2011 mfw

pammyj74

No 6 signing in with July's OP of £200

ekroys17

No. 93 reporting in again
Mortgage payment has gone out today which included an OP £277.
My outstanding balance is £93944 and have increased the next payment to £1350 per month.

Cake could you update my figures please. TIA

froddington

No 128 - another £200 OP today

blizeH

Made another OP due to a change in my current account (Lloyds TSB Vantage) - figured it was better off against my mortgage than earning 0.01%!

Another £1,500 done, love this overpayment malarkey - such a good feeling!

skaps

£160.11 op for july being made tomorrow, MFW 2011 #149 - £1120.77/£2011

Cortinaa_GTR

MFW No.177 with a June OP of £600.00 - less than normal cos my teams season ticket was due and it was £325 but that's now paid until May 2012.:)

financialbliss

Hi. Quick update for July since the overpayments will be collected within a few hours!

#29 - Overpay by £2,050.00

Month: Ideal Pay / Ideal Total / Ideal % / Actual Pay / Actual Total (Diff) / Actual %

January: 170.83 / 170.83 / 8.33% / 70.67 / 70.67 (100.16) / 3.45%
February: 170.83 / 341.67 / 16.67% / 70.67 / 141.34 (200.33) / 6.89%
March: 170.83 / 512.50 / 25.00% / 120.67 / 262.01 (250.49) / 12.78%
April: 170.83 / 683.33 / 33.33% / 200.00 / 462.01 (221.32) / 22.54%
May: 170.83 / 854.17 / 41.67% / 200.00 / 662.01 (192.16) / 32.29%
June: 170.83 / 1,025.00 / 50.00% / 200.00 / 862.01 (162.99) / 42.05%
July: 170.83 / 1,195.83 / 58.33% / 200.00 / 1,062.01 (133.82) / 51.81%

Total overpaid: £1,062.01

Ok. Pretty small beer compared to some, but considering our standard mortgage payment also includes a considerable overpayment due to radically shortening the term, this is about pretty much all the funds that's left in the pot!

Good news is that I've broken through the £1k barrier, plus I've overpaid just over half (51.81%) of the £2,050 target.

Don't anticipate any further overpayments until August now - car service and MOT looming.

FB.

sarahevie

Sarahevie hit the years total, £6053 - going to try a bit more - but going to be really hard. This is despite the necessities of £4000 on a new garden and new boiler can't have the kids going cold:D

Tesco_Tom

With the new mortgage in place (fixed for 5 years @ 3.75% - mortgage term reduced from 17 to 10years) and the emergency fund filled, its time to really get stuck in to the overpayments

No. 58 reporting in with our first ever overpayment - £500

black_taxi_2

£706 paid july

will be reducing payments from now to build up bank balance an emergency fund

thx