Debate House Prices


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Nice people thread part 3- Nice as pie

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  • lostinrates
    lostinrates Posts: 55,283 Forumite
    I've been Money Tipped!
    I MUCH prefer paper backs. Lighter, reduced guilt for bath tub splashes, rips, general abuse (sticking tongue out at LJ) and annotation and no dust covers. I HATE dustcovers.
  • lemonjelly
    lemonjelly Posts: 8,014 Forumite
    1,000 Posts Combo Breaker Mortgage-free Glee!
    I MUCH prefer paper backs. Lighter, reduced guilt for bath tub splashes, rips, general abuse (sticking tongue out at LJ) and annotation and no dust covers. I HATE dustcovers.

    Why do you hate dustcovers lir? I quite like them...:o
    It's getting harder & harder to keep the government in the manner to which they have become accustomed.
  • lostinrates
    lostinrates Posts: 55,283 Forumite
    I've been Money Tipped!
    edited 4 July 2011 at 6:56PM
    lemonjelly wrote: »
    Why do you hate dustcovers lir? I quite like them...:o

    1. they are irratating.

    2. they come off when you hold the book.

    3. they rip easily and that annoys me

    4. they get lost, and dog eared even when you take them off and put them some where safe.
    edit: 4.a when you do take them off they usually get lost. I have a file of just dust covers for which I can't find the books too. usually though, my dust covers get binned.

    5. they tickle your hands

    6. They are ''extra packaging''. Funny we all rant about food extra packaging and not the bloody irratation dust covers that fiddle faddle around.

    7. knowledge of all the above doesn't prevent the annoyance, slight guilt and sadness when any of the above forms of damage occur.
  • John_Pierpoint
    John_Pierpoint Posts: 8,401 Forumite
    Part of the Furniture 1,000 Posts
    edited 4 July 2011 at 3:57PM
    LydiaJ wrote: »
    Instead, my three difficulties were:

    1) Every time anybody connected with the will, life insurance, bereavement benefit, or anything else found out that we were living at separate addresses, they asked if we were divorced. When I explained that we had a decree nisi but no decree absolute, most of them didn't believe me that we were still legally married. I had to keep getting my divorce solicitor to convince them for me - and his bill for doing so ended up being several hundred quid of my money not the estate's.

    2) I didn't have a proper death certificate, just a coroner's interim certificate of the fact of death. I'm still waiting for the proper one. I won't get that until after the inquest, which should be later this year. (The delay is because his was one of a series of related accidents that have been subject to extensive investigation.) Almost everyone was eventually happy to accept the coroner's interim certificate and go ahead anyway. The exception was Direct Line, who insured late-nearly-ex's car. Under his policy they're also supposed to pay his estate £5000 extra for dying in a road accident. They won't do this until they have a proper death certificate listing RTA as cause of death. The coroner's interim certificate just describes his injuries but doesn't say what caused them.

    3) Late-nearly-ex didn't own a house and had no money - just an overdrawn current account, and a few credit cards totalling several thousand pounds of debt.

    When he died, his parents had taken responsibility for dealing with everything while I concentrated on looking after the children - DS was injured in the accident and in hospital for a few days; DD only had bruises but of course they were both in a bad way emotionally. However, his parents failed to find any will later than the one he made in 2001 when we were still together, so we agreed they'd carry on dealing with everything until after the funeral, and then I'd take over. They told me they'd asked the bank to freeze his account but that if I took the funeral bill in, the bank would pay it. My worst moment as executor was when I went into the bank with the funeral bill and the bank employee explained to me that the account was a few thousand overdrawn so no, the bank wouldn't pay anything to anyone.

    Eventually, the estate got some money from his employers for the half month he'd worked between his last payday and the day he died, but that was only enough to pay for half of the funeral. The estate only paid for the rest of the funeral some six months later when we persuaded DL to give us the write-off value of the car without waiting for the full death certificate.

    Anyone care to hazard a guess as to how long it will be before the whole thing is finally over?

    All in all it was a pretty steep learning curve for a while, and will get steep again once the inquest actually happens. The good thing is that I have a brother who's a probate solicitor, which has made it all a lot easier.

    Ah having a solicitor in the family should be a great help.

    My late father managed to die (heart attack) aged 50 a few week after my 21st birthday - so I'm quite an old hand by now after being a trustee of one sort or another all my adult life:T
    I was treated with a great deal of suspicion and had some bizarre conversations along the lines of :
    "I must have the probate certificate"
    "There was not a will so I have this instead ("letters of administration") - see it says appointed by the court?!"
    "I must have the probate certificate..................."

    Is it fairly clear how the "pile up" happened ?
    Will it be possible for the children to take action against someone
    for the loss of a breadwinner in the family ("Their father?":think: rS4HOzQmZaU4CJav8YGJJYkPzs4+uHw9NcCukes22w6dClP+t6VsfME+OB+cPWyYmrRIlspq7PMgVBKRH8D4YhcRFkv9AAAAAElFTkSuQmCC)

    To pinch a quote from Sue - Keep battling on.

    Good luck

    John
  • PasturesNew
    PasturesNew Posts: 70,698 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Don't forget to invite Bruno for beers. He likes Gen.
  • silvercar
    silvercar Posts: 49,628 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Name Dropper
    GDB2222 wrote: »
    It was okay. We got there 30 minutes late, but that was fine because they hadn't kicked off yet.

    The groom was standing there all ready, but the bride wasn't, cos she had a last minute hitch.

    So, in fact, we were early. And a few of the guests even arrived after us. It was a lovely affair outside in the grounds, so we all enjoyed ourselves in the sunshine waiting for the bride to unhitch.

    And they couldn't start anyway, because the bride's grandmother and uncle had driven North up the M1 to Watford and knew they needed to then take the A41 to Hemel. Only the A41 goes both North and South, and they drove back to London on the scenic route.

    Anyway, they started the service without gran, and she did arrive in time for the kill, so to speak. So, that was all very lovely, actually. BTW, getting married is the easy bit.

    Par for the course: guests late, relatives even later, bride super late.

    and always some Londoner, who doesn't travel outside London on principal and almost deliberately gets lost once they see a sign that says Watford.

    Ages ago a relative invited us to dinner. I tried to reciprocate but every date I offered was unsuitable, then she just said that really they don't travel outside London. Given that we were about a mile north of the Greater London Boundary and she lived in a suburb north of central London, I thought that was a bit rich.
    I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.
  • GDB2222
    GDB2222 Posts: 26,274 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    michaels wrote: »
    Was there a suggestion of a 'nice' beers while our resident economist is in town?

    As he is an economist, you know for sure that he'll have enough hands to hold a beer and a sandwich at the same time.

    I'll come if PN comes.
    No reliance should be placed on the above! Absolutely none, do you hear?
  • PasturesNew
    PasturesNew Posts: 70,698 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    GDB2222 wrote: »
    As he is an economist, you know for sure that he'll have enough hands to hold a beer and a sandwich at the same time.

    I'll come if PN comes.
    That's kind of cheating. Why not just say you won't be there? Why make me look like the bad guy?

    :)

    It'd be a 600 mile round trip for a warm can of stella, perchance a curly sandwich.

    You know it won't be happening!
  • GDB2222
    GDB2222 Posts: 26,274 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I'll buy you a straight sandwich and a cold drink. Besides, you need to get out of the house.
    No reliance should be placed on the above! Absolutely none, do you hear?
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