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When life sends you Lemons, just bake a cake
Comments
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Congrats - bet it feels great - your thousands are in single figures
Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 10 -
Whooo-hoo!!! Sub 10K!!!! :j
All those spreadsheets are paying off!!!
Don't think of it as 18 months to go 
- think of it as 18 months to play with your spreadsheets!!! start = Wed 19th Nov 2008 £21,225
end = Mon 28th Sept 2015 DEBT FREE!
I love a good plan - it may not work.... but I love a good plan!0 -
Sub 10k brilliant news! Don't forget also that you would have been quicker getting them paid off if the pesky windows hadn't got in the way, but getting those done was a really sensible decision so well worth the delay.
Talking of spreadsheets - I'm going to email yours from the laptop to this machine I think and then see if I can get it sorted for you.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
thanks EH that will be fab, more spreadsheets to play with
I can't wait until i get rid of the Norbert loan, then we can completely re think our budgets, and have 'pocket money' and holiday savings and such stuff.0 -
nice one on getting below 10k. good luck getting it down to 5...We know you can do it now!
chevI want a job that is less than an hour driving away from my house! Are you listening universe?
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chev amazingly enough i haven't worked out when i'll be at <£5k, which is unlike me. Think it will be 5-6 months though.
I'm starting to worry about how i'll spend my life when i am finally DF. I'm going to have so much spare time lol0 -
Nooooo! You'll be playing with altogether more fun budgets, and seeing how fast you can pay off your mortgage! 🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
input my numbers onto your supa dupa spreadsheet last night and really depressed myself. If we don't overpay then i'll be 60 before it's finished!
As i'm only looking as far ahead as the end of the fixed rate, if we overpay from 2nd quarter next year then we'll knock about 6 years off. But what really depresses me is that we want to get a bigger mortgage! and i'd like to be mortgage free by 50! No pressure then!0 -
You can do it! It must look very daunting all together like that but it's all about little steps Weight loss: Start weight: 80kg; Current Weight: 77kg; Target weight: 55kg0
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Lemon_Tree wrote: »PAY DAY TODAY!!!!!
It's official now i'm under £10k! :j:j:j:j:j
Feels like i'm in the home stretch now, even though it's still another 18months before i'll be finished. Though technically if i didn't overpay the mortage i could be finished inside the year.
going to do all my transfers when i get home.
Next on my hit list is:
phone and broadband
sky tv
letters to neighbours re porch.:D:D:D:D:D:D:D:D:D:D:D:D
I may be slow on the uptake at the mo but I'm happy for you and your hard work!!!!
have a few of these
:j:j:j:j:j:j:j:j:jTotal debt 26/4/18 <£1925 we were getting there. :beer:
Total debt as of 28/4/19 £7867.38:eek:
minus 112.06 = £7755.32:money:
:money:Sleeves up folks.:money:0
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