The race to be in for Christmas!

angel1976

Hi everyone who has had an offer accepted recently (late September and October),

Just thought I will post this thread as a bit of a 'support' group for those hoping to get into their new place for Christmas! My story can be seen in my sig and currently, we are waiting for all the searches to finish before we can talk completion and exchange dates. The environment/drainage/water search has come back as OK but still waiting for the local authority search and hoping that will come in this week so we can start talking dates! Everything has been going smoothly so far (except for a slight delay in mortgage offer due to hubby's unusual pay scheme)... BUT...

I'm feeling a bit anxious at the moment as we haven't heard much from our vendors... Vendors are a married couple who has already found a property they like near the wife's mum and they are buying from an old lady who is moving in with her daughter so that's the end of the chain.

Got our mortgage offer on Friday and called the real estate agents' to let them know. Of course, our lovely (cough! cough!) EA has gone on holiday and is back on Wednesday. In the meantime, her horrendously talkative colleague who is taking her cases has not returned any of my calls. I called 3 times on Friday and our mortgage advisor called as well and guess what, SHE WAS ON THE PHONE THE WHOLE TIME! I spoke to her one time and she told me she will call me in 2 minutes and did she? Hell no! I don't think she is avoiding us specifically as I didn't say who I was the 1st and 3rd time I called. How can anyone been on the phone so much? What do these EAs do on the phone all day? :mad:

Anyway, our solicitor is going to notify the sellers' solicitor that we have got our mortgage offer so fingers crossed. If everything goes well, we are really hoping to be in for Christmas. It's our first house so it's all exciting though I don't dare to get too excited yet as I keep thinking something's going to go wrong... Re-assurances please! :A

Angeline x

dkny_2

Hi There,
we have also had our mortgage offer on 20th oct was so excitin, currently just instructed solicitors for searches etc so that should take a good few weeks 2-4 weeks maybe?? think it varies though.

we are aiming to complete a week before xmas but no set dates yet as we have just had our property sold up north so they are currently gettin their mortgage sorted..

Who's next please lol....:beer:

clutton_2

EAs are on the phone all day long that is their business - if they did not phone prospective purchasers/solicitors etc houses would not get sold !!

good luck

mr.broderick

Neither of you wil be in for xmas

CycloneUK_2

Offer Accepted on 17th Oct
Instructed Solicitor on 18th Oct
Survey Done on 23rd - Awaiting Results
Sent Cheque to Solictors for searches 23rd Oct

I'm very much in the early stages, searches should be back in 2-3 weeks.

I'm chain free, the vendor is buying and i think has put an offer in.

emg

I had offer accepted 13 Sept, survey done, mortgage offer done
Solicitors dragging their feet on searches and checking the lease
Had a dream last night that the EA phoned me to say we are working on a completion date of 3rd July! Have woken up this morning and sent nagging emails/left phone messages for everyone involved!

weenock

Offer accepted on 12th September
Instructed solicitor on 14th September
Cleared funds to solicitor for searches 2nd October
Survey completed ~5th October
Draft Contracts Received 17th October
Searches completed 23rd October

Awaiting appointment to sign for exchange

STAR_BUCK

Hi

I'm in the same situation. Have had searches, mortgage offer etc done and our conveyancer should be sending us the contract to read and sign, this week. We're going to try and push to exchange contracts at least before end of Nov as we'll be on holiday and want to go away with a piece of mind. Honestly I don't think i've had a decent night's sleep ever since we started the buying process in Sept!

mrsc_4

You can see by my signature how things are going!! Never assume anything is a lesson I've learnt this time round.

Our Vendors Solicitor is the one holding everything up and our Vendor was the one who has stressed that she wanted a quick sale (there is no onward chain) well we've given her that and our buyer is ready to go (contracts signed just need to set dates) so the ball is in her court now.......and it has been for 3 weeks.

If we're not in by christmas people are going to have some serious explaining to do.Good luck everyone!

butterflysam

Hi

We sold our house on Friday. Our buyers are on rented, so no chain. We are buying a George Wimpey House which will is virtually ready.

All Solicitors instructed, mortgage offers for us and our buyers are in place.
Our house is only 4 years old, so survey shouldn't be too much of a problem.

Our buyers want to be in 2-3 weeks before Christmas, what is the likelihood of it all going through before Christmas?

sallywl

I am in a similar situation too, been waiting for the mortgage offer since 28th of sept, as our letting agent FKD up, they were sent the info for them to do a rental reference....they chased them up on the 11th Oct, and I called tmy MA on thurs (19th) she said they still dont have it :mad: so I called letting agents who were "doing it right that second" but couldnt answer the q about whether we pay every month!! and the landlord was away!!! so i called MA she said to send bankstatements showing payment going out. Faxed that on thurs, so for mortgage offer just waiting for reference!

We and the vendor and their vendor want to move end of november,,,, but time is slipping away everyone else in the chain is ready, we have the searches which will be done any day now, as they were started about 2-3 weeks ago... so hopefully once Mortgage offer comes thru it should move fairly quickly.... HERES HOPING!!!!

Good luck to every one!!!