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The Debt Free Roll Of Honour

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  • Growurown wrote: »
    Lightbulb moment - May 2011

    Debts at their highest - £48,000

    Debt-Free Date - 25/11/2015

    Pearl of wisdom - Join the guys in the DMP Mutual Support Thread! It has been inspirational, funny, ever helpful and a wonderful group of people who are supportive, very, very knowledgeable and never judgmental. They are the best!

    Which forum threads helped you - Debt free Wannabe and in particular the splendid DMP Mutual Support Thread.

    Fantastic news

    Very pleased for you

    You made my journey easier and I appreciated your friendship so it brings me double pleasure to say well done and hope you enjoy your next chapter.

    HHx
  • Growurown
    Growurown Posts: 5,498 Forumite
    Debt-free and Proud!
    Fantastic news

    Very pleased for you

    You made my journey easier and I appreciated your friendship so it brings me double pleasure to say well done and hope you enjoy your next chapter.

    HHx

    Aw thanks HH and thanks everyone. I am determined to enjoy my next chapter, but not going to be silly again and get myself into debt, and OH is on board with that too.

    HH, yours and TTFTM's encouragement and knowledge around debt and DMP's was awesome, so thank you too you too for all your help.:A
    DMP Mutual Support Thread No. 421

    Debt free date 25/11/2015 - Made It!
  • Karb
    Karb Posts: 853 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Final payment has gone to the credit card today. :j

    The date of your lightbulb moment - sometime in 2005

    Debts at their highest - about £25k

    Debt-Free Date - 1 December 2015

    Your one pearl of wisdom. - It's easy to be overwhelmed by the size of your debt and think that saving a few pence on buying a cheaper tin of beans isn't going to make much difference. But get into the habit of saving a few pence on everything, and it makes a huge difference.

    f. Which forum threads helped you - Small things, and some of the challenges
    Debt free since December 2015. It can be done


  • Congratulations Karb! Not only have you cleared your debt - you've helped us equal last year's record of 92 debt free Forumites!!!

    Now, can we beat it and then reach 100 before the end of the year?!

    Tell any friends who've cleared their debt to join us and post!

    :j:j:xmassign::xmastree::snow_grin
    Could you do with a Money Makeover?


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  • My final loan payment was taken today and final credit card payment a couple of days ago!

    Lightbulb moment was in Nov 2007, when debts were around £18000.

    Debt free date 01 Dec 2015!!

    I worked hard and read a lot of threads on here whilst still managing to have a life I enjoyed.
    Its on to mortgage free next - long way off tho! - my favourite thread for that inspiration is the one by Secret Saving Squirrel, its a good read..

    But thanks to everyone thats posts on here, I am not sure whether I would be in this position today if i had not found this site a few years ago!

    Cheers - Shofer
  • Woohoooo!!!

    93 Forumites debt-free in 2015 - we've beaten last year's record (92!).

    Can we make it past 100?!?


    :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:
    Could you do with a Money Makeover?


    Follow MSE on other Social Media:
    MSE Facebook, MSE Twitter, MSE Deals Twitter, Instagram
    Join the MSE Forum
    Get the Free MoneySavingExpert Money Tips E-mail
    Report inappropriate posts: click the report button
    Point out a rate/product change
    Flag a news story: news@moneysavingexpert.com
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Come on lovely peeps Roll up for the fabarooni Roll of Honour.
    Would really love for us to get to a 100 :j :j :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Oblivion
    Oblivion Posts: 20,248 Forumite
    Part of the Furniture 10,000 Posts Photogenic
    Well I've always been debt free, but then I never bought anything I couldn't afford. I would rather go without than have to owe anything. ;)
    ... Dave
    Happily retired and enjoying my 14th year of leisure
    I am cleverly disguised as a responsible adult.
    Bring me sunshine in your smile
  • Nargleblast
    Nargleblast Posts: 10,763 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Debt-free and Proud!
    Only 7 to go.......And 30 days to do it in.
    One life - your life - live it!
  • lynnejk
    lynnejk Posts: 5,732 Forumite
    Rampant Recycler Debt-free and Proud!
    Oh !! How absolutely fantastic :T Congrats to all of them :dance:
    Another seven would be brilliant - come on forumites :j


    Lx
    £10day.2014=3213/2015=3421/2016=3238/2017=2702/2018=498..APR=12.03/300
    GrocC.2014=2162/2015=2083/2016=218/2017=1996/2018=450..APR=17.13/200
    Bulk buy.......APR=233.76
    GC.NSD..2015=216/2016=213/2017=229/2018=39..APR=03/15
    SPC130:staradminx61..2014=1178/2015=1287/2016=4616/2017=3843
    OS WL= -2/8 ......CC =00......Savings = £13,140
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