This debt must go

starnac

email sent sunday evening so money should be a bit easier in February although i will be down to SMP by then so I need to start making money to offset the drop to avoid dipping into my savings too early.

I have already started a car boot box and have heard about an indoor one not too far away. I will look into that in the new year. DH and I also sorted out all DD's baby clothes before the baby was born and have a nice pile of good quality/condition girl's baby clothes to sell.

I also have 2 boxes of stuff to put on the good old bay of e as I heard it called on another thread.

Time for a plan for the new year me thinks. Stay tuned folks

starnac

Money

N/W CC 1 £1500 @ 0%
N/W CC 2 £3088.50 @ 0%

Total £4588.50

So my original goal was to pay off all outstanding debt by the end of December this year. This is not likely to happen now baring a £4.5k miracle in the next 15 ish days. Luckily I had a back up plan. This was to pay off all debt by my birthday which happens to be a big one. This falls in April and from the 1st January I would have 101 days to pay off the debt before the big day. :eek:

Now £4588.50 in 101 days is a big ask.

If I aim for this then hopefully I will pay off a big chunk of it at least.

starnac

So how can I do it??

Sort DVD's and send to mus1c magp1e
Go through clothes and bag up all clothes that do not fit/don't wear and text people who pay for them
List a couple of maternity clothes on the bay of e
Also list contents of 2 boxes on there
Collect up pregnancy related items and sell on mummy type forums (need to look into this)
Look into local indoor car boot
Sign up to more survey sites
Complete one survey everyday
Look into and set up Folksy account
Use up fabric/craft stuff and make things to sell on Folksy
Batch cook/ cook from scratch as much as possible
Lots of NSD's
Put all change and roadkill in sealed pot
Bank this years sealed pot money
Sell unwanted items on gumtree

starnac

starnac wrote: »

So how can I do it??

[STRIKE]Sort DVD's and send to mus1c magp1e[/STRIKE]
[STRIKE]Go through clothes and bag up all clothes that do not fit/don't wear and text people who pay for them [/STRIKE]
List a couple of maternity clothes on the bay of e all sorted waiting to be photographed and listed
Also list contents of 2 boxes on there
[STRIKE]Collect up pregnancy related items[/STRIKE] and sell on mummy type forums (need to look into this)
Look into local indoor car boot need to get number off DH's phone and ring them
Sign up to more survey sites
Complete one survey everyday
Look into and set up Folksy account
Use up fabric/craft stuff and make things to sell on Folksy
Batch cook/ cook from scratch as much as possible
Lots of NSD's
Put all change and roadkill in sealed pot
Bank this years sealed pot money all ready for when I go into town maybe friday
Sell unwanted items on gumtree need to get up the attic to take pictures

okay new year and all that blah blah blah.

have made a start. DVD's have been sorted and posted. Just waiting for cheque now.

I have sorted all pregnancy related stuff and they are waiting to be listed. That's a job for this week.

Lots of stuff listed in red that needs doing. Really need to crack on with it. Should be easier now DD is back in school and DH is back in work

starnac

:mad: just walked all the way up to the doctors in the rain for DS's 6-8 week check only to find out it was in the sister surgery in town not our usual one. not a happy bunny as couldn't get into town in time. the receptionist was nice though and told me to bring him back for baby clinic on monday at our surgery.

on the up side though I had a good walk (mostly uphill) and i think i've worked out how to use my pedometer. when i wore it to take DD to school this morning it told me I had walked 20 steps on a 50 minute journey - i don't think so! but i've moved it now on my waistband and think i've got it. slimmer me here i come

OrangeFairy

Hello Starnac!

Thought id pop over to your diary.

Congrats on your new little baby! Lovely weight My DD2 was a similar weight at 8 lb 15 oz. I had to be induced with both my daughters. DD1 was 16 days overdue and DD2 was 15 days over! Lazy kids!

Booo to the mix up with the doctors! But well done on a good walk

Good luck in your goals to pay everything off before your birthday.

starnac

Hi Orange Fairy, I thought my kids were bad - DD was 10 days over and DS was 13 days over! The threat of being induced was enough for DD but DS was too comfy in there . I didn't think they would let you go that far overdue?

Pippilongstocking

Ey up lassie - happy holidays - happy 2012 and woo hoo to a new year!

Bah to daft surgeries not being open for proper stuff - and ace walking!

starnac

Hey Pippi. Happy new year to you too. I definately need the walking to shift some baby weight. DH bought me a pedometer for Christmas and I only figured it out yesterday. Walked up to school and back twice already today and that was an effort with the wind. Nearly got blown over with the pram a few times. Must be normal for you though?

Thanks to the 2 trips up to school I have walked a total of 8846 steps which is well on my way to the 10k they recommend you do. Should make the 10k by bedtime.

poorbutrich

starnac wrote: »

okay new year and all that blah blah blah.

have made a start. DVD's have been sorted and posted. Just waiting for cheque now.

I have sorted all pregnancy related stuff and they are waiting to be listed. That's a job for this week.

Lots of stuff listed in red that needs doing. Really need to crack on with it. Should be easier now DD is back in school and DH is back in work

I am in stunned awe of your list and everything you've achieved with two little ones! Sorry to hear about your walk to the surgery - did something similar myself this morning getting myself and DS soaked along the way!

Do you mind if I ask which pregnancy forum you find best for selling baby-related stuff?