The Debt Free Roll Of Honour

looby1975

I am now officially debt free, I owed just under 9k and it's taken me 8 years to pay it back but I finally got there with the massive help of the debt free poster and CCCS/Stepchange.

I was debt free on paper a few weeks ago but today I got the lovely big congratulations from stepchange in the post this afternoon and I haven't stopped grinning since

stiltoncheese

I officially became debt-free in May 2015 when my last ever loan payment went out. I owed around £11k at my highest although it has dropped and increased over the years, since I got my first loan aged 18 (a massive 16 years ago).

I now have the lovely sum of £1150 sat in my emergency fund and it feels great.

This site has been a godsend over the years I've used it so it feels amazing to finally be posting on the debt-free roll of honour board.

Thanks to everyone who has helped me along the way

Upsidedown_Bear

looby1975 wrote: »

I am now officially debt free, I owed just under 9k and it's taken me 8 years to pay it back but I finally got there with the massive help of the debt free poster and CCCS/Stepchange.

I was debt free on paper a few weeks ago but today I got the lovely big congratulations from stepchange in the post this afternoon and I haven't stopped grinning since

Congratulations :T:T
It's a wonderful feeling being debt free :money:

stiltoncheese wrote: »

I officially became debt-free in May 2015 when my last ever loan payment went out. I owed around £11k at my highest although it has dropped and increased over the years, since I got my first loan aged 18 (a massive 16 years ago).

I now have the lovely sum of £1150 sat in my emergency fund and it feels great.

This site has been a godsend over the years I've used it so it feels amazing to finally be posting on the debt-free roll of honour board.

Thanks to everyone who has helped me along the way

Congratulations, well done :T:T

andy1886

I must apologise for overlooking this thread when I became debt free in September , can I be added now please . My LBM was April 2010 with debts at £18000 which I finally cleared in September . I am currently on a weeks holiday and have spent a night away in Manchester visiting their christmas markets as a treat for becoming debt free , £39 room with Premier Inn , but it was fantastic to treat ourselves . hopefully many more to come but I will still spend wisely as the 5 years have taught us the benefit of what we need against what we want and the value of our money . Congratulations to every single person on this thread and best wishes to those attempting to , it is difficult but remain focussed and every single day afterwards is a delight .

Upsidedown_Bear

andy1886 wrote: »

I must apologise for overlooking this thread when I became debt free in September , can I be added now please . My LBM was April 2010 with debts at £18000 which I finally cleared in September . I am currently on a weeks holiday and have spent a night away in Manchester visiting their christmas markets as a treat for becoming debt free , £39 room with Premier Inn , but it was fantastic to treat ourselves . hopefully many more to come but I will still spend wisely as the 5 years have taught us the benefit of what we need against what we want and the value of our money . Congratulations to every single person on this thread and best wishes to those attempting to , it is difficult but remain focussed and every single day afterwards is a delight .

Well done - it's great to have you here :T:T
Glad you enjoyed your trip. So much more enjoyable when you have money to pay for it rather than adding to debt

beanielou

looby1975 wrote: »

I am now officially debt free, I owed just under 9k and it's taken me 8 years to pay it back but I finally got there with the massive help of the debt free poster and CCCS/Stepchange.

I was debt free on paper a few weeks ago but today I got the lovely big congratulations from stepchange in the post this afternoon and I haven't stopped grinning since

Great news for you :j :j


No 94 I think :j :j

beanielou

stiltoncheese wrote: »

I officially became debt-free in May 2015 when my last ever loan payment went out. I owed around £11k at my highest although it has dropped and increased over the years, since I got my first loan aged 18 (a massive 16 years ago).

I now have the lovely sum of £1150 sat in my emergency fund and it feels great.

This site has been a godsend over the years I've used it so it feels amazing to finally be posting on the debt-free roll of honour board.

Thanks to everyone who has helped me along the way

Great News for you :j :j


No 95 :j :j

beanielou

andy1886 wrote: »

I must apologise for overlooking this thread when I became debt free in September , can I be added now please . My LBM was April 2010 with debts at £18000 which I finally cleared in September . I am currently on a weeks holiday and have spent a night away in Manchester visiting their christmas markets as a treat for becoming debt free , £39 room with Premier Inn , but it was fantastic to treat ourselves . hopefully many more to come but I will still spend wisely as the 5 years have taught us the benefit of what we need against what we want and the value of our money . Congratulations to every single person on this thread and best wishes to those attempting to , it is difficult but remain focussed and every single day afterwards is a delight .

As you know so pleased for you & as pleased as punch.
Miss your diary.
Glad you had a great break.


No 96 :j :j

shangaijimmy

What a fantastic Christmas present to yourselves - no debt payments for 2016!

Ellieseleven

Well done to you all:j


I love this thread and read all your posts on here to keep me motivated and on track. My turn to post is not that far away now:D


Ellie xx