This debt must go

Lemon_Tree

congratulations on clearning your overdraft, sounds like you had a real bargain on the mirror as well. i may have to have a look at it as well, OH keeps making rumblings about putting one over our fire place, i'm not sure though as i don't like mirrors at all

starnac

Lemon_Tree wrote: »

OH keeps making rumblings about putting one over our fire place, i'm not sure though as i don't like mirrors at all

how tall are you?? if you are small like me you can make sure he puts it just high enough so you don't have to see yourself each time you pass the mirror

Lemon_Tree

unfortunately i'm only a few inches shorter than OH. I'll just walk around with my eyes closed added benefit that i can't see the mess either.

starnac

Lemon_Tree wrote: »

added benefit that i can't see the mess either.

:rotfl::rotfl::rotfl:that's really funny. mess? what mess? my sister has always said that organised people are just too lazy to look for things. that's almost a motto in our house

starnac

Argh I just spent 25 minutes digging my car out as it hasn't moved since the snow first came in!

Lemon_Tree

Just want to wish you a wonderful christmas

patman99

Good job sausage dogs aren't priced by the foot. Anyway, good bargain on the mirror Starnac. It is nice to grab a bargain when the oppurtunity strikes.

I see a lot of people doing sealed pot challenges. Personally, I lob all my £2's and 20/5/2/1ps into a coin bag and when it feels heavy, I pop into Barclays when I go into town to sign-on and put the coins through their sorting machine and straight into my cash saver account. This acts as an emergency fund to my main accounts at Nationwide. The beauty of doing it this way is that it earns interest from the day it hits my account, thus adding to the grand total.

starnac

i've decided to resurrect this diary. been plodding on since christmas but not really doing much. i had a bit of a boost in the new year and got quite a bit paid off but still quite away to go.

i've just been accepted for a 0% cc which i've used to balance transfer some of the mint card balance. the rest will be paid off in the next 2-3 months. that's the target anyway. that will just leave us with the Barclaycard, the car loan and a small o/d on our j/a

will post figures here in a minute when i collect them all up

starnac

Money (from December 2010)

[STRIKE]O/D £850[/STRIKE] gone
J/A O/D [STRIKE]£1459.35[/STRIKE] £369.42
[STRIKE]DH O/D £1377.02[/STRIKE] gone
Car Loan [STRIKE]£3502.32[/STRIKE] £2749.42
Mint [STRIKE]£2122.58[/STRIKE] £428.27
Barcalycard (DH) [STRIKE]£3634.63[/STRIKE] £3369.98
N/W cc (0%) £1750.15

Total [STRIKE]£12945.90[/STRIKE] £8667.24

the figure is going in the right direction but we seem to be at a bit of a standstill at the moment and really need to get back on track. I spent yesterday looking for things to eb*y. will try to get them photographed and listed by beg of next week as I am working all weekend.

speaking of which must dash and get ready for work.

now repeat to self *do not leave so long between posts*

dirtyepic

Hi starnac,

Enjoying your diary, yeah, keep on plodding with the diary. I find that when I keep on top of my diary I am more motivated to bust the debt and relocate my positivity!

Then i do spend quite of lot of time catching up with other peoples diaries which usually give me a big kick of motivation up the backside!

I also find that with every payment, no matter how small, I work out the percentage of my debt paid and that always puts a smile on me face when I see that figure creep up with the debt reducing!

Best of luck, stick at it!

dirtepic