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This debt must go

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  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    i've made my first 1% :j

    i updated my figures on my spreadsheet and i'd paid £136.77 off one of the O/D's so that's 1% and some change left over for the next %. it's quite sad counting it like that but it seems to work for me so i'm doing it.

    i put another £20 into my O/D savings which will be moved at the end of each month to bring that down. i really want this paid off by january so that i can attack the next debt.

    the one debt vs 100 days challenge has only got 4/5 days to go now so i wont clear the £425 (half the O/D) by then but i did clear my egg card which was the main goal. the extra was only added to keep the momentum going for the last week or so. take 5 will start in january and that will hopefully help me clear the joint account O/D which will make me a very happy bunny :D
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • beanielou
    beanielou Posts: 95,468 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy shiney new diary :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    thanks beanielou. nice to see you. how's things??
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    another £30 into my O/D savings. loan payment comes out tomorrow so i can update my signature then. also DH gets paid on the 15th and will report to me how much he has reduced his O/D by on the 14th. hopefully there'll be a nice rise in % paid off the debt by the end of the month.
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Hi Starnac

    Found you!

    Have subscribed :)

    I think we are both going for a DFD of Dec 2011?
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    found you! and subscribing.
    heavens the sealed pot challenge is still going? I started it a couple of years ago but just cannot bring myself to open it. I keep thinking of so many good things that the money could go towards, the newest being the windows but i can't seem to contemplate opening it until it's going towards a sausage dog.
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Don't give up the dream of your sausage dog LT!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 10 December 2010 at 5:13PM
    It's on year 4 now. I'm on my third year!! Although I started late the first year I did it so only had about £27 in it. I had £180 this year though so really pleased. Yours must be pretty full now LT. How can you not open it? Curiosity would have got the better of me by now
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Are sausage dogs really expensive then?
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    it's almost full up and it's only got 10ps in it. I just cannot bring myself to open it.

    Sausage dogs are expensive! about £400-£600 which i think is madness but the only reason we're not getting one at the mo, is that we both work full time and it wouldn't be fair to the poor dog
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