote: »

Hi Jwil, Number 171 here.

Can I request to change my total amount? The reason is I joined this thread after I had started my debt free journey so the amount in my signature and the amount on this thread don't easily corrolate and I get a bit confused... so instead of being £2418.90/£7424, as it is now please can you change it to £2852/£7852 please? Sorry to be a pain - thanks.

Yep, no probs!

jwil

My_life wrote: »

Number 37 calling in

£17,105 / £31,000

Dont know about anyone else but this is not getting any easier! - payments down this month as holidays and house insurance take their toll - cannot quite see how I am going to make the target - but I will keep trying! - Well done everyone else.

My Life

No, it doesn't get any easier. We just have to keep plodding!

jwil

debtfreebyxmas wrote: »

Hi number 37, mo 175 here--- it doesnt get any easier you are right... but if we werent tackling our debts it would most definately be getting harder. Sometimes the whole effort can be quite overwhelming, the trick is to focus on how much you have paid off, be proud of yourself, be proud of how far you have come and know that you will reach your target..because you are in control, go you

Well said! :T