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When life sends you Lemons, just bake a cake
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thanks everyone for your kind wishes.
I have feeling i'm going to have to give myself some targets for the next year as it's the big one next year! argh!0 -
Happy Birthday for yesterday, sorry it's late! xxxWeight loss: Start weight: 80kg; Current Weight: 77kg; Target weight: 55kg0
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no probs vl, thank you.
thinking of the things i wish to be able to change/improve by this time next year.0 -
Hi LT
Are you going to post a list of your plans? xLBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
yup when i've thought it though and whittled them down.0
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One thing I found with the whole "Targets & Aims" thing was that making them too "LIFE CHANGING" just didn't work for me - I need to set little stages that add up to a bigger whole IYKWIM? (Baby steps/mouse bites!). Looking forward to seeing your list LT!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
me2 LT, I agree with EH, if they are too radical they are harder to stick to, think I need to take that advice when thinking of ways to save more money.Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 10
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my challenges basically boil down to the following:
become debt free
declutter the flat
lose a significant amount of weight
take part in the midnight walk
have a net decrease of 50 products from my current toiletries list (i currently have 199 items on my list!)
my goal is 17th May next year although i know that the weight one will be a challenge for a few years ahead.0 -
a great list there0
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That is a fab list LT - how much do you have to clear each month for your DFD? xxLoan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 10
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