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This debt must go

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  • yay for stars and eyebrows - have a rest

    Did you know free ebay listing on sat/sun for items over £1 for upto £100 items

    :)
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    thanks Pippi I'll check it out.

    Am just about to pop over to yours to have a catch up so get the kettle on :)
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    so November already. need to set myself some goals.

    Here goes:

    have baby (hopefully by the weekend)
    finish christmas shopping
    write christmas cards (i always leave this too late)
    DH to apply for 0% CC
    BT barcl4ycard to 0%
    20 items sold on eb4y (not just listed but sold)
    finish nursery (this will have to be done)
    reduce the amount taken out of my pay for childcare vouchers
    reduce DD's hours in nursery once baby is born
    be brave and join make £10 a day thread and not just lurk
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • What you doing still here? you have to drop that baby before 8am Friday morning or I'm going to win you :rotfl:
    LBM April 2011 £4906

    :j:j DEBT FREE 4th NOVEMBER 2011 :j:j
    Clothes Challenge 2011 £60.24/£200
    Virtual sealed pot #136 - £1.60 Sealed pot # 1365 Nectar card - £8.80 Overdraft £0.00
    Do I need it? Can I afford it? Is it cheaper elsewhere?
  • poorbutrich
    poorbutrich Posts: 1,349 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    starnac wrote: »
    so November already. need to set myself some goals.

    Here goes:

    have baby (hopefully by the weekend)

    :rotfl:Brilliant! Wonder if the baby knows it's on a "goal list"!
    Overpay!
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    What you doing still here? you have to drop that baby before 8am Friday morning or I'm going to win you :rotfl:

    I'm kind of hoping it's tomorrow although my family think it'll be saturday.

    ooh 8am friday morning. you must be so excited
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    starnac wrote: »
    so November already. need to set myself some goals.

    Here goes:

    have baby (hopefully by the weekend)
    finish christmas shopping
    write christmas cards (i always leave this too late)
    [STRIKE]DH to apply for 0% CC[/STRIKE] done last night and accepted :j
    [STRIKE]BT barcl4ycard to 0%[/STRIKE] done
    20 items sold on eb4y (not just listed but sold)
    finish nursery (this will have to be done)
    reduce the amount taken out of my pay for childcare vouchers
    reduce DD's hours in nursery once baby is born
    [STRIKE]be brave and join make £10 a day thread and not just lurk[/STRIKE] set myself the goal of £5 a day

    I have started on my goal list already :T DH applied online for a 0% BT deal and was accepted. This was really good for us as it shows his credit rating must have improved plus all our debts will be 0% now. He couldn't transfer the whole balance from his barcl4ycard but did manage the majority of it. It doesn't actually matter as this card has not been allowing us to OP so we've been putting money in a savings account in order to pay the whole lot off. so the balance that will be left on that card will get cleared through the savings account. Any money left over will go towards an OP.

    Will be really nice to have the remainder of our debts on 0% so that we are not paying interest to anybody :D

    I have also signed up for the make £10 a day thread. I'm only aiming for £5 a day though - start slowly and all that. Already started thanks to a payment from quidco for £35! :j
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I've spent this morning making a mini school uniform for DD's favourite doll. DD told me this morning that now Sophie was 4 she needed new shoes for school (DD has a brilliant imagination). So after dropping DD off at school I found some green fabric in the spare room, moved my sewing machine back onto my craft table and made Sophie a mini uniform. I hope DD likes it when she gets home.

    It may be a little tight getting it on and off for DD to do by herself so may need to adjust it a little. We'll see.
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • wendz86
    wendz86 Posts: 7,171 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    That is so cute , bet the costume is lovely! Bet your DD will be so pleased.

    Oh and I hope that baby hurries up as i am betting on tomorrow hehe.
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Still not had baby :( obviously he's too comfy in there. I have an appointment for a sweep tomorrow though so maybe that will get him out.

    DH and I finally sorted through DD's baby clothes. We know this one is a boy so all the girly clothes can go. After a memory packed weekend sorting the clothes (how small was my princess????) we have a big pile of good/hardly worn clothes to get rid of. The indoor market in the next town up has just started doing a sort of indoor car boot thing where you can sell second hand goods. It's every 3rd saturday I think so if baby hurries up I can give them a ring and hopefully get a stall there this month to sell the baby clothes.

    I have also ordered a few bits this morning to make brooches which I will sell on one of the crafting sites. Not sure whether to resurrect my MISI store or open a new one on Folksy. Will have to research that a bit before deciding
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
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