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Is it the end, or just the beginning.....?

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  • Pippajo
    Pippajo Posts: 900 Forumite
    ((( :T what she says - pointing upwards!!!)))) Some wise words there from Macgirl.

    I've got 3 generations on boys sitting on the sofa praying for Spurs to win tonight! I'm on MSE and BingoP playing for vouchers :D
  • :o:o:o only just found your diary (I hope nothing too fabulous happened in the last 23 pages!)

    Congrats on being so close to DF status :j. I totally empathise with the evening slump, all I want to do is watch telly, go on t'internet, or go to bed. Even reading a book seems like an effort at the moment!
    Mortgage [STRIKE]16/03/2011: £190K 01/01/2017: £107,729.65 [/STRIKE] 01/07/2017: £95,979.89
    OPs 2011-2016 = £45K 2017 OPs = £9250.20
  • Surfbabe
    Surfbabe Posts: 2,283 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Well said MacGirl - Hypno take heed !!!!!

    got to have operation on my foot sometime - that is going to put me out of action for up to 3 months !!!!!
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Another one in agreement here - tho as another lark, I sometimes waft about the house *late* at night, and do the odd ten minute task, oops, an insomniac owl.

    Surfbabe - sorry to hear that :(
    2023: the year I get to buy a car
  • Pippajo
    Pippajo Posts: 900 Forumite
    Surfbabe, thats sounds nasty. Hope it all goes well.
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I hate hate hate snow.Fact.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • gailey_2
    gailey_2 Posts: 2,329 Forumite
    Part of the Furniture Combo Breaker
    Ahh lovley to see a new and final debt free diary for you and you being positive about future despite the difficulties.

    life begins at 40!

    You been real inspiration to so many and done so well.

    still wonder how you stayed on track and paid 100k over 4years seems such a overwhelming amount.

    did you do iva or dmp at all? I dont think you did. think of all the paper and pens colouring in 100,000 sqaures.

    well done and congrats.
    Think you and kids need ski holiday next year!
    pad by xmas2010 £14,636.65/£20,000::beer:
    Pay off as much as I can 2011 £15008.02/£15,000:j

    new grocery challenge £200/£250 feb

    KEEP CALM AND CARRY ON:D,Onwards and upward2013:)
  • Surfbabe
    Surfbabe Posts: 2,283 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    trying to put operation off till July as I can't afford 3 months off of work and my job is such that they could not get anyone into do it as they can't afford to pay them. Also - If I don;t work at my other job I don;t get paid !!!!! so at least over the summer holiday it won't matter so much !!!!

    No snow here yet :) thank goodness
  • ZTD
    ZTD Posts: 24,327 Forumite
    :o:o:o only just found your diary (I hope nothing too fabulous happened in the last 23 pages!)

    Something fabulous happens on every page.

    'Tis true...
    Congrats on being so close to DF status :j. I totally empathise with the evening slump, all I want to do is watch telly, go on t'internet, or go to bed. Even reading a book seems like an effort at the moment!

    You don't want to be reading this diary then - she'll have you shredding and cleaning the oven in one fell swoop.
    beanielou wrote: »
    I hate hate hate snow.Fact.

    You should learn to love it.

    Then it probably wouldn't happen to you.

    The universe is like that...
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ok then Z.
    I love love snow.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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