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This debt must go

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  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Thank you PurpleFairy hopefully now this mindset will stick.

    In other news I am just about to try out the new kettle :D
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • Cheery_Daff
    Cheery_Daff Posts: 17,137 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    VERY glad you have a new kettle :j :j Boiling water in a pan is just NOT the same I don't think :eek: We have one of those boiling water tap things at work which I do NOT approve of - it's not *quite* boiling so your tea always gets drunk within about 10 seconds as it's on the verge of being too cold. Most unsatisfying :rotfl:

    However, what *is* satisfying is your debt busting! So much well done! :j :j :j
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Yes Cheery I agree it's not the same. Although I must admit the new kettle was a bit of a faff. The instructions said it had to be filled, boiled and emptied twice to "remove any residue from the manufacturing process". I couldn't help thinking "what a waste!" But I was too afraid to re use the water for anything else in case therewas manufacturing residue in there :(

    Never mind I have a cuppa and am waiting for it to cool down enough to drink. I'm pretty sure next time I use the kettle it'll be much easier :D

    Well DD was very excited going into school today. It seems that most schools are showing the football match today. We have been asked to pick them up as soon after the match finishes as possible. :rotfl: presumably so the teachers can go to the pub!! :rotfl: In all seriousness though I do think it's a fab idea. It's taken 58 years for Wales to get this far so let's support them and enjoy it. I personally think it's a good thing for children to learn a bit of pride for their country and hopefully the teachers will be good examples of how to behave whatever the result.

    C'mon Wales ;)
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Fingers crossed for the boys #togetherstronger :D
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • OrangeFairy
    OrangeFairy Posts: 2,630 Forumite
    1,000 Posts Combo Breaker
    How are things Starnac?

    OF x
    Orange Fairy
    House Purchased April 19 :) CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb


  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    So sorry that I have been MIA. So much to catch up on.

    Not least that the Welsh football team made the Semi Finals! :T I know people said we were over reacting as we didn't even win but for us as a country we are so proud of how well they did, and the pride with which they did it. Well done boys #togetherstronger

    In other news....probably bigger than the welsh football team doing so well......We are officially DEBT FREE!!! :j:j:j:j

    So amazing to report. In fact I still can't quite believe it. I panic everytime it gets close to pay day in case we end up back in our overdraft again. Is this normal???

    I'm trying to work out a long term plan but for the moment I am just enjoying not having to worry about money for the first time in over 8 years!!!!
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • rtandon27
    rtandon27 Posts: 5,663 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    starnac wrote: »
    ...We are officially DEBT FREE!!! :j:j:j:j

    Fabulous news Star!:T:T:T

    Congratulations!
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)
    Psst...I may have started a diary!
  • tori.k
    tori.k Posts: 3,592 Forumite
    De-lurking to say well done what great news :)
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    rtandon27 wrote: »
    Fabulous news Star!:T:T:T

    Congratulations!
    tori.k wrote: »
    De-lurking to say well done what great news :)

    Thank you both :kisses3:
    Save
    Save
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • Greying_Pilgrim
    Greying_Pilgrim Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    WHOOP! :j:j

    Well done starnac - fabulous news :D Great achievement - really, really well done for sticking to it and vanquishing the debt :D:D

    I enjoyed following the footy team's success. It was done in the right spirit - how sport should be :D

    Greying X
    Pounds for Panes £7,305/£10,000 - start date Dec 2023
     
    Grocery Spend August 2025 £46.70/£300 
    Non-food spend August 2025 £0/£50
    Bulk Fund August 2025 £0/£10 
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