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Combat the Christmas Crush with the NSD challenge
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Gulp - nearly halfway through the month and still only 2 NSD:o
Today may be one but considering ordering couple christmas pressies online in a sec
Hope everyone's doing better than me.DeeBee0 -
Evening all - well I've just sat down to put my feet up for the first time since about 7.30pm .... small spend day today, needed face cleanser and toothpaste for my travels this week (didn't think I could leave OH with no toothpaste for 3 days lol!) Also had to pick up a wedding acceptance card, and get me eyebrows done as they wouldn't have lasted til the weekend. My plan was then to finish my xmas shopping online tonight but my evening panned out as follows;
1) finally fix the radiator in the bathroom so it heats up (TRV pin was stuck)
2) top off the Apple, Date and Ginger chutney jars with material ready for charity crafty xmas thing at work tomorrow (its delicious btw Jinty - thanks for the recipie)
3) Make 'facecloth' Rudolph for friends gift
4) Dish out £105 :eek: in various money wallets for the menagerie of nieces and nephews Xmas
5) Begin wrapping Xmas presents
6) put washing away
7) hang up load of washing that was in the machine
8) finish addressing, stamping and sorting last few xmas cards
so....I haven't quite got around to the xmas shopping part this evening - had planned a NSD tomorrow but gonna have to sacrifice that now I think - I'm just too tired to be bothered to get my credit card out - still need to make sarnies for work tomorrow too....:(Feb 2015 NSD Challenge 8/12JAN NSD 11/16
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Hi lovely NSD gang:A
Quick visit this evening to say hello:hello: to everyone, hope you're all well and coping with the additional stresses and strains at this time of year.
if.., love today's cartoon :j
beanie, hope your knee isn't too sore and you manage to get out again soon:A
kerri, busy bee this evening, you deserve a rest:A
Cheryl, pain about the PJs:(, hope you find some that fit soon:A
jinty, hope OH arrived safely:A
moneypenny, ((((hugs)))) to you and DD, I really hope she makes the right decision:A
BigMumma, are you starting to behave yourself finally?:D
nicca, sorry about the work and coursework:(, hope you're OK:A
And a big WELL DONE :j:j to everyone for all the NSDs rolling in.
Will be back tomorrow to update the front page, some very impressive numbers rolling in:D
spoon xxThe time you enjoy wasting is not wasted time
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another nsd for me that makes 6 this is good as not planned tomorrow will be a spend xmas shopping and thursday birthday pressie to pick up i'm at dentists on wednesday not good shes trying to save the tooth for as long as possible it might not be long enough i hate fillings but hate having them out even more bad time as a kid hoping no spend day will need to plan shop carefully next week as 1.its school holidays and i'm looking after my granddaughters so need to do some thing xmasy not sure what yet the way things are going they may be helping to get house all xmasy no decs up yet and still a couple of pressies to get and then food for xmas spread i've done a spread every xmas teatime for last 10 years and before that we used to do it on boxing day its easier when you don't have a lot of room no dining roon just living room and long kitchen, sorted grand daughters can help me make some cakes as i've got them on 21 and22dec they shoul keep fine in L&L boxes and can decorate some to take home also my list for the spread i'll get them to help me decide what i'm doing well some of it so still lots to do hopefully my last spend day will be 23rd not so keen on going out on xmas eve too hectic sets my migraines off and i don't want that not right on x eve no thanks right gona catch up on posts while i've got laptop2nd purse challenge no040£0 Sealed pot challenge ???? £2 trolley find not counting small coins till end year0
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This question comes up a lot, I'm sure some of the others will also offer advise but general, the 'rules' are up to you and depend on what you are trying to achieve. If the idea of putting the shops on a shop card is for you to try and be more organised when doing your food shops, then I would count the use of the card as a spend but not the actual loading of it. That way, you won't be tempted to keep popping back in and out of store for things you prob don't need.
Thanks kerri gt will be trying this out in january no chance of popping in and out of shop it takes me 40 mins to get there and a bit longer on way back i blame it on the shopping:rotfl:2nd purse challenge no040£0 Sealed pot challenge ???? £2 trolley find not counting small coins till end year0 -
morning all another no spend day for me yesterday so 4 so far please:j0
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Good morning everyone! :wave:
Kerri - you sound as if you had the kind of evening I had.
I got the majority of my wrapping done last night, so Im well chuffed. We are doing the great present drop on Saturday ( visiting the rellies we wont be seeing on Christmas day) so I wanted to be organised for that. Its also my niece's birthday on Saturday, so we'll combine the visit with a bit of lunch I think.
I also did my ironing and made a pasta salad for lunch today, so I have been quite productive!
Going for a NSD today, off to work, but thankfully there's a little thaw on so getting there shouldnt be as difficult as last week.
Have a lovely day everyone:):)
you will always be rich enough to be generous.0 -
Okay coming in late to this but I reckon I can get 5 under my belt!Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup
NSD 15/20, OS WL 21-6 (4)C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
Every Penny's a Prisoner
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WElcome Dragon to this lovely threadI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
WElcome Dragon to this lovely thread
Thanks Beanielou it's good to be back (I dropped out of the thread in April :eek:)Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup
NSD 15/20, OS WL 21-6 (4)C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
Every Penny's a Prisoner
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