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mis-sold washing machine insurance?

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  • prosaver wrote: »
    the sales of goods act 1979 law act last for 7 years from the day you bought the washer machine so there is no need for insurance....
    Why do people do this?

    I did not even know that!!!
    If you can't say anything nice, don't say anything at all :)
  • mjm3346
    mjm3346 Posts: 47,277 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 13 November 2010 at 1:06PM
    prosaver wrote: »
    the sales of goods act 1979 law act last for 7 years from the day you bought the washer machine so there is no need for insurance....
    Why do people do this?


    and?

    Not that I would suggest getting product insurance but "sale of goods" does not entitle you to repair or replacement for 7 years so how does it replace the insurance?


    Maybe you are thinking of inherent faults which after 6 months the buyer must prove and even then does not mean goods have to last 6 years.
  • macman
    macman Posts: 53,129 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Correct, and proving an inherent fault after 6m is next to impossible. You would have to commission an independent engineer's report, which might be more than the cost of the repair. The device is only expected to last 'for a reasonable period' and it's left to the legal process to decide what a 'reasonable period' might be for a washing machine.
    No free lunch, and no free laptop ;)
  • Sublime_2
    Sublime_2 Posts: 15,741 Forumite
    I've got extended insurance for my Hotpoint washer/dryer, which in hindsight I would never have bought. I've had the engineers out at least twice a year since I bought it 3 years ago.

    When my current cover runs out, Im saving up for a separate washer, and dryer.
  • macman
    macman Posts: 53,129 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Sublime wrote: »
    I've got extended insurance for my Hotpoint washer/dryer, which in hindsight I would never have bought. I've had the engineers out at least twice a year since I bought it 3 years ago.

    When my current cover runs out, Im saving up for a separate washer, and dryer.

    Hopefully not a Hotpoint then-rated the third worst brand for reliability by Which.
    No free lunch, and no free laptop ;)
  • RandyRos
    RandyRos Posts: 561 Forumite
    Sublime wrote: »
    I've got extended insurance for my Hotpoint washer/dryer, which in hindsight I would never have bought. I've had the engineers out at least twice a year since I bought it 3 years ago.

    When my current cover runs out, Im saving up for a separate washer, and dryer.

    my zanussi washer/dryer was the same. every 3 months i had someone out to it. they had to send 2 people to replace the whole drum at one stage! and they moaned about washer/dryers, saying they should never have been invented.
    If you can't say anything nice, don't say anything at all :)
  • prosaver
    prosaver Posts: 7,026 Forumite
    Part of the Furniture Combo Breaker
    mjm3346 wrote: »
    and?

    Not that I would suggest getting product insurance but "sale of goods" does not entitle you to repair or replacement for 7 years so how does it replace the insurance?


    Maybe you are thinking of inherent faults which after 6 months the buyer must prove and even then does not mean goods have to last 6 years.
    yes it does have you read it?

    Ps do you you work in a shop?
    “Life isn't about finding yourself. Life is about creating yourself.”
    ― George Bernard Shaw
  • prosaver
    prosaver Posts: 7,026 Forumite
    Part of the Furniture Combo Breaker
    macman wrote: »
    Correct, and proving an inherent fault after 6m is next to impossible. You would have to commission an independent engineer's report, which might be more than the cost of the repair. The device is only expected to last 'for a reasonable period' and it's left to the legal process to decide what a 'reasonable period' might be for a washing machine.
    I think the fault will be proved if you switch it on and it doesnt work

    durrr
    “Life isn't about finding yourself. Life is about creating yourself.”
    ― George Bernard Shaw
  • macman
    macman Posts: 53,129 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    prosaver wrote: »
    I think the fault will be proved if you switch it on and it doesnt work

    durrr

    So how does that prove that it was a pre-existing fault? It used to work, now it doesn't! Was the component always faulty, or has it developed a fault. Who's to say?
    No free lunch, and no free laptop ;)
  • mjm3346
    mjm3346 Posts: 47,277 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    prosaver wrote: »
    yes it does have you read it?

    Ps do you you work in a shop?


    No it does not and yes I have.


    No I do not.


    You are mistaken if you really think the sale of goods act provides you with the right of repair or replacement for all goods up to 7 years old.
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