PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The race to be in for Christmas!

Options
1…6465676970…73

Comments

  • silvercar
    silvercar Posts: 49,569 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Name Dropper
    Rachman wrote:
    Plus, the documents give the option to up the fee - when they do, why are you surprised ?

    The lenders have been challanged, and in many cases refunded, the massive hike in fees as they cannot justify the increase.
    I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.
  • Rachman_2
    Rachman_2 Posts: 215 Forumite
    silvercar wrote:
    The lenders have been challanged, and in many cases refunded, the massive hike in fees as they cannot justify the increase.

    OK, fine, but if people challenge this, they will just go back to upping the margin.... - so we all pay all of the time, instead of if we choose to move - I prefer the latter, at least it's in my control then....
  • Leilasmum
    Leilasmum Posts: 73 Forumite
    Part of the Furniture Combo Breaker
    We're also mad busy packing, hoping to exchange today after not exchanging thurs or fri. Solicitor tells me all ok for thurs, so removal men booked, boxes being packed, etc etc
    Good luck for everyone else going thru this right now...it's a nightmare!!!
    Leilasmum
  • lewolf
    lewolf Posts: 62 Forumite
    we've got frantic phone calls flying about as we all try to exchange today! I just hope it happens!
  • Leilasmum
    Leilasmum Posts: 73 Forumite
    Part of the Furniture Combo Breaker
    omg...is it an omen..I've just noticed I have post number 666!
    Leilasmum
  • Poppycat
    Poppycat Posts: 19,899 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    The mortgage fees should be proportional to the costs involved, whilst I have no problem in paying certain fees that reflect the costs, I believe these fees are often unjustified, and a rip off, and are there for one thing to make more money for the banks and to prevent competition so that borrowers don't look else where for better deals as the costs involved detract from moving lender
  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    completely agree with you poppycat :)
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • wigglygiggly
    wigglygiggly Posts: 164 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Good luck to all of you who are about to exchange/move in time for Xmas. And those who are in limbo, I hope that the New Year will bring you all better news.

    We had good news today too - heard from our broker that our mortgage has been accepted!!! I don't think much will happen now til after the holidays, but at least we can relax over Christmas now!!!! :)
  • Poppycat
    Poppycat Posts: 19,899 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Good luck to everyone, hope those that are waiting for that all expected call come through now. I will just be happy now to get a date for the New year.
  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    what a surprise Ive called my sols at 10 this mornig and they havent rang me back yet :rolleyes:
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture