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Combat the Christmas Crush with the NSD challenge
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Morning everyone:A
jinty - you're sounding much more cheerful today:A, that's better.
Glad you've made a decision about the job and are not so stressed about the sofa. Enjoy your lunch today.
boult - hope the spends aren't too serious today. Re Dopey, she doesn't really post much on MSE any longer, shame but it happens...
Have a good day everyone:A
The time you enjoy wasting is not wasted time
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Good morning and a group hug to all
Hope you all like this to cheer us up on another freezing cold day x
"If wishes were horses, then beggars would ride"
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I want to join, I'm not too late am I? I was going to set myself a target of 7 NSD where I would literally spend nothing at all. In a week I need to go Christmas and New Year food shopping but I have technically already paid for this as I put money on a prepaid Asda card, which I got a 5% discount on. I don't know if you would class that as a spend; if you do then my target is 7 NSD, if you don't then my target is 15 NSD.
:j0 -
Not going out today (rotten cold and a cracking sore throat Grommit!) so I am claiming today as my first NSD of the challenge!Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup
NSD 15/20, OS WL 21-6 (4)
C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
Every Penny's a Prisoner
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Midday update:
Turns out I AM covered under my insurance, they are sending out someone to inspect the damage. They will determine if the sofa can be repaired ( doubtful) or needs to be replaced. Anyhow, its a result and I'm thrilled!
Had a mtg at work re the increase in hours, so I've agreed and I'm starting in January for 3 months
Off for lunch now with a couple of work pals, one of whom has just been promoted, so we'll have a wee celebration I think!:j
I'm SO relieved, thanks for all your good wishes:A
you will always be rich enough to be generous.0 -
Midday update:
Turns out I AM covered under my insurance, they are sending out someone to inspect the damage. They will determine if the sofa can be repaired ( doubtful) or needs to be replaced. Anyhow, its a result and I'm thrilled!
Yay! Fantastic news - proves it is worth having insurance!
Had a mtg at work re the increase in hours, so I've agreed and I'm starting in January for 3 months
More cash - woot! :j
Off for lunch now with a couple of work pals, one of whom has just been promoted, so we'll have a wee celebration I think!:j
Many dancing rodents to your work pal!
I'm SO relieved, thanks for all your good wishes:A
Not a problem - have a great day! Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup
NSD 15/20, OS WL 21-6 (4)C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
Every Penny's a Prisoner
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So glad that you were covered jinty & hope yopu had a lovely lovely lunch.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
sf~Hope that you are ok?
No 13 today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
~Well I made it to number 8 today. Tomorrow should be aswell but I have the paper to buy (paid for sub already) and a parcel to post (kept the money to one side yesterday so that I could declare tomorrow aswell - hopefully).
Hope all are well - yay to the insurance Jinty Emma :dance:
Aug GC - £88.17/£130
NSD - target 18 days, so far 5!!0 -
ifwisheswerehorses... wrote: »Good morning and a group hug to all
Hope you all like this to cheer us up on another freezing cold day x
Love it, If:T:T:T
And thanks for the hug, I think we all need one at the moment... The time you enjoy wasting is not wasted time
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