Nice people thread part 3- Nice as pie

PasturesNew

Not closer to me. Nobody's ever closer to me.

michaels

I'm going to be closer to you start of August and may even pop down to visit...do you like small kids? Can you show us a nice beach?

PasturesNew wrote: »

Not closer to me. Nobody's ever closer to me.

michaels

Good luck Viva - I am sure your new colleagues will be lucky to have you.

vivatifosi wrote: »

I start at my new place of work on Monday, which to clarify, isn't a town (afaik) that any of the nice people live in. I'm just a bit closer, heaven help you all.

neverdespairgirl

Anyone else findng that suddenly pressing the thanks button reloads the page? Very annoying.

PN - we'll be close to you in August, too.

LydiaJ

neverdespairgirl wrote: »

Anyone else findng that suddenly pressing the thanks button reloads the page? Very annoying.

Thanks button behaving as normal for me.

Good luck to viva. Hope you find the people are lovely and start to feel you fit in really quickly.

John_Pierpoint

GDB2222 wrote: »

In general, you don't need to be able to find your own will. When the time comes, that's someone else's problem.

Just remember to keep the will up to date as family and laws change
(eg Transferable "spouse nil rate IHT band" introduced in 2007)
Keep it where it can easily be found.
Double check that it is written correctly.

Thinks: I must make sure not to die until I have taken my own advice - my will has a clause about "my infant children" - they are in their 30's now!

https://forums.moneysavingexpert.com/discussion/1164505

Generali wrote: »

If the bloody thing [passport] was still missing I wouldn't be posting on here!

Once upon a time, I had to convert a business meeting into one of those web cam experiences ("Don't wave your arms about, the primitive technology cannot keep up"). I had spent all weekend taking the house apart, without success.

I had to invest in an expensive new machine readable one - blessing in disguise really as a year later I had to to to USA.

Well of course, in preparation for our burglary, I had fitted a safe; but I had this absolute false memory of leaving the passport on the bedside cabinet, in preparation for the modest hassle of opening the safe. (where is the key?:rotfl: The key has another "unfindable" hiding place that requires a step ladder.)

Months later the missing passport was discovered in the "secret" pocket in the lid of a small back pack I had used as holiday hand baggage.

Oh the stress of modern travel !

PasturesNew

michaels wrote: »

I'm going to be closer to you start of August and may even pop down to visit...do you like small kids? Can you show us a nice beach?

I'm not good with any kids.

I can show you TONS of good beaches - and rank them by facilities, access and uniqueness.

I can also link you to several articles on this very subject

I don't know how "small", small is .... but I figure a few caves, rock pools and a natural swimming pool in the rocks that appears when the tide is out would be a winner.

PasturesNew

Why is everybody coming in August? I'm going away in August! Not all of it, but the first bit... my British Round Robin is pencilled in for then.

lostinrates

vivatifosi wrote: »

I start at my new place of work on Monday, which to clarify, isn't a town (afaik) that any of the nice people live in. I'm just a bit closer, heaven help you all.

congratulations.

LydiaJ

John_Pierpoint wrote: »

Just remember to keep the will up to date as family and laws change
(eg Transferable "spouse nil rate IHT band" introduced in 2007)
Keep it where it can easily be found.
Double check that it is written correctly.

Thinks: I must make sure not to die until I have taken my own advice - my will has a clause about "my infant children" - they are in their 30's now!

https://forums.moneysavingexpert.com/discussion/1164505

Just been reading your executor threads. Sounds a total nightmare. I have my own executor horror story, but at least the will I had to deal with was straightforward. Late-nearly-ex hadn't written a new will, and we were still technically married, so his old will was valid and he left everything to me and appointed me as sole executor. Instead, my three difficulties were:

1) Every time anybody connected with the will, life insurance, bereavement benefit, or anything else found out that we were living at separate addresses, they asked if we were divorced. When I explained that we had a decree nisi but no decree absolute, most of them didn't believe me that we were still legally married. I had to keep getting my divorce solicitor to convince them for me - and his bill for doing so ended up being several hundred quid of my money not the estate's.

2) I didn't have a proper death certificate, just a coroner's interim certificate of the fact of death. I'm still waiting for the proper one. I won't get that until after the inquest, which should be later this year. (The delay is because his was one of a series of related accidents that have been subject to extensive investigation.) Almost everyone was eventually happy to accept the coroner's interim certificate and go ahead anyway. The exception was Direct Line, who insured late-nearly-ex's car. Under his policy they're also supposed to pay his estate £5000 extra for dying in a road accident. They won't do this until they have a proper death certificate listing RTA as cause of death. The coroner's interim certificate just describes his injuries but doesn't say what caused them.

3) Late-nearly-ex didn't own a house and had no money - just an overdrawn current account, and a few credit cards totalling several thousand pounds of debt.

When he died, his parents had taken responsibility for dealing with everything while I concentrated on looking after the children - DS was injured in the accident and in hospital for a few days; DD only had bruises but of course they were both in a bad way emotionally. However, his parents failed to find any will later than the one he made in 2001 when we were still together, so we agreed they'd carry on dealing with everything until after the funeral, and then I'd take over. They told me they'd asked the bank to freeze his account but that if I took the funeral bill in, the bank would pay it. My worst moment as executor was when I went into the bank with the funeral bill and the bank employee explained to me that the account was a few thousand overdrawn so no, the bank wouldn't pay anything to anyone.

Eventually, the estate got some money from his employers for the half month he'd worked between his last payday and the day he died, but that was only enough to pay for half of the funeral. The estate only paid for the rest of the funeral some six months later when we persuaded DL to give us the write-off value of the car without waiting for the full death certificate.

Meanwhile I have paid off one of the credit cards with my own money. They sold the debt to a debt chasing agency who offered me 10% off if I settled in 3 weeks, so I just paid it. There's no reason to doubt that the death certificate will confirm that he died in a car accident, and DL have assured me that they will certainly pay up if that's what the death certificate says. The £5k will be enough to cover the rest of the debts, so I'll get my money back eventually, and 10% more than compensates me for the loss of interest on my money for a year or two.

Once the inquest is out of the way, we can wind up the estate. Then everyone has to start on the process of determining liability for the accident(s) and various civil claims and counter-claims will begin, AFAIUI. DL are paying for a PI solicitor to represent the children and me (phew). We've been exchanging phone calls and emails for months, but I'm supposed to meet her soon to discuss everything. Anyone care to hazard a guess as to how long it will be before the whole thing is finally over?

All in all it was a pretty steep learning curve for a while, and will get steep again once the inquest actually happens. The good thing is that I have a brother who's a probate solicitor, which has made it all a lot easier.