36 Pay days and counting

newlifeahead

Another nsd for me yesterday, three in a row.

Have a few things I need to get done today, but I struggle with list. (I always aviod what is on them.)

I will list only 3 things at a time and see if that works any better for me.

Here goes

1)Exercise
2)Fill the car up with £20 diesel.
3)Do at least 1 hour of ironing(it build ups so fast)
4)Clean the inside of the car.

Ok, I know I said 3 but I have now changed it to 4:rotfl::rotfl::rotfl:

Here goes..

Little_bit_dizzy

Good luck cleaning out the car! I keep looking at our car and then finding something else to do instead :rotfl::rotfl:

Almost reached the end of the ironing though, I reckon another 45 mins should do it... Enjoy your Easter Monday

newlifeahead

I agree, there is always a good reason for not cleaning the car.

My list so far

1)Exercise - done
2)Fill the car up with £20 diesel - done
3)Do at least 1 hour of ironing(it build ups so fast)
4)Clean the inside of the car done.

After I cleaned the car my OH and kids came home and decided to wash the car. So of course I ended up helping.

Then the kids decided to start taking stuff out of the garage. So, I have made a start cleaning out the garage. I have a pile of rubbish and old toys ready to go to the tip. I have found paper work in there from my old business in 2003 which can be shredded. The garage is looking a lot better but still needs another couple of hours to get rid of more rubbish.

I now have a pile of paper work in the house ready to be shredded and I also found some stuff which I can sell on ebay (if I ever get around to it.)

Ironing - I haven't even started this yet. This is the last thing on my list of 4. I'll start in 10mins:o

newlifeahead

24 hours later and how much ironing did I do?

A big fat 0. I am so useless at this. I can't talk about it any more:(

I saw a 2 spiders last night. One was on the curtains and one was in a kitchen cupboard.:eek: They are running fast. I hate them. I don't mind the little ones too much now, but when they are big and can run fast it just turns me into jelly.

I just went to bed after they ran away, and it looks like I will be in bed by 9pm every night now, I can't sit in the living room knowing one will jump out at me.:eek::eek::mad::mad::eek::eek::mad::eek:

newlifeahead

Yeah:j I have had some good news.

I called Intrum Justita about my missing payments. They have found them. I thought there were only two payments missing but it was January, February and March. I didn't think anything would happen so quickly.

Then 10 mins later I got a call from AIC who have confirmed that they now have those payment and have reduced my balance.
So now my settlement offer is £485 for a debt which is £977. :T

I will be paying this on Thursday which will bring my debt free date one month closer.

This has cheered me up so much, I wasn't going to ask for a full and final settlement but I got one anyway.:money:

This might sound really sad but I can't wait to update my signature on Thursday.:o

Little_bit_dizzy

Excellent news on the debt front and great news about the garage sort out too. (I won't mention the ironing!! )

I don't think it's sad looking forward to updating your sig, I think it's quite motivating to see the numbers coming down, even though I do wish my life away... Look forward to seeing the new sig on Thursday!

Keeping_Positive

Woohoo at the debt busting news. Not sad at all.

I am a bit nervy of Spiders ever since I saw arachnophobia as a teen

newlifeahead

Back again. Better late than never:o
I haven't updated in a while but I am still debt busting. I will try and remember the things I have done over the last few weeks.
Mot - I managed to get this done early and it passed:j I only needed to change a bulb and I had done a oil change the day before using a £5 off voucher. Cost was no more than about £80 which is cheap for me. Last year spent over £300.

Assignment- I managed to get this finshed and sent off. Still waiting for it to be returned to see if I passed or have to do anymore. Think I will give them a call today.

Sky- I have cancelled sky tv. It will be switched off on the 21st June. I had a half price deal so was only paying £15.25 a month. They couldn't offer this again and wanted me to pay an extra £5 for less channels. I kindly said thanks but no thanks. They really need to look at how they sell this. I spent about 30mins on the phone and the lady kept saying what will your kids do. I kindly replied read a book, watch the free channels or play outside. She was really trying to make me feel bad about cancelling it. Anyway, I shall be free from it and saving £15.25 a month.

Carboot- I did a car boot sale the day of the royal wedding. Only 3 stalls turned up and about 8 customers. I did manage to make £35 and got rid of a load of stuff so it was still worth it for me. Can't wait to do another one.

Slimming world - I cancelled this so now saving the £24 every six weeks instead.

I have managed to stay within my £40 shopping budget:AIt really helps taking cash out in one go for the week and just having cash in my purse.

Can't remember if I have done anything else now. so I will leave it for now and try and update more often.

Keeping_Positive

All sounds positive to me good to hear things going well.

Im down to 31 pay days if things go to plan

newlifeahead

Thanks KP.
Only 31 pay days left now, that's fantastic. You will be debt free in no time.