2011 mfw

originalmiscellany

220 reporting in - target met, but £3k overpaid for September - a total of £29k since January.

fieldofdreams

Number 119 - £400 overpayment for October going in over the weekend. Balance of mortgage now under 3K!

skaps

fieldofdreams wrote: »

Number 119 - £400 overpayment for October going in over the weekend. Balance of mortgage now under 3K!

WOW thats amazing, when are you hoping to be MF?

froddington

No 128 - £300 OP made today

pammyj74

no. 6 OP'd £300 yesterday
total now £7400

fieldofdreams

skaps wrote: »

WOW thats amazing, when are you hoping to be MF?

Hopefully by the end of the year, would be fab to have a mortgage free xmas! Regular overpayments will reduce the balance to around £1700 which I hope to clear via a one off lump sum

pavlovs_dog

#217 with a £150 OP for August/September, bringing total to year to £1435. Not far to target now :j

ekroys17

No. 93 reporting in with Septembers overpayment of 577.00.
Outstanding balance stands at 90,399.00
Looking forward to end of October for the balance to start with an 8
Bring it on!!!

Well done to all, keep up the great work.

financialbliss

Oops. A bit late - I've been trying to report our overpayments on the first of the month. Still, here's year to date to October:

#29 - Overpay by £2,050.00

Month: Ideal Pay / Ideal Total / Ideal % / Actual Pay / Actual Total (Diff) / Actual %

January: 170.83 / 170.83 / 8.33% / 70.67 / 70.67 (100.16) / 3.45%
February: 170.83 / 341.67 / 16.67% / 70.67 / 141.34 (200.33) / 6.89%
March: 170.83 / 512.50 / 25.00% / 120.67 / 262.01 (250.49) / 12.78%
April: 170.83 / 683.33 / 33.33% / 200.00 / 462.01 (221.32) / 22.54%
May: 170.83 / 854.17 / 41.67% / 200.00 / 662.01 (192.16) / 32.29%
June: 170.83 / 1,025.00 / 50.00% / 200.00 / 862.01 (162.99) / 42.05%
July: 170.83 / 1,195.83 / 58.33% / 200.00 / 1,062.01 (133.82) / 51.81%
August: 170.83 / 1,366.67 / 66.67% / 200.00 / 1,262.01 (104.66) / 61.56%
September: 170.83 / 1,537.50 / 75.00% / 200.00 / 1,462.01 (50.49) / 72.54%
October: 170.83 / 1,708.33 / 83.33% / 210.00 / 1,697.01 (11.32) / 82.78%

Total overpaid: £1,697.01

Having had an email regarding a payment from QuidCo to my current account, I've made an extra £10 payment this month meaning I'm now only 11.32 behind my theoretical schedule and should make my target.

Certainly won't be making any further overpayments this month - next post here on 1st November.

FB.

black_taxi_2

£878 o/p oct

broken thru £100 mortgage interest barrier--now £99.77